Equity
€102,784 ▲ 41.7%
Process Golf Coaching has made a profit without a break since 2023.
Process Golf Coaching
Lifetime
9 annual accounts with figures on one time axispeak €56,997 (2025)
€56,997▲ 49.2%
lowest -€18,373 (2019)
€30,245▼ 3.1%
peak €102,784 (2025)
€102,784▲ 41.7%
€116,435▼ 13.0%
Board1 name since 2016
1 directorMAMBOURG Thomas
Documentsfilings and deeds
29-05-202629 days late
2025micro format
Gross margin from €38,197 to €56,997Equity from €72,539 to €102,784
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 61% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.2 percentage points vs 04-2025
06-2025: 0.1%▼ -0.2 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.2 percentage points vs 04-2026highest value
06-2026: 0.1%▼ -0.3 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Education (NACE 85)
Liquidity: current ratio 1.90, cash €46,836
Size: total assets €219,220
Equity €102,784 (46.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 51% of them on solvency, 44% on liquidity, 68% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Process Golf Coaching has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Process Golf Coaching itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Process Golf Coaching. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.9 (1.5 in 2024), above the usual 1.5. Short-term debt is 41.4% and cash 21.4% of total assets. However, 53.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €102,784
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
29 days late
2024
on the day
2023
on the day
2022
2 days early
2021
9 days early
2020
13 days early
2019
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0655883118
Legal-form change · Resignations & appointments
Gazette deed
Registered office moved from Mont-Saint-Guibert to Louvain-La-Neuve
New registered office: 3 Rue Laid Burniat à 1348 Louvain-La-Neuve · Previous registered office: Rue Grandbonpré 11 à 1435 Mont-Saint-Guibert · Board meeting of 31-05-2019 · Gazette deed
Registered office moved from Grez-Doiceau to Melin
New registered office: 7 Rue du Champs des Fosses à 1370 Melin · Previous registered office: Ruelle des Foins 8 boîte 1 à 1390 Grez-Doiceau · Board meeting of 30-09-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Process Golf Coaching Jodoigne | €219,220 | €56,997 | 46.9% | - |
| ProLaurus Aalter | €223,361 | €55,440 | 77.5% | - |
| AD-VISIO Halen | €196,098 | €47,889 | 87.5% | - |
| DEVELOP LEADERS Bever | €192,718 | €46,329 | 71.0% | - |
| Consiliario Antwerp | €243,073 | €67,580 | -134.0% | - |
| ALLEA Ixelles | €175,346 | €61,434 | 92.2% | - |
| DWCCL Orp-Jauche | €187,490 | €82,523 | 30.7% | - |
These companies have the same main activity as Process Golf Coaching: other education (NACE 85599). They are comparable in size and age: total assets between €175,000 and €243,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 02-06-2016Normal situation
- Activity
- Other educationNACE 85599and 1 other
- Establishment unit
- 2.253.437.8801390 Grez-Doiceau, since 07-06-2016
- Financial year end
- 30 September
- Peppol
- Reachable since 21-06-2026
Insights on Process Golf Coaching
Process Golf Coaching files the micro format. That format states no turnover. The gross margin rose from €41,981 in 2017 to €56,997 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Process Golf Coaching
- What is the company number of Process Golf Coaching?
- The company number of Process Golf Coaching is 0655.883.118. The VAT number is the same number with BE in front: BE 0655.883.118.
- Where is Process Golf Coaching based?
- The registered office is at Rue Champs des Fosses (Mél.) 7, 1370 Jodoigne.Company details
- What does Process Golf Coaching do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of Process Golf Coaching?
- Process Golf Coaching is a private limited company (BV).
- When was Process Golf Coaching founded?
- Process Golf Coaching was founded on 02-06-2016.
- Is Process Golf Coaching still active?
- Yes, Process Golf Coaching is an active enterprise in the KBO register.
- What is the turnover of Process Golf Coaching?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €56,997 and 2,667 comparable companies of the same size. It probably lies between €110,000 and €300,000. It is a rough estimate.Financials
- Is Process Golf Coaching profitable?
- In financial year 2025, Process Golf Coaching made a profit of €30,245.
- Where can I find the annual accounts of Process Golf Coaching?
- Process Golf Coaching filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Process Golf Coaching due?
- Process Golf Coaching must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.