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F9 Languages in Brussels

Active
Non-profit associationfounded 1989active for 36 yearsLouis Schmidtlaan 87, 1040 Etterbeek, BelgiumKBO/BCE: BE 0442.999.196
Summary

F9 Languages in Brussels has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3.6m) and a net result of €45,902. Equity has been growing by about 6% per year since 2018. Its solvency ranks better than 5% of 581 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-12-1989 Normal situation
Registered office
187 active companies are registered at this address 5 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Other education NACE 85599
Establishment unit
2.161.658.757 1040 Etterbeek, since 31-12-1989
Financial year end
31 December
Peppol
Reachable since 12-01-2026

Board and ownership

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€347,145
▼ 18.9%
Turnover
≈ €520,000
estimated
Surplus
€45,902
▼ 65.8%
Equity
-€3.6m
▲ 1.2%
Total assets
€601,581
▼ 7.4%
Employees on 31-12-2025
4
  • Negative equity on 31-12-2025
Filed on 31-07-2026, on time
Score breakdownraises riskCapped at 59: negative equityNegative equity -€3.6mlowers riskLegal form: non-profit associationLiquidity: current ratio 5.54, cash €401,366Sector: Education (NACE 85)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in education (NACE 85)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 0=
equity -603.2% of total assets
Liquidity 95+8
short-term debt 17.2% · cash 66.7%
Profitability 57-32
return on assets 7.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,821 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
No credit on open account
Liquidity is ample, with a current ratio of 5.54 (3.14 in 2024), above the usual 1.5. Short-term debt is 17.2% and cash 66.7% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 88% on liquidity, 31% on profitability and 46% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · Negative equity -€3.6m
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.54, cash €401,366
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 581 sector peers (2025).
NBB · sector comparison
Position among 581 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
35 days early
2023
48 days early
2022
67 days early
2021
17 days early
2020
19 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3.6m View
  • Caution: Lower solvency than 95% of companies in educationsector median 52.9% · 581 companies -603.2% View
  • Caution: Result fell in 2025from €134,326 to €45,902 ▼ 65.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €45,902 8 years View
  • New directorslatest change 11-03-2026 · 8 in office 2 joined View

Recent changes

  1. · Gazette deed Reappointments: Marjorie Gassner, Evie Tops and 5 othersAppointment: Caroline Boixeda (déléguée journalière)
  2. · Gazette deed Amendment of the articles · Resignations & appointments
  3. · Gazette deed Registered office moved within BruxellesReappointments: Marjorie Gassner, Evi Tops and 5 others
All 16 events

Comparable companies

These companies have the same main activity as F9 Languages in Brussels: other education (NACE 85599). They are comparable in size and age: total assets between €343,000 and €980,000, founded between 1976 and 1992.

CompanyTotal assetsGross margin
F9 Languages in Brussels Etterbeek€601,581€347,145
U-MAN BELGIUM Mechelen€523,679€263,520
PROFESSIONAL EDUCATION Brussel€529,479€503,862
PRH - Persoonlijkheid en Relaties vzw Antwerpen€443,450€320,133
ECOLES INTERNATIONALES DE SOINS ESTHETIQUES ET DE PEDICURIE MEDICALE Mons€980,224€304,639
Formation Assistance et Soutien aux Travailleur.euse.s Brussel€343,250€527,659
ACCENT LANGUAGES Blégny€863,326€537,144
Full comparison

Key facts about F9 Languages in Brussels

What is the company number of F9 Languages in Brussels?
The company number of F9 Languages in Brussels is 0442.999.196. The VAT number is the same number with BE in front: BE 0442.999.196.
Where is F9 Languages in Brussels based?
The registered office is at Louis Schmidtlaan 87, 1040 Etterbeek.Company details
What does F9 Languages in Brussels do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of F9 Languages in Brussels?
The legal form of F9 Languages in Brussels is Non-profit association (VZW).
When was F9 Languages in Brussels founded?
F9 Languages in Brussels was founded on 31-12-1989.
Is F9 Languages in Brussels still active?
Yes, F9 Languages in Brussels is an active enterprise in the KBO register.
How many employees does F9 Languages in Brussels have?
F9 Languages in Brussels had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of F9 Languages in Brussels?
The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €347,145 and 38 comparable companies (NACE 85). It probably lies between €380,000 and €840,000. In financial year 2023 turnover was €818,475.
Is F9 Languages in Brussels profitable?
In financial year 2025, F9 Languages in Brussels made a profit of €45,902.
Where can I find the annual accounts of F9 Languages in Brussels?
F9 Languages in Brussels filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F9 Languages in Brussels due?
F9 Languages in Brussels must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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