Turnover€2.87M+16.6%
EBIT margin6.8%-5.5pp
Net result€1.68M+88.4%
Working capital€-1.41M-54.3%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.
growing
Equity: growth of ~32.9%/year over 3 fiscal years — indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 64 — Financial services · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 21.3% | 44.8% | |
| Net result | €1.68M | €47k | |
| Equity | €3.56M | €1.07M | |
| Staff costs | €381k | €216k | |
| Employees (FTE) | 3.8 | 1.5 |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€2.87M
+16.6%
22–24
€281k
-17.0%
22–24
€1.68M
+88.4%
22–24
€1.77M
+90.3%
22–24
€16.69M
+0.1%
22–24
€3.56M
+49.5%
22–24
€-1.41M
-54.3%
22–24
4
+72.7%
22–24
€381k
+168.5%
22–24
€-291
—
22–24
€500k
0.0%
22–24
€13.13M
-8.1%
22–24
€1.62M
+19.2%
22–24
€11.50M
-11.0%
22–24
0.13
-60.6%
22–24
0.13
-60.6%
22–24
21.3%
+49.3%
22–24
3.68
-38.5%
22–24
47.1%
+26.1%
22–24
10.1%
+88.1%
22–24
58.5%
+61.6%
22–24
9.8%
-28.9%
22–24
1.08
-13.1%
22–24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | €2.87M |
| EBITDA | €281k |
| Net profit | €1.68M |
| Cash flow | €1.77M |
| Staff costs | €381k |
| Income taxes | €-291 |
| Dividends | €500k |
| Total assets | €16.69M |
| Equity | €3.56M |
| Debt | €13.13M |
| of which ≤ 1y | €1.62M |
| of which > 1y | €11.50M |
| Working capital | €-1.41M |
| Employees (FTE) | 3.8 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.13 |
| Quick ratio | 0.13 |
| Working capital ratio | -8.5% |
| Solvency | 21.3% |
| Debt / equity | 3.68 |
| Long-term debt ratio | 3.23 |
| Interest coverage | 1.08 |
| Gross margin | — |
| Net margin | 58.5% |
| ROA | 10.1% |
| ROE | 47.1% |
| EBITDA margin | 9.8% |
| Days sales outstanding | 11d |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €16.69M |
| Fixed assets | 21/28 | €16.48M |
| Intangible fixed assets | 21 | €525k |
| Tangible fixed assets | 22/27 | €180k |
| Financial fixed assets | 28 | €15.77M |
| Current assets | 29/58 | €209k |
| Amounts receivable within one year | 40/41 | €95k |
| Cash & bank | 54/58 | €42k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €16.69M |
| Equity | 10/15 | €3.56M |
| Contributions / capital | 10/11 | €301k |
| Reserves | 13 | €688k |
| Accumulated profits (losses) | 14 | €2.57M |
| Amounts payable | 17/49 | €13.13M |
| Amounts payable after one year | 17 | €11.50M |
| Amounts payable within one year | 42/48 | €1.62M |
| Trade debts payable within one year | 44 | €292k |
| Income statement | ||
| Turnover | 70 | €2.87M |
| Operating result | 9901 | €194k |
| Financial income | 75 | €1.75M |
| Financial charges | 65 | €262k |
| Result before taxes | 9903 | €1.68M |
| Income taxes | 67/77 | €-291 |
| Net result for the period | 9904 | €1.68M |
| Result to be appropriated | 9905 | €1.68M |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed35
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.