Proesmans Ben Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €384k and a net result of €-11k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 9863 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
2 d early
2022
29 d early
2021
18 d early
2020
29 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€384k▼ 2.7%
2023 · €395k
2018: €49k
2019: €104k
2020: €148k
2021: €184k
2022: €286k
2023: €395k
2018 → 2024
Net result
€-11k
2023 · €136k
2018: €7k
2019: €56k
2020: €44k
2021: €45k
2022: €101k
2023: €136k
2018 → 2024
Total assets
€432k▼ 10.2%
2023 · €481k
2018: €96k
2019: €143k
2020: €182k
2021: €210k
2022: €353k
2023: €481k
2018 → 2024
Solvency
88.8%▲ 6.8pp
2023 · 82.0%
2018: 51.1%
2019: 72.6%
2020: 81.2%
2021: 87.7%
2022: 80.9%
2023: 82.0%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€148k-€184k▲ 24.7%€286k▲ 54.9%€395k▲ 38.3%€384k▼ 2.7%
Operating result€60k-€61k▲ 1.4%€140k▲ 130%€190k▲ 35.4%€-19k
Net result€44k-€45k▲ 1.7%€101k▲ 127%€136k▲ 34.2%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €19k after €190k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €432k
Fixed assets
€37k▼ 54.1%
Current assets
€395k▼ 1.4%
Equity and liabilities €432k
Equity
€384k▼ 2.7%
Debt
€48k▼ 44.2%
The debt ratio falls from 18.0% to 11.2%. Equity and debt are lower.
Key figures and ratios
Solvency
88.8%▲
2023 · 82.0%
ROE
-2.8%▼
2023 · 34.4%
ROA
-2.5%▼
2023 · 28.2%
Debt
€48k▼
2023 · €86k
Debt ≤ 1 year
€25k▼
2023 · €42k
Debt > 1 year
€23k▼
2023 · €44k
Income taxes
€83▼
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€481k€432k▼
Fixed assets21/28€81k€37k▼
Tangible fixed assets22/27€81k€37k▼
Furniture and vehicles24€78k€35k▼
Other tangible fixed assets26€2k€2k=
Current assets29/58€401k€395k▼
Amounts receivable within one year40/41€18k€6k▼
Trade receivables40€18k€1k▼
Other amounts receivable41-€4k
Current investments50/53-€350k
Cash at bank and in hand54/58€378k€40k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€481k€432k▼
Equity10/15€395k€384k▼
Contributions10/11€2k€2k=
Reserves13€393k€393k=
Distributable reserves133€393k€393k=
Profit (loss) carried forward14-€-11k
Amounts payable17/49€86k€48k▼
Amounts payable after more than one year17€44k€23k▼
Financial debts170/4€44k€23k▼
Amounts payable within one year42/48€42k€25k▼
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€16k-
Taxes450/3€13k-
Remuneration and social security454/9€3k-
Other amounts payable47/48€2k€2k▲
Income statement
Code20232024
Non-recurring operating income76A€24k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€10k▼
Other operating charges640/8€1k€512▼
Non-recurring operating charges66A€247-
Gross operating margin9900€206k€-8k▼
Operating profit (loss)9901€190k€-19k▼
Financial income75/76B€0€9k▲
Recurring financial income75€0€9k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€188k€-11k▼
Income taxes67/77€53k€83▼
Profit (loss) for the period9904€136k€-11k▼
Profit (loss) for the period to be appropriated9905€136k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€136k€-11k▼
Transfer from equity791/2€16k-
Transfer to equity691/2€136k-
To the legal reserve6920€136k-
Profit to be distributed694/7€16k-
Return on contributions (dividend)694€16k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼108%
Net result drops to €-11k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €136k ▲34.2%
Operating result €190k, net result €136k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €286k ▲54.9%
5 profitable years in a row build equity to €286k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €184k ▲24.7%
4 profitable years in a row build equity to €184k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €104k ▲111%
2 profitable years in a row build equity to €104k.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongersesteenweg 183730 Bilzen-HoeseltGround area
1,409 m²
Building footprint
603 m²
Volume, LiDAR
2,916 m³
Parcel 73032G0555/00M003, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Proesmans Ben Consulting
since 20112.202.951.954
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032G0555/00M003 | Flanders | 1,409 m² | 1 · 603 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO DU FRAIS
BE 0865.979.178
Namur · Eq €384k
IMMO MOERMAN
BE 0428.945.480
Gent · Eq €384k
P & P
BE 0877.154.964
Nazareth-De Pinte · Eq €384k
PLATTEEUW L
BE 0787.186.870
La Roche-en-Ardenne · Eq €384k
TVD
BE 0635.691.379
Maaseik · Eq €384k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.