PROCESS & TRAINING SOLUTIONS
ActiveSummary
PROCESS & TRAINING SOLUTIONS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €-4k. Its solvency ranks better than 92% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-81
Solvency100=
Growth32
Track record82
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 14.54 against 16.67 in 2024; short-term debt: 6.9% and cash: 93.2% of total assets), and 6.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.1%
Return on assets
-7.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 7.4%
2024 · €59k
2024: €59k
2024 → 2025
Total assets
€58k▼ 6.5%
2024 · €63k
2024: €63k
2024 → 2025
Net result
€-4k
2024 · €56k
2024: €56k
2024 → 2025
Working capital
€54k▼ 7.4%
2024 · €59k
2024: €59k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€59k-€54k▼ 7.4%
Operating result€77k-€-4k
Net result€56k-€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €77k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €58k
Equity
€54k ▼ 7.4%
Debt
€4k ▲ 7.3%
Debt's share of the balance-sheet total rises from 6.0% to 6.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
14.54▼
2024 · 16.67
Debt to equity
0.07▲
2024 · 0.06
ROE
-7.9%▼
2024 · 94.9%
ROA
-7.4%▼
2024 · 89.2%
Debt ≤ 1 year
€4k▲
2024 · €4k
Income taxes
€0▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€58k▼
Current assets29/58€63k€58k▼
Amounts receivable within one year40/41€4k€4k▼
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€58k€55k▼
Deferred charges and accrued income490/1€42€0▼
Equity and liabilities
Total equity and liabilities10/49€63k€58k▼
Equity10/15€59k€54k▼
Contributions10/11€3k€3k=
Reserves13€56k€56k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14-€-4k
Amounts payable17/49€4k€4k▲
Amounts payable within one year42/48€4k€4k▲
Trade debts44€56€0▼
Suppliers440/4€56€0▼
Other amounts payable47/48€4k€4k▲
Income statement
Code20242025
Other operating charges640/8-€35
Gross operating margin9900€77k€-4k▼
Operating profit (loss)9901€77k€-4k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€32€50▲
Recurring financial charges65€32€50▲
Profit (loss) for the period before taxes9903€77k€-4k▼
Income taxes67/77€21k€0▼
Profit (loss) for the period9904€56k€-4k▼
Profit (loss) for the period to be appropriated9905€56k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€-4k▼
Transfer to equity691/2€56k€0▼
To other reserves6921€56k€0▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2024
Ground area
1.1 ha
Building footprint
340 m²
Volume, LiDAR
12,427 m³
Parcel 21010B0019/00E020, Brussels · tallest building 39.0 m, ±12 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
PROCESS & TRAINING SOLUTIONS
since 20242.360.824.107
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0019/00E020 | Brussels | 1.1 ha | 1 · 340 m² | 39.0 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTURA Solutions
BE 1017.826.443
Boortmeerbeek · Eq €54,477
Range Digital
BE 0795.472.452
Antwerpen · Eq €54,376
V-BIT
BE 0668.385.725
Oudenaarde · Eq €54,499
AFFINITIC
BE 0882.564.990
Nivelles · Eq €54,515
AHODOS
BE 0737.773.585
Zwevegem · Eq €54,517
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.