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Complete company report
Generated 17-07-2026
Active BE 1004.198.339Private limited company

Profam

Doelstraat +144 ·8770 Ingelmunster, Belgium· 2 yrs active
Sector: NACE 66300 (66300)
Conclusion Checked

Profam is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.13M and a net result of €1k. Its solvency ranks better than 95% of 758 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €1.13M
Net result €1k
Better than sector 95%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability1Solvency100Growth50Stability67
44 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 1
Solvency 100
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview1 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 97.2% 38.7%
better than 95% of 758 sector peers
Net result €1k €28k
better than 20% of 757 sector peers
Equity €1.13M €62k
better than 95% of 758 sector peers
Gross operating margin €61k €66k
better than 48% of 755 sector peers
Total assets €1.17M €186k
better than 91% of 758 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€1k
Cash flown/a
Staff costs-
Income taxes€1k
Dividends-
Total assets€1.17M
Equity€1.13M
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency97.2%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.1%
ROE0.1%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.17M
Fixed assets 21/28€708k
Tangible fixed assets 22/27€708k
Current assets 29/58€458k
Amounts receivable within one year 40/41€8k
Investments 50/53€312k
Cash & bank 54/58€138k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.17M
Equity 10/15€1.13M
Contributions / capital 10/11€433k
Reserves 13€700k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€28k
Income statement
Gross operating margin 9900€61k
Operating result 9901€-2k
Financial income 75€5k
Financial charges 65€41
Result before taxes 9903€3k
Income taxes 67/77€1k
Net result for the period 9904€1k
Result to be appropriated 9905€1k
Ratios computed by Checked.
Legal Structure
NACE primary 66300
Legal form Private limited company(610)
Incorporation03-01-2024
StatusActive
Postal code8770
Establishment units 1 location
Profam
Doelstraat +144, 8770 IngelmunsterVermogensbeheer
since 20242.356.879.967
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007A0559/00F000 Flanders 8,638 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
08-01-2024
State Gazette act Minor change
Fusion completed · Axelle THIERY
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
08-01-2024 Publication in the Belgian Official Gazette, Minor change Minor change·Axelle THIERY
Summary: Fusion completedNotary: Axelle THIERY · Roeselare
Technical details 
{
  "notary": {
    "name": "Axelle THIERY",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Roeselare",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-08",
    "filing_date": "2024-01-03",
    "act_kind_objet": "OPRICHTING"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-12-29",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "fusion_completed",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1004.198.339",
    "name_full": "Profam",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "Expeditie proces-verbaal de dato 29.12.2023.",
    "Verslag van de oprichter de dato 27.12.2023.",
    "Verslag van de bedrijfsrevisor de dato 27.12.2023."
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Vermogensbeheer66300Vermogensbeheer66300Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL Profam
Registered office
Doelstraat +144
8770 Ingelmunster, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative