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CCX

Active
Private limited companyfounded 201313 yrs activeGrevensmolenweg 142, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0523.898.186
Summary

CCX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-32k) and a net result of €-48k. Equity is shrinking by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 5547 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5547 sector peers (2025).
NBB · sector comparison
Position among 5547 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
32 d late
2024
35 d late
2023
26 d late
2022
28 d late
2021
16 d early
2020
26 d late
2019
31 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€-32k
2024 · €16k
2018: €150k 2019: €179k▲ +19.9% vs 2018 2020: €227k▲ +26.5% vs 2019 2021: €271k▲ +19.5% vs 2020 2022: €275k▲ +1.5% vs 2021highest in 8 years 2023: €54k▼ -80.2% vs 2022 2024: €16k▼ -71.1% vs 2023 2025: €-32k▼ -302% vs 2024lowest in 8 years
2018 → 2025
Net result
€-48k▼ 22.8%
2024 · €-39k
2018: €15k 2019: €30k▲ +101% vs 2018 2020: €47k▲ +59.6% vs 2019highest in 8 years 2021: €39k▼ -16.8% vs 2020 2022: €4k▼ -89.7% vs 2021 2023: €-220k▼ -5538% vs 2022lowest in 8 years 2024: €-39k▲ +82.4% vs 2023 2025: €-48k▼ -22.8% vs 2024
2018 → 2025
Total assets
€324k▼ 1.3%
2024 · €328k
2018: €206klowest in 8 years 2019: €240k▲ +16.8% vs 2018 2020: €449k▲ +86.6% vs 2019highest in 8 years 2021: €290k▼ -35.3% vs 2020 2022: €276k▼ -4.8% vs 2021 2023: €337k▲ +22.1% vs 2022 2024: €328k▼ -2.5% vs 2023 2025: €324k▼ -1.3% vs 2024
2018 → 2025
Solvency
-9.8%▼ 14.6pp
2024 · 4.8%
2018: 72.7% 2019: 74.6%▲ +2.6% vs 2018 2020: 50.5%▼ -32.2% vs 2019 2021: 93.4%▲ +84.8% vs 2020 2022: 99.6%▲ +6.6% vs 2021highest in 8 years 2023: 16.2%▼ -83.8% vs 2022 2024: 4.8%▼ -70.4% vs 2023 2025: -9.8%▼ -305% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€541k-
Equity€271k-€275k▲ 1.5%€54k▼ 80.2%€16k▼ 71.1%€-32k 2021: €271k 2022: €275k▲ +1.5% vs 2021highest in 5 years 2023: €54k▼ -80.2% vs 2022 2024: €16k▼ -71.1% vs 2023 2025: €-32k▼ -302% vs 2024lowest in 5 years
Operating result€42k-€-5k€-224k▼ 4,863%€-38k▲ 82.9%€-50k▼ 31.1% 2021: €42khighest in 5 years 2022: €-5k▼ -111% vs 2021 2023: €-224k▼ -4863% vs 2022lowest in 5 years 2024: €-38k▲ +82.9% vs 2023 2025: €-50k▼ -31.1% vs 2024
Net result€39k-€4k▼ 89.7%€-220k€-39k▲ 82.4%€-48k▼ 22.8% 2021: €39khighest in 5 years 2022: €4k▼ -89.7% vs 2021 2023: €-220k▼ -5538% vs 2022lowest in 5 years 2024: €-39k▲ +82.4% vs 2023 2025: €-48k▼ -22.8% vs 2024
Result per fiscal year
Operating resultNet result
€-300k€-200k€-100k€0Operating result 2021: €42k€42kNet result 2021: €39k€39kOperating result 2022: €-5k€-5kNet result 2022: €4k€4kOperating result 2023: €-224k€-224kNet result 2023: €-220k€-220kOperating result 2024: €-38k€-38kNet result 2024: €-39k€-39kOperating result 2025: €-50k€-50kNet result 2025: €-48k€-48k20212022202320242025€-300k€-200k€-100k€0Operating result 2023: €-224k€-224kNet result 2023: €-220k€-220kOperating result 2024: €-38k€-38kNet result 2024: €-39k€-39kOperating result 2025: €-50k€-50kNet result 2025: €-48k€-48k202320242025
The operating result stays negative: a loss of €50k in 2025 against €38k in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
ROA
-14.7%▼
2024 · -11.8%
Debt
€356k▲
2024 · €313k
Debt ≤ 1 year
€356k▲
2024 · €313k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€328k€324k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€328k€324k▼
Amounts receivable within one year40/41€299k€323k▲
Trade receivables40€2k€0▼
Other amounts receivable41€297k€323k▲
Cash at bank and in hand54/58€29k€716▼
Deferred charges and accrued income490/1€428€446▲
Equity and liabilities
Total equity and liabilities10/49€328k€324k▼
Equity10/15€16k€-32k▼
Contributions10/11€6k€6k=
Reserves13€90k€90k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-80k€-128k▼
Amounts payable17/49€313k€356k▲
Amounts payable within one year42/48€313k€356k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€8k€32k▲
Suppliers440/4€8k€32k▲
Taxes, remuneration and social security45€989€642▼
Taxes450/3€989€642▼
Other amounts payable47/48€304k€324k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€858€0▼
Other operating charges640/8€532€895▲
Gross operating margin9900€-37k€-49k▼
Operating profit (loss)9901€-38k€-50k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€-39k€-48k▼
Profit (loss) for the period9904€-39k€-48k▼
Profit (loss) for the period to be appropriated9905€-39k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-128k▼
Profit (loss) brought forward from the previous period14P€-42k€-80k▼
