PROFESSIONAL EDUCATION
ActiveSummary
PROFESSIONAL EDUCATION has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €295k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 13% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency30▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.03 in 2024; short-term debt: 79.9% and cash: 85.2% of total assets), and 95.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.5%
Return on assets
55.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 435 sector peers (2025).
NBB · sector comparisonPosition among 435 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-05-2026, 83 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
83 d early
2024
140 d early
2023
133 d early
2022
44 d early
2021
75 d early
2020
57 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€295k▲ 44.0%
2024 · €205k
2018: €82klowest in 8 years
2019: €134k▲ +64.4% vs 2018
2020: €122k▼ -9.3% vs 2019
2021: €83k▼ -31.6% vs 2020
2022: €122k▲ +46.6% vs 2021
2023: €174k▲ +42.1% vs 2022
2024: €205k▲ +17.8% vs 2023
2025: €295k▲ +44.0% vs 2024highest in 8 years
2018 → 2025
Working capital
€75k▲ 681%
2024 · €10k
2018: €70k
2019: €44k▼ -37.3% vs 2018
2020: €36k▼ -17.7% vs 2019
2021: €16k▼ -55.9% vs 2020
2022: €-10k▼ -160% vs 2021lowest in 8 years
2023: €8k▲ +180% vs 2022
2024: €10k▲ +24.4% vs 2023
2025: €75k▲ +681% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€22k▼ 10.7%€23k▲ 4.3%€24k▲ 4.0%€24k▲ 0.7%
2021: €25khighest in 5 years
2022: €22k▼ -10.7% vs 2021lowest in 5 years
2023: €23k▲ +4.3% vs 2022
2024: €24k▲ +4.0% vs 2023
2025: €24k▲ +0.7% vs 2024
Operating result€115k-€164k▲ 42.0%€236k▲ 43.9%€275k▲ 16.4%€397k▲ 44.6%
2021: €115klowest in 5 years
2022: €164k▲ +42.0% vs 2021
2023: €236k▲ +43.9% vs 2022
2024: €275k▲ +16.4% vs 2023
2025: €397k▲ +44.6% vs 2024highest in 5 years
Net result€83k-€122k▲ 46.6%€174k▲ 42.1%€205k▲ 17.8%€295k▲ 44.0%
2021: €83klowest in 5 years
2022: €122k▲ +46.6% vs 2021
2023: €174k▲ +42.1% vs 2022
2024: €205k▲ +17.8% vs 2023
2025: €295k▲ +44.0% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €529k
Fixed assets
€31k ▼ 15.6%
Current assets
€498k ▲ 58.3%
Equity and liabilities €529k
Equity
€24k ▲ 0.7%
Debt
€505k ▲ 54.1%
Debt's share of the balance-sheet total rises from 93.2% to 95.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€409k▲
2024 · €287k
Cash flow
€308k▲
2024 · €218k
Current ratio
1.18▲
2024 · 1.03
Debt to equity
20.99▲
2024 · 13.71
ROA
55.7%▼
2024 · 58.2%
Interest coverage
198.75▲
2024 · 116.94
Debt ≤ 1 year
€423k▲
2024 · €305k
Debt > 1 year
€2k▼
2024 · €10k
Income taxes
€100k▲
2024 · €71k
Staff costs
€94k▲
2024 · €50k
A ratio outside any meaningful range has been withheld (balance sheet total €529k, equity €24k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€352k€529k▲
Fixed assets21/28€37k€31k▼
Tangible fixed assets22/27€26k€15k▼
Furniture and vehicles24€26k€15k▼
Financial fixed assets28€11k€17k▲
Current assets29/58€315k€498k▲
Amounts receivable within one year40/41€14k€27k▲
Trade receivables40€4k€27k▲
Other amounts receivable41€10k€398▼
Cash at bank and in hand54/58€292k€451k▲
Deferred charges and accrued income490/1€9k€20k▲
Equity and liabilities
Total equity and liabilities10/49€352k€529k▲
Equity10/15€24k€24k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k▲
Distributable reserves133€5k€5k▲
Amounts payable17/49€328k€505k▲
Amounts payable after more than one year17€10k€2k▼
Financial debts170/4€10k€2k▼
Amounts payable within one year42/48€305k€423k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Financial debts43€20k€20k▼
Credit institutions430/8€20k€20k▼
Trade debts44€66k€70k▲
Suppliers440/4€66k€70k▲
Taxes, remuneration and social security45€6k€29k▲
Taxes450/3€163€18k▲
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€204k€295k▲
Accrued charges and deferred income492/3€13k€80k▲
Income statement
Code20242025
Non-recurring operating income76A€541€7k▲
Remuneration, social security and pensions62€50k€94k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€285€295▲
Gross operating margin9900€338k€504k▲
Operating profit (loss)9901€275k€397k▲
Financial income75/76B€4k€4▼
Recurring financial income75€4k€4▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€276k€395k▲
Income taxes67/77€71k€100k▲
Profit (loss) for the period9904€205k€295k▲
Profit (loss) for the period to be appropriated9905€205k€295k▲
Appropriation of the result
Profit (loss) to be appropriated9906€205k€295k▲
Transfer to equity691/2€916€158▼
To other reserves6921€916€158▼
Profit to be distributed694/7€204k€295k▲
Return on contributions (dividend)694€204k€295k▲
Social balance
Average headcount (FTE)90871.02.6▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €5k | €8k | - | €541 | €7k | ▲ 1,173% |
