Checked.be
Active
BE 0533.709.341Private limited company
PROF TEAM
Schijfwerpersstraat 86 ·2020 Antwerpen, Belgium· 13 yrs active
Sector: Plastering work
(43310)
Conclusion
PROF TEAM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €2k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €40k |
| Net result | €2k |
| Better than sector | 80% |
| Active | 13 yrs |
Financial profile
72
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
78
Profitability
31
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2013, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€3k
estimate, not credit advice
Score history
78
2021
94
2022
100
2023
93
2024
78
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.41 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.41 (≥ 1.0)
+5
Leverage
Debt/equity 0.32 (< 1.0)
+10
Profitability
ROE 6%
+3
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 05-12-2025 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~22.3%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.8% | 47.4% | |
| Net result | €2k | €10k | |
| Equity | €40k | €60k | |
| Gross operating margin | €6k | €39k | |
| Total assets | €53k | €141k |
€11k
-37.9%
21-25
€2k
-56.6%
21-25
€10k
-30.6%
21-25
€53k
-5.3%
21-25
€40k
+6.5%
21-25
€18k
-4.2%
21-25
€4k
-
21-25
€1k
-5.5%
21-25
€13k
-29.7%
21-25
€13k
-29.7%
21-25
€15k
0.0%
21-25
2.41
+18.5%
21-25
2.41
+18.5%
21-25
75.8%
+12.5%
21-25
0.32
-34.0%
21-25
6.1%
-59.2%
21-25
4.6%
-54.1%
21-25
60.43
-4.9%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | - | €11k | €18k | €18k | €16k |
| Net profit | €2k | €6k | €11k | €8k | €7k |
| Cash flow | - | €10k | €14k | €15k | €14k |
| Staff costs | - | - | - | €4k | - |
| Income taxes | €1k | €2k | €4k | €3k | €3k |
| Dividends | - | - | - | - | - |
| Total assets | €53k | €56k | €59k | €53k | €41k |
| Equity | €40k | €37k | €32k | €21k | €14k |
| Debt | €13k | €18k | €27k | €32k | €27k |
| of which ≤ 1y | €13k | €18k | €27k | €17k | €12k |
| of which > 1y | - | - | - | €15k | €15k |
| Working capital | €18k | €19k | €23k | €28k | €15k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 2.41 | 2.04 | 1.85 | 2.70 | 2.23 |
| Quick ratio | 2.41 | 2.04 | 1.85 | 2.70 | 2.23 |
| Working capital ratio | 34.1% | 33.7% | 39.3% | 53.2% | 36.4% |
| Solvency | 75.8% | 67.4% | 54.0% | 40.2% | 33.5% |
| Debt / equity | 0.32 | 0.48 | 0.85 | 1.49 | 1.10 |
| Long-term debt ratio | - | - | - | 0.71 | 1.10 |
| Interest coverage | - | 60.43 | 63.56 | 129.28 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 4.6% | 10.1% | 18.0% | 14.4% | 18.2% |
| ROE | 6.1% | 15.0% | 33.3% | 35.9% | 54.4% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €53k | €56k | €59k | €53k | €41k |
| Fixed assets | 21/28 | €22k | €19k | €9k | €8k | €14k |
| Tangible fixed assets | 22/27 | €17k | €14k | €4k | €8k | €13k |
| Financial fixed assets | 28 | €5k | €5k | €5k | - | €500 |
| Current assets | 29/58 | €31k | €37k | €50k | €45k | €27k |
| Amounts receivable within one year | 40/41 | €15k | €16k | €25k | €11k | €4k |
| Investments | 50/53 | - | - | - | €5k | - |
| Cash & bank | 54/58 | €16k | €21k | €25k | €28k | €22k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €53k | €56k | €59k | €53k | €41k |
| Equity | 10/15 | €40k | €37k | €32k | €21k | €14k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | - |
| Reserves | 13 | €34k | €31k | €25k | €14k | €7k |
| Accumulated profits (losses) | 14 | - | - | €597 | €597 | €597 |
| Amounts payable | 17/49 | €13k | €18k | €27k | €32k | €27k |
| Amounts payable after one year | 17 | - | - | - | €15k | €15k |
| Amounts payable within one year | 42/48 | €13k | €18k | €27k | €17k | €12k |
| Trade debts payable within one year | 44 | - | €2k | €1k | €11k | €6k |
| Income statement | ||||||
| Gross operating margin | 9900 | €6k | €13k | €21k | €23k | €18k |
| Operating result | 9901 | €4k | €7k | €15k | €11k | €10k |
| Financial income | 75 | €7 | - | - | - | €18 |
| Financial charges | 65 | €424 | €189 | €289 | €137 | €327 |
| Result before taxes | 9903 | €4k | €7k | €15k | €11k | €9k |
| Income taxes | 67/77 | €1k | €2k | €4k | €3k | €3k |
| Net result for the period | 9904 | €2k | €6k | €11k | €8k | €7k |
| Result to be appropriated | 9905 | €2k | €6k | €11k | €8k | €7k |
Legal Structure
| NACE primary | Plastering work(43310) |
| Legal form | Private limited company(610) |
| Incorporation | 26-04-2013 |
| Status | Active |
| Postal code | 2020 |
Establishment units
Prof Team
since 20132.222.007.902
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0104/00E007 | Flanders | 256 m² | 1 · 176 m² | 9.3 m |
| 11809I2362/00A014 | Flanders | 147 m² | 1 · 73 m² | 11.6 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €2k ▼56.6%
Net result drops to €2k, the lowest in the series.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2021net €11k ▲39%
Operating result €15k, net result €11k, both a record.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Plastering work43310
Names & trade names
| Legal nameNL | PROF TEAM |
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