Financials
- Fiscal year
- 2024
- Total assets
- €45,576
- Profit
- €722
- Solvency
- 74.7%
Total assets▲ 29.0%
Net result
20182024
M.N.B.
ActiveSummary
M.N.B. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34,028 and a net result of €722. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 87% of 18932 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Cafés and bars
NACE 56301
1 site
Size
€45,576total assets 2024
- Equity
- €34,028
- Profit
- €722
Structure
Accounts 63 d overdue0 of 5 deeds read
Why 71- Sector Food and beverage service activities (NACE 56)- Figures for FY 2024 (filed 27-06-2025)+ Liquidity: current ratio 3.93, cash €26,712+ Founded in 2010Show the evidence
Checked score
Score 2024
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 64% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 74.7% of total assets
Liquidity
90-10
short-term debt 25.3% · cash 58.6%
Profitability
41+41
return on assets 1.6%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: 0.3%
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -1.0% vs 12-2025
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.3%▼ -0.3% vs 02-2026
04-2026: 0.3%▼ -3.3% vs 03-2026
05-2026: 0.3%▼ -3.8% vs 04-2026lowest value
06-2026: 0.3%▲ +0.4% vs 05-2026
07-2026: 0.3%▲ +9.6% vs 06-2026
08-2026: 0.4%▲ +23.3% vs 07-2026
09-2026: 0.5%▲ +20.7% vs 08-2026
10-2026: 0.7%▲ +44.3% vs 09-2026highest value
- Liquidity: current ratio 3.93, cash €26,712 lowers the probability
- Founded in 2010 lowers the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Figures for FY 2024 (filed 27-06-2025) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.93 against 17.37 in 2023; short-term debt: 25.3% and cash: 58.6% of total assets), and 25.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 87%, liquidity 92%, profitability 32%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
50 d late
2022
25 d late
2021
58 d late
2020
53 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €722
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- 27-06-2025Annual accounts filed
- 31-12-2024Back to profit
- 19-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Cafés and barsNACE 56301
- Founded
- 19-01-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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