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ALLEA

Active
Private limited companyfounded 201511 yrs activeLouizalaan 477, 1050 Elsene, BelgiumKBO/BCE: BE 0635.869.642

ALLEA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €17k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
98 / 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+48
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 11.39 against 11.27 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.2%
Return on assets
9.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
29 d late
2023
29 d late
2022
26 d late
2021
24 d late
2020
17 d late
2019
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€162k▼ 14.9%
2024 · €190k
2018: €98k 2019: €144k 2020: €164k 2021: €224k 2022: €220k 2023: €229k 2024: €190k
2018 → 2025
Total assets
€175k▼ 14.5%
2024 · €205k
2018: €340k 2019: €285k 2020: €254k 2021: €257k 2022: €303k 2023: €249k 2024: €205k
2018 → 2025
Net result
€17k▲ 1,072%
2024 · €1k
2018: €41k 2019: €45k 2020: €20k 2021: €60k 2022: €71k 2023: €31k 2024: €1k
2018 → 2025
Working capital
€142k▼ 0.1%
2024 · €142k
2018: €17k 2019: €13k 2020: €40k 2021: €89k 2022: €90k 2023: €153k 2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€224k-€220k▼ 1.9%€229k▲ 3.8%€190k▼ 16.9%€162k▼ 14.9%
Operating result€93k-€98k▲ 5.5%€48k▼ 50.8%€3k▼ 94.4%€23k▲ 745%
Net result€60k-€71k▲ 17.0%€31k▼ 55.6%€1k▼ 95.4%€17k▲ 1,072%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €93k€93kNet result 2021: €60k€60kOperating result 2022: €98k€98kNet result 2022: €71k€71kOperating result 2023: €48k€48kNet result 2023: €31k€31kOperating result 2024: €3k€3kNet result 2024: €1k€1kOperating result 2025: €23k€23kNet result 2025: €17k€17k20212022202320242025
The operating result recovers in 2025; 2025 is 745% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets €20k▼ 59.4%
Current assets €155k▼ 0.2%
Equity and liabilities €175k
Equity €162k▼ 14.9%
Debt €14k▼ 10.0%
The debt ratio rises from 7.4% to 7.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k
2024 · €37k
Cash flow
€51k
2024 · €36k
Solvency
92.2%
2024 · 92.6%
Current ratio
11.39
2024 · 11.27
Quick ratio
11.39
2024 · 11.27
Debt / equity
0.08
2024 · 0.08
ROE
10.4%
2024 · 0.8%
ROA
9.6%
2024 · 0.7%
Interest coverage
187.14
2024 · 129.18
Debt
€14k
2024 · €15k
Debt ≤ 1 year
€14k
2024 · €14k
Income taxes
€8k
2024 · €2k
Staff costs
€4k=
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€205k€175k
Fixed assets21/28€50k€20k
Intangible fixed assets21€39k€9k
Tangible fixed assets22/27€10k€11k
Furniture and vehicles24€9k€6k
Other tangible fixed assets26€820€4k
Current assets29/58€156k€155k
Amounts receivable after more than one year29€27k€23k
Other amounts receivable291€27k€23k
Amounts receivable within one year40/41€41k€36k
Trade receivables40€21k€11k
Other amounts receivable41€20k€25k
Current investments50/53€20k€10k
Cash at bank and in hand54/58€67k€84k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€205k€175k
Equity10/15€190k€162k
Contributions10/11€20k€20k=
Reserves13€156k€127k
Distributable reserves133€156k€127k
Profit (loss) carried forward14€13k€14k
Amounts payable17/49€15k€14k
Amounts payable within one year42/48€14k€14k
Trade debts44€4k€2k
Suppliers440/4€4k€2k
Taxes, remuneration and social security45€5k€6k
Taxes450/3€5k€6k
Other amounts payable47/48€5k€5k
Accrued charges and deferred income492/3€1k-
Income statement Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€4k€4k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k
Other operating charges640/8€393€400
Non-recurring operating charges66A€137€251
Gross operating margin9900€41k€61k
Operating profit (loss)9901€3k€23k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€288€306
Recurring financial charges65€288€306
Profit (loss) for the period before taxes9903€4k€24k
Income taxes67/77€2k€8k
Profit (loss) for the period9904€1k€17k
Profit (loss) for the period to be appropriated9905€1k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€30k
Profit (loss) brought forward from the previous period14P€12k€13k
Transfer from equity791/2€40k€45k
Transfer to equity691/2-€16k
To other reserves6921-€16k
Profit to be distributed694/7€40k€45k
Return on contributions (dividend)694€40k€45k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €1k ▼95.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Liquidity quadruplescurrent ratio 8.41
Current ratio from 2.08 to 8.41; short-term debt falls from €83k to €21k.
26-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial Highest result since 2018net €71k ▲17%
Operating result €98k, net result €71k, both a record.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial Liquidity doublescurrent ratio 5.27
Current ratio from 2.15 to 5.27; short-term debt falls from €34k to €21k.
31-12
Financial Equity above €200kEq €224k ▲36.9%
4 profitable years in a row build equity to €224k.
17-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial Equity above €150kEq €164k ▲14.1%
3 profitable years in a row build equity to €164k.
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial Equity above €100kEq €144k ▲46.2%
2 profitable years in a row build equity to €144k.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
18-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louizalaan 4771050 Elsene
Ground area
2,178 m²
Building footprint
1,973 m²
Volume, LiDAR
38,977 m³
Parcel 21822R0224/00M007, Brussels · tallest building 44.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ALLEA
Louizalaan 477, 1050 ElseneInsurance, reinsurance and pension funding, except compulsory social security
since 20152.244.984.628
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21822R0224/00M007 Brussels 2,178 m² 1 · 1,973 m² 44.7 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,647 companies in sector 85599 we hold annual accounts for 1,320. 981 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-08-2015
Fiscal year end31-12
Activities, NACEBEL
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.