PROCAF
ActiveThe computed 12-month bankruptcy probability of PROCAF is 1.9% (moderate). The 2024 annual accounts show equity of €43k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 18940 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▲+14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 11.43 against 4.43 in 2023; short-term debt: 8.1% and cash: 0% of total assets), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.9%
Return on assets
-3.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-1k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-11-2025, 117 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
117 d late
2023
482 d late
2022
58 d late
2021
281 d late
2020
279 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€43k▼ 3.3%
2023 · €45k
2018: €36k
2019: €43k
2020: €57k
2021: €65k
2022: €53k
2023: €45k
2018 → 2024
Total assets
€47k▼ 17.6%
2023 · €57k
2018: €56k
2019: €68k
2020: €83k
2021: €87k
2022: €86k
2023: €57k
2018 → 2024
Net result
€-1k▲ 81.7%
2023 · €-8k
2018: €-15k
2019: €6k
2020: €14k
2021: €8k
2022: €-13k
2023: €-8k
2018 → 2024
Working capital
€40k▲ 0.6%
2023 · €39k
2018: €25k
2019: €33k
2020: €38k
2021: €50k
2022: €43k
2023: €39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€65k▲ 13.9%€53k▼ 19.5%€45k▼ 15.2%€43k▼ 3.3%
Operating result€11k-€5k▼ 53.3%€-16k€-11k▲ 31.3%€-3k▲ 69.4%
Net result€14k-€8k▼ 44.9%€-13k€-8k▲ 37.0%€-1k▲ 81.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €11k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €47k
Fixed assets
€3k▼ 42.7%
Current assets
€43k▼ 14.6%
Equity and liabilities €47k
Equity
€43k▼ 3.3%
Debt
€4k▼ 69.3%
The debt ratio falls from 21.7% to 8.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-851▲
2023 · €-9k
Cash flow
€1k▲
2023 · €-6k
Solvency
91.9%▲
2023 · 78.3%
Current ratio
11.43▲
2023 · 4.43
Quick ratio
11.43▲
2023 · 4.43
Debt / equity
0.09▼
2023 · 0.28
ROE
-3.4%▲
2023 · -17.9%
ROA
-3.1%▲
2023 · -14.0%
Interest coverage
-1.15▲
2023 · -41.29
Debt
€4k▼
2023 · €12k
Debt ≤ 1 year
€4k▼
2023 · €11k
Income taxes
€74▲
2023 · €57
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€57k€47k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€84€33▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€51k€43k▼
Amounts receivable within one year40/41€51k€43k▼
Other amounts receivable41€51k€43k▼
Cash at bank and in hand54/58€0€2▲
Deferred charges and accrued income490/1€67€46▼
Equity and liabilities
Total equity and liabilities10/49€57k€47k▼
Equity10/15€45k€43k▼
Contributions10/11€6k€6k=
Reserves13€38k€37k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€26k€25k▼
Amounts payable17/49€12k€4k▼
Amounts payable within one year42/48€11k€4k▼
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€275-
Accrued charges and deferred income492/3€892-
Income statement
Code20232024
Remuneration, social security and pensions62€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€524€960▲
Gross operating margin9900€-3k€109▲
Operating profit (loss)9901€-11k€-3k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€220€742▲
Recurring financial charges65€220€742▲
Profit (loss) for the period before taxes9903€-8k€-1k▲
Income taxes67/77€57€74▲
Profit (loss) for the period9904€-8k€-1k▲
Profit (loss) for the period to be appropriated9905€-8k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-1k▲
Transfer from equity791/2€8k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 117 days late
25-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 482 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 11.43
Current ratio from 4.43 to 11.43; short-term debt falls from €11k to €4k.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
08-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 281 days late
2022
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 279 days late
2020
31-12
Financial
Highest result since 2018net €14k ▲124%
Operating result €11k, net result €14k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 72 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 101830 Machelen (Brab.)Ground area
3.1 ha
Building footprint
2,877 m²
Volume, LiDAR
21,018 m³
Parcel 23047C0314/00C000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROCAF
since 20102.194.021.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23047C0314/00C000 | Flanders | 3.1 ha | 1 · 2,877 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LARGO
BE 0538.957.338
Brussel · Eq €43k
BRIPA
BE 0739.917.879
Bredene · Eq €43k
SB HORECA
BE 0688.529.457
Seraing · Eq €43k
DE SMIS
BE 0480.341.921
Sint-Truiden · Eq €43k
Helderland
BE 0765.794.511
Roeselare · Eq €43k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-11-2010
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.