Equity
-€159,605
Debts exceed assets in financial year 2025.
Be-Plan
Lifetime
13 annual accounts with figures on one time axispeak €347,097 (2013)
€135,709▲ 24.5%
lowest -€1.8m (2023)
€112,544▲ 36.9%
peak €1.4m (2019)
-€159,605▲ €112,544
€384,181▼ 10.0%
Board2 names since 2011
1 directorHugues GILLES
Documentsfilings and deeds
24-12-202538 days before the deadline
2025micro format
Gross margin from €108,999 to €135,709Result from €82,198 to €112,544Reappointments: Hugues GILLES (director) and Micheline CALIER… 20-02Equity from -€272,149 to -€159,605Cash from €18,602 to €49,898
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The accounts state no turnover.
Debts
€384,181 171% of the balance sheet
Financial debts 92%Suppliers 2%Taxes and wages 3%Other 3%
Of this, €32,373 falls due within a year.
Liquidity
5.44 was 3.70 in 2024
Short-term debts rose from €24,661 to €32,373.
Filings
13 annual accounts since 2013
The last five annual accounts were filed 0 to 75 days before the end of the period.
Position in the sector
-71.1%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,360 companies.
Checked score
56
Fair
Financially stronger than 58% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025highest value
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€159,605
lowers risk
Size: total assets €224,576
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 5.44, cash €49,898
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 67% on liquidity, 84% on profitability and 77% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,632 companies had the same profile as Be-Plan has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Be-Plan itself is lower: 0.1% within 12 months. It rests on far more data about Be-Plan than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for Be-Plan. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 5.44 (3.7 in 2024), above the usual 1.5. Short-term debt is 14.4% and cash 22.2% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 39360 sector peers (2025).
NBB · sector comparisonPosition among 39360 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 days early
2024
73 days early
2023
on the day
2022
75 days early
2021
4 days early
2020
2 days early
2019
93 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 December (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0840512324
Reappointments: Hugues GILLES (director) and Micheline CALIER (director)
General meeting of 07-02-2025 · Gazette deed
Incorporation
published on 25-10-2011 · Gazette deed
First establishment
Schermlaan 15, Woluwe-Saint-Pierre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Be-Plan Woluwe-Saint-Pierre | €224,576 | €135,709 | -71.1% | - |
| CERTIFICATION ET CONTROLE Koekelberg | €226,532 | €147,401 | 43.7% | - |
| YVAL Ixelles | €255,526 | €125,428 | 39.7% | - |
| PEAK MANAGEMENT Watermael-Boitsfort | €236,950 | €117,009 | 91.7% | - |
| ARTEMEDIA Uccle | €230,571 | €112,038 | -1165.3% | - |
| STEFAN SCHEUER Forest | €210,746 | €154,053 | 25.9% | - |
| JS CONSULTING Forest | €265,623 | €160,241 | 36.8% | - |
These companies have the same main activity as Be-Plan: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €211,000 and €266,000, founded between 2009 and 2012.
Official details
Source: KBO- Status
- Active since 21-10-2011Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.203.689.5501150 Woluwe-Saint-Pierre, since 21-10-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 03-10-2025
Annual accounts to 30-06-2025
- €224,576▲ 45.1%
- Filing
- Filed on 24-12-2025, 38 days before the end of the filing period
Companies linked to Be-Plan
Subsidiaries and holdings
- C.S.D.40%
- C.S.D. BELUX33%
- DISTRINOX BELUX10%
Insights on Be-Plan
Be-Plan files the micro format. That format states no turnover. The gross margin fell from €347,097 in 2013 to €135,709 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Be-Plan
- What is the company number of Be-Plan?
- The company number of Be-Plan is 0840.512.324. The VAT number is the same number with BE in front: BE 0840.512.324.
- Where is Be-Plan based?
- The registered office is at Schermlaan 15, 1150 Woluwe-Saint-Pierre.Company details
- What does Be-Plan do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Be-Plan?
- Be-Plan is a public limited company (NV).
- When was Be-Plan founded?
- Be-Plan was founded on 21-10-2011.
- Is Be-Plan still active?
- Yes, Be-Plan is an active enterprise in the KBO register.
- What is the turnover of Be-Plan?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €135,709 and 109 comparable companies (NACE 70200). It probably lies between €190,000 and €270,000.Financials
- Is Be-Plan profitable?
- In financial year 2025, Be-Plan made a profit of €112,544.
- Where can I find the annual accounts of Be-Plan?
- Be-Plan filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Be-Plan due?
- Be-Plan must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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