| Remuneration, social security and pensions62 | €49k | €66k | €72k | €50k | €94k | ▲ 87.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €13k | €13k | €13k | €13k | ▼ 0.8% |
| Other operating charges640/8 | €16k | €20k | €313 | €285 | €295 | ▲ 3.4% |
| Non-recurring operating charges66A | €690 | €26k | €871 | - | - | - |
| Gross operating margin9900 | €200k | €289k | €322k | €338k | €504k | ▲ 49.2% |
| Operating profit (loss)9901 | €115k | €164k | €236k | €275k | €397k | ▲ 44.6% |
| Financial income75/76B | €16 | €2k | €2k | €4k | €4 | ▼ 99.9% |
| Recurring financial income75 | €16 | €2k | €2k | €4k | €4 | ▼ 99.9% |
| Financial charges65/66B | €2k | €2k | €3k | €2k | €2k | ▼ 16.1% |
| Recurring financial charges65 | €2k | €2k | €3k | €2k | €2k | ▼ 16.1% |
| Profit (loss) for the period before taxes9903 | €113k | €164k | €235k | €276k | €395k | ▲ 42.9% |
| Income taxes67/77 | €30k | €41k | €61k | €71k | €100k | ▲ 39.8% |
| Profit (loss) for the period9904 | €83k | €122k | €174k | €205k | €295k | ▲ 44.0% |
| Profit (loss) for the period to be appropriated9905 | €83k | €122k | €174k | €205k | €295k | ▲ 44.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €253k | €310k | €332k | €352k | €529k | ▲ 50.5% |
| Fixed assets21/28 | €23k | €58k | €50k | €37k | €31k | ▼ 15.6% |
| Intangible fixed assets21 | €2k | €600 | - | - | - | - |
| Tangible fixed assets22/27 | €19k | €49k | €39k | €26k | €15k | ▼ 43.5% |
| Land and buildings22 | €14k | - | - | - | - | - |
| Plant, machinery and equipment23 | €563 | - | - | - | - | - |
| Furniture and vehicles24 | €5k | €49k | €39k | €26k | €15k | ▼ 43.5% |
| Financial fixed assets28 | €2k | €9k | €11k | €11k | €17k | ▲ 49.7% |
| Current assets29/58 | €230k | €252k | €282k | €315k | €498k | ▲ 58.3% |
| Amounts receivable within one year40/41 | €72k | €38k | €27k | €14k | €27k | ▲ 99.6% |
| Trade receivables40 | €54k | €27k | €10k | €4k | €27k | ▲ 636% |
| Other amounts receivable41 | €18k | €11k | €17k | €10k | €398 | ▼ 96.0% |
| Cash at bank and in hand54/58 | €150k | €206k | €248k | €292k | €451k | ▲ 54.2% |
| Deferred charges and accrued income490/1 | €8k | €8k | €6k | €9k | €20k | ▲ 133% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €253k | €310k | €332k | €352k | €529k | ▲ 50.5% |
| Equity10/15 | €25k | €22k | €23k | €24k | €24k | ▲ 0.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €6k | €3k | €4k | €5k | €5k | ▲ 3.0% |
| Non-distributable reserves130/1 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | €2k | - | - | - | - | - |
| Distributable reserves133 | €4k | €3k | €4k | €5k | €5k | ▲ 3.0% |
| Amounts payable17/49 | €228k | €288k | €309k | €328k | €505k | ▲ 54.1% |
| Amounts payable after more than one year17 | €14k | €26k | €18k | €10k | €2k | ▼ 79.8% |
| Financial debts170/4 | €14k | €26k | €18k | €10k | €2k | ▼ 79.8% |
| Amounts payable within one year42/48 | €214k | €261k | €274k | €305k | €423k | ▲ 38.7% |
| Current portion of amounts payable after more than one year42 | €38k | €22k | €8k | €8k | €8k | ▲ 1.5% |
| Financial debts43 | - | €13k | €18k | €20k | €20k | ▼ 0.3% |
| Credit institutions430/8 | - | €13k | €18k | €20k | €20k | ▼ 0.3% |
| Trade debts44 | €79k | €83k | €67k | €66k | €70k | ▲ 6.5% |
| Suppliers440/4 | €79k | €83k | €67k | €66k | €70k | ▲ 6.5% |
| Taxes, remuneration and social security45 | €13k | €18k | €7k | €6k | €29k | ▲ 380% |
| Taxes450/3 | €7k | €10k | €138 | €163 | €18k | ▲ 11,155% |
| Remuneration and social security454/9 | €6k | €9k | €7k | €6k | €11k | ▲ 81.0% |
| Other amounts payable47/48 | €83k | €125k | €173k | €204k | €295k | ▲ 44.4% |
| Accrued charges and deferred income492/3 | - | - | €16k | €13k | €80k | ▲ 538% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €83k | €122k | €174k | €205k | €295k | ▲ 44.0% |
| + Depreciation and write-downs630 | €20k | €13k | €13k | €13k | €13k | ▼ 0.8% |
| Operating cash flow (approximation) | €103k | €136k | €187k | €218k | €308k | ▲ 41.4% |
| Investment in fixed assets (approximation) | - | €-49k | €-5k | €0 | €-7k | - |
| Change in cash | - | €55k | €43k | €44k | €158k | ▲ 258% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €295k ▲44%
Operating result €397k, net result €295k, both a record.
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1985
Ground area
1,625 m²
Building footprint
1,286 m²
Volume, LiDAR
34,999 m³
Parcel 21807G0001/00L000, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
376
companies at this address
See who is registered here
1 establishment unit
Nederlandse Academie
since 19852.025.557.067
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0001/00L000 | Brussels | 1,625 m² | 1 · 1,286 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,330. 949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-09-1984
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.