Transfer from equity791/2€0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Operating income70/76A€543k-----
Turnover70€541k-----
Other operating income74€2k-----
Operating charges60/66A€501k-----
Services and other goods61€500k-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€290€325€1k€858€0▼ 100%
Other operating charges640/8€662€502€963€532€895▲ 68.1%
Gross operating margin9900-€-4k€-222k€-37k€-49k▼ 33.6%
Operating profit (loss)9901€42k€-5k€-224k€-38k€-50k▼ 31.1%
Financial income75/76B€11k€10k€5k€5k€6k▲ 20.3%
Recurring financial income75€11k€10k€5k€5k€6k▲ 20.3%
Income from current assets751€11k-----
Other financial income752/9€2-----
Financial charges65/66B€247€139€2k€6k€4k▼ 34.3%
Recurring financial charges65€247€139€2k€6k€4k▼ 34.3%
Debt charges650€174-----
Other financial charges652/9€73-----
Profit (loss) for the period before taxes9903€53k€6k€-220k€-39k€-48k▼ 22.8%
Income taxes67/77€13k€2k€0---
Taxes670/3€13k-----
Tax adjustments and reversals of tax provisions77€0-----
Profit (loss) for the period9904€39k€4k€-220k€-39k€-48k▼ 22.8%
Profit (loss) for the period to be appropriated9905€39k€4k€-220k€-39k€-48k▼ 22.8%
Line20212022202320242025Change
Assets
Total assets20/58€290k€276k€337k€328k€324k▼ 1.3%
Fixed assets21/28€407€2k€858€0--
Tangible fixed assets22/27€407€2k€858€0--
Furniture and vehicles24€407€2k€858€0--
Current assets29/58€290k€274k€336k€328k€324k▼ 1.3%
Amounts receivable within one year40/41€271k€272k€336k€299k€323k▲ 8.1%
Trade receivables40---€2k€0▼ 100%
Other amounts receivable41€271k€272k€336k€297k€323k▲ 8.7%
Cash at bank and in hand54/58€18k€2k€0€29k€716▼ 97.5%
Deferred charges and accrued income490/1€323€411€422€428€446▲ 4.2%
Equity and liabilities
Total equity and liabilities10/49€290k€276k€337k€328k€324k▼ 1.3%
Equity10/15€271k€275k€54k€16k€-32k▼ 302%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€265k€269k€90k€90k€90k=
Non-distributable reserves130/1€2k€2k€0---
Reserves not available under the articles1311€2k€2k€0---
Distributable reserves133€263k€267k€90k€90k€90k=
Profit (loss) carried forward14--€-42k€-80k€-128k▼ 59.2%
Amounts payable17/49€19k€1k€283k€313k€356k▲ 13.9%
Amounts payable within one year42/48€19k€1k€283k€313k€356k▲ 13.9%
Financial debts43€10k€0€347€0--
Credit institutions430/8€10k€0€347€0--
Trade debts44€814€814€32k€8k€32k▲ 304%
Suppliers440/4€814€814€32k€8k€32k▲ 304%
Taxes, remuneration and social security45€8k€346€347€989€642▼ 35.1%
Taxes450/3€8k€346€347€989€642▼ 35.1%
Other amounts payable47/48--€249k€304k€324k▲ 6.5%
Accrued charges and deferred income492/3€22€0----
Line20212022202320242025Change
Profit (loss) for the period9904€39k€4k€-220k€-39k€-48k▼ 22.8%
+ Depreciation and write-downs630€290€325€1k€858€0▼ 100%
Operating cash flow (approximation)€40k€4k€-219k€-38k€-48k▼ 25.6%
Investment in fixed assets (approximation)-€-2k€0€0--
Change in cash-€-17k€-2k€29k€-28k▼ 198%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 32 days late
2025
04-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 35 days late
2024
26-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial Weakest financial yearnet €-220k
Net result drops to €-220k, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial Liquidity times 16current ratio 236.30
Current ratio from 15.09 to 236.30; short-term debt falls from €19k to €1k.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity times 7current ratio 15.09
Current ratio from 2.03 to 15.09; short-term debt falls from €221k to €19k.
26-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial Highest result since 2018net €47k ▲59.6%
Operating result €56k, net result €47k, both a record.
31-12
Financial Equity above €200kEq €227k ▲26.5%
3 profitable years in a row build equity to €227k.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Show earlier events
2019
31-12
Financial Equity above €150kEq €179k ▲19.9%
2 profitable years in a row build equity to €179k.
22-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
5,113 m²
Building footprint
435 m²
Volume, LiDAR
1,373 m³
Parcel 71053G0200/00Y000, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Grevensmolenweg 142, 3800 Sint-Truiden
Financial service activities, except insurance and pension funding
since 20132.218.159.574
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71053G0200/00Y000
ProtectedTownscape or village viewWatermolen Grevensmolen en omgevingSource ↗
Flanders 5,113 m² 1 · 435 m² 4.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 6,573 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.