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M.N.B.

Active
Private limited companyfounded 201016 yrs activeAlbertlaan 136-138, 1190 Vorst, BelgiumKBO/BCE: BE 0822.406.877
Summary

M.N.B. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,346 and a net result of €318. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 18932 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
M.N.B.ActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
1 site
Size
€46,008total assets 2025
Equity
€34,346
Profit
€318
Financial health
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 61 d late0 of 5 deeds read
Why 71- Sector Food and beverage service activities (NACE 56)- Figures for FY 2024 (filed 27-06-2025)+ Liquidity: current ratio 3.93, cash €26,712+ Founded in 2010Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 64% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 74.7% of total assets
Liquidity 90=
short-term debt 25.3% · cash 75.7%
Profitability 39-2
return on assets 0.7%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,482 companies)
Last 24 months 11-2024: 0.8%highest value 12-2024: 0.8%● 0.0% vs 11-2024highest value 01-2025: 0.7%▼ -12.2% vs 12-2024 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.6%▼ -2.7% vs 02-2025 04-2025: 0.6%▼ -2.9% vs 03-2025 05-2025: 0.6%▼ -1.6% vs 04-2025 06-2025: 0.6%▲ +1.3% vs 05-2025 07-2025: 0.3%▼ -51.3% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%▼ -0.3% vs 02-2026 04-2026: 0.3%▼ -3.3% vs 03-2026 05-2026: 0.3%▼ -3.8% vs 04-2026lowest value 06-2026: 0.3%▲ +0.4% vs 05-2026 07-2026: 0.3%▲ +9.6% vs 06-2026 08-2026: 0.4%▲ +23.3% vs 07-2026 09-2026: 0.5%▲ +20.7% vs 08-2026 10-2026: 0.7%▲ +44.3% vs 09-2026
  • Liquidity: current ratio 3.93, cash €26,712 lowers the probability
  • Founded in 2010 lowers the probability for this profile
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Figures for FY 2024 (filed 27-06-2025) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.95 against 3.93 in 2024; short-term debt: 25.3% and cash: 75.7% of total assets), and 25.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 87%, liquidity 91%, profitability 32%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.93, cash €26,712
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2010
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Figures for FY 2024 (filed 27-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 d late
2024
34 d early
2023
50 d late
2022
25 d late
2021
58 d late
2020
53 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €722

Key points

  • Positive: Among the best 13% on solvencysector median 29.1% · 18,932 companies 74.7% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View
  • Total assets 20256 fiscal years filed €46,008 View

By topic

Financials

Fiscal year
2025
Total assets
€46,008
Profit
€318
Solvency
74.7%
Total assets▲ 0.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 27-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
19-01-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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