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Generated 16-07-2026
Active BE 0476.871.596Private limited company

PROFACO

Izegemsestraat(Heu) 360E ·8501 Kortrijk, Belgium· 24 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of PROFACO is 0.1% (very low). The 2025 annual accounts show equity of €301k and a net result of €-6k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 52% of 490 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €301k
Net result €-6k
Better than sector 52%
Active 24 yrs
Snowflake analysis 5 axes · computed by Checked
Health38Profitability0Solvency64Growth58Stability100
52 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 38
Profitability 0
Solvency 64
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
38 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2025 · verkort
€-40k€-20k€0€20kOperating result 2021: €5k€5kNet result 2021: €-2k€-2kOperating result 2022: €16k€16kNet result 2022: €11k€11kOperating result 2023: €-26k€-26kNet result 2023: €-31k€-31kOperating result 2024: €15k€15kNet result 2024: €10k€10kOperating result 2025: €-1k€-1kNet result 2025: €-6k€-6k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±2.3%/year).
€200k€250k€300k€350k2026: €292k (€268k - €316k)2027: €285k (€250k - €320k)2028: €278k (€229k - €326k)2019: €365k2020: €318k2021: €316k2022: €327k2023: €296k2024: €307k2025: €301k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 46.6% 44.2%
better than 52% of 490 sector peers
Net result €-6k €56k
better than 11% of 490 sector peers
Equity €301k €213k
better than 57% of 490 sector peers
Gross operating margin €24k €98k
better than 20% of 490 sector peers
Employees (FTE) 0.0 0.0
better than 30% of 163 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€22k
-49.3% -83% vs sector
Net profit
€-6k
- far below sector median
Cash flow
€18k
-53.1% -81% vs sector
Total assets
€646k
-2.3% -36% vs sector
Equity
€301k
-1.8% -59% vs sector
Working capital
€-19k
-8.5% far below sector median
Employees (FTE)
0
- -100% vs sector
Income taxes
€-4k
- far below sector median
Debt
€345k
-2.7% -3% vs sector
Debt ≤ 1y
€77k
+8.3% -46% vs sector
Debt > 1y
€262k
-6.1% -97% vs sector
Current ratio
0.75
-0.1% -86% vs sector
Quick ratio
0.75
-0.1% -86% vs sector
Solvency
46.6%
+0.5% -24% vs sector
Debt / equity
1.14
-0.9% +51% vs sector
ROE
-1.8%
- far below sector median
ROA
-0.9%
- far below sector median
Interest coverage
3.68
-56.5% -94% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€22k
Net profit€-6k
Cash flow€18k
Staff costs-
Income taxes-
Dividends-
Total assets€646k
Equity€301k
Debt€345k
of which ≤ 1y€77k
of which > 1y€262k
Working capital€-19k
Employees (FTE)0.0
Ratios (computed)
2025
Current ratio0.75
Quick ratio0.75
Working capital ratio-3.0%
Solvency46.6%
Debt / equity1.14
Long-term debt ratio0.87
Interest coverage3.68
Gross margin-
Net margin-
ROA-0.9%
ROE-1.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€646k
Fixed assets 21/28€588k
Tangible fixed assets 22/27€588k
Financial fixed assets 28€162
Current assets 29/58€58k
Amounts receivable within one year 40/41€51k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€646k
Equity 10/15€301k
Contributions / capital 10/11€12k
Reserves 13€289k
Amounts payable 17/49€345k
Amounts payable after one year 17€262k
Amounts payable within one year 42/48€77k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€24k
Operating result 9901€-1k
Financial income 75€2k
Financial charges 65€6k
Result before taxes 9903€-6k
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation08-02-2002
StatusActive
Postal code8501
Establishment units 1 location
Lisbloemstraat(Bis) 6, 8501 Kortrijk
projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
since 20022.101.789.664
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34016B0555/00X000 Flanders 856 m² 1 · 147 m² 8.4 m · 2 fl.
34007A0290/00T000 Flanders 455 m² 1 · 127 m² 7.4 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
11-08-2025
State Gazette act Director changes
2024
29-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2023
30-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2022
28-10-2022
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
29-10-2020
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2019
25-11-2019
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2018
30-11-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
28-09-2017
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
20-10-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 11 months ago
2025
11-08-2025 BV H&H Consult appointed as director Director changes
  • BV H&H Consult, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameNL PROFACO
Registered office
Izegemsestraat(Heu) 360E
8501 Kortrijk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative