Turnover
≈ €110,000 estimated
The micro format states no turnover.
proc.hum
Overview
Lifetime
1 annual account with figurespeak €53,529 (2025)
€53,529
peak €37,991 (2025)
€37,991
peak €41,991 (2025)
€41,991
€48,152
Board1 name since 2024
1 directorSTASINS Fabienne Marie Mauricette
Documentsfilings and deeds
24-08-202624 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€4,000 100 shares
2025 accounts filed 24 days after the deadline
Checked score
96
Excellent
Financially stronger than 64% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 0.4%
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%▼ -0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026highest value
09-2026: < 0.1%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.48, cash €37,978
Size: total assets €90,144
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 43% of them on solvency, 65% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as proc.hum has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of proc.hum itself is lower: < 0.1% within 12 months. It rests on far more data about proc.hum than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for proc.hum. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48, below the usual 1.5. Short-term debt is 53.4% and cash 42.1% of total assets. 53.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008923922
Incorporation
Founding capital of €4,000, 100 shares · Founder: STASINS Fabienne Marie Mauricette · Appointment: STASINS Fabienne Marie Mauricette (director) · published on 02-05-2024 · Gazette deed
First establishment
Paul Leducstraat 61, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| proc.hum Schaerbeek | €90,144 | €53,529 | 46.6% | - |
| PFJ CONSULT Schaerbeek | €82,954 | €56,012 | 74.1% | - |
| BRIGHTWAY SERVICES Schaerbeek | €100,809 | €54,578 | 62.8% | - |
| Valopal Services Schaerbeek | €93,772 | €47,827 | 61.8% | - |
| THIRD PARTY ENVIRONMENTAL Schaerbeek | €74,180 | €50,902 | 79.7% | - |
| LECOCQ CONSULTING Schaerbeek | €72,984 | €57,502 | 92.6% | - |
| BENOIT VALLUET CONSULTING Woluwe-Saint-Pierre | €90,109 | €52,927 | 93.5% | - |
These companies have the same main activity as proc.hum: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €73,000 and €101,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 29-04-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.360.515.7841030 Schaerbeek, since 29-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on proc.hum
proc.hum has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,991 and a net result of €37,991.
Its solvency ranks better than 42% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-08-2026, 24 days late€53,529
€49,373
€37,991
€22,896
46.6%
1.48
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €82,000 and €140,000.
Balance sheet
balance sheet total €90,144 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
46.6%
Higher than 42% of 39,368 companies in 2025.
1.48
Higher than 38% of 38,051 companies in 2025.
42.1%
Higher than 81% of 38,523 companies in 2025.
proc.hum
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
90,144 | |
21/28 |
19,096 | |
22/27 |
19,096 | |
22 |
11,295 | |
24 |
7,800 | |
29/58 |
71,048 | |
40/41 |
32,852 | |
40 |
28,948 | |
41 |
3,904 | |
54/58 |
37,978 | |
490/1 |
218 | |
| Balance sheet: equity and liabilities | ||
10/49 |
90,144 | |
10/15 |
41,991 | |
10/11 |
4,000 | |
14 |
37,991 | |
17/49 |
48,152 | |
42/48 |
48,152 | |
44 |
1,357 | |
440/4 |
1,357 | |
45 |
46,796 | |
450/3 |
46,796 | |
| Income statement | ||
9900 |
53,529 | |
630 |
3,843 | |
640/8 |
313 | |
9901 |
49,373 | |
65/66B |
99 | |
65 |
99 | |
9903 |
49,274 | |
67/77 |
11,282 | |
9904 |
37,991 | |
9905 |
37,991 | |
| Appropriation of the result | ||
9906 |
37,991 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00417208.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-08-2026 | 2026-00417208 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 53,216 | ||
| 41,834 | ||
| 22,939 | ||
| 22,896 | ||
| 46.6% | ||
| 1.48 | ||
| 1.15 | ||
| 90.5% | ||
| 42.1% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €22,939 |
| €3,843 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on proc.hum
Debt's share of the balance-sheet total is 53.4%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 02-05-2024
term without a fixed end
Mandates through the years
1 name, the dashed line is todaySTASINS Fabienne Marie Mauricette
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- STASINS Fabienne Marie Mauricette
- Director (not named in the articles), appointed by deed of 02-05-2024, still in office
Control
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €420 in 2025
- Source
- deed of 02-05-2024
Articles of association
deed of 02-05-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement si plusieurs, tous cas entre vifs onéreux gratuit volontaires forcées exclusion retrait…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 18:00
Shareholders
At incorporation
deed of 02-05-2024 ↗
- STASINS Fabienne Marie Mauricette 100 shares (100%) · €4,000 in cash
Network & group
No group
proc.hum has no parent and no holdings in its annual accounts. STASINS Fabienne Marie Mauricette is the only director. proc.hum shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 24 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1008923922
2024
IncorporationFounding capital of €4,000, 100 shares · Founder: STASINS Fabienne Marie Mauricette · Appointment: STASINS Fabienne Marie Mauricette (director) · published on 02-05-20246 points ▸
- Founder, STASINS Fabienne Marie Mauricette
- Founding capital, €4,000, 100 shares
- STASINS Fabienne Marie Mauricette holds all the shares
- Registered office clause, rue Paul Leduc 61, 1030 Schaerbeek
- Board rule, 1
- Director appointment, STASINS Fabienne Marie Mauricette (director (not named in the articles))
- The deed holds 10 more points.
First establishment Paul Leducstraat 61, Schaerbeek
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1008.923.922
- VAT number
- BE 1008.923.922
- Peppol ID
- 0208:1008923922
- Other Peppol ID
- 9925:BE1008923922
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-04-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Tuesday of June at 18:00deed of 02-05-2024 (in French)
- Peppol
- Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- proc.hum in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-05-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 02-05-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
96994
Pet training
96995
Pet boarding
Codes under NACEBEL 2008
70220
Business consulting main activity
96094
Personal service activities
96095
Personal service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prise de participations et la gestion de toutes sociétés; La recherche de capitaux sous quelque forme que ce soit,en vue…”deed of 02-05-2024 (in French)
18 activities
- La prise de participations et la gestion de toutes sociétés;
- La recherche de capitaux sous quelque forme que ce soit,en vue d’investissement(tant mobiliers qu’immobiliers)ou de financement de sociétés;
- Toutes opérations de placement de trésorerie,quel qu’en soit le support(tel,par exemple,le dépôt à–court,moyen ou long–terme,la prise de participation dans un organisme de placement collectif en valeurs mobilières,l’acquisition de tout type d’instruments financiers,…);
- Lle financement ou la facilitation du financement à court,moyen et long terme des sociétés qui lui seront directement ou indirectement liées,sous forme de prêts crédits,garanties ou toute autre forme d’assistance financière;
- Se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute société ou personne physique.
- Exercer toutes activités de prestations de services,directement ou indirectement,sans limitation quant aux services prestés,et toute activité d’étude,d’expertise,de direction ou conseil et plus généralement toute opération quelconque se rapportant directement ou indirectement,en tout ou en partie,à l’une ou l’autre branche de son objet,ou pouvant lui être utile ou le faciliter;
- La réalisation,le suivi,la gestion et la négociation de tout contrat commercial tant national qu’international;
- La perception de commissions,royalties,redevances,etc…en relation directe ou indirecte à son objet;
- L’achat,l’administration,la vente de toutes valeurs mobilières,de tous droits sociaux et d’une manière générale toutes opérations de gestion de portefeuille ainsi constitué;
- La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières ou immobilières;
- Effectuer tant pour elle que pour compte de tiers,tous actes et opérations financières,commerciales,industrielles,mobilières ou immobilières se rattachant directement ou indirectement en tout ou en partie à son objet ou pouvant en amener le développement ou en facilité la réalisation,notamment sans que la désignation soit limitative,prêter,emprunter,hypothéquer,acquérir ou céder tous brevets,licences,patentes,marques…etc;
- L’achat,l’échange,la vente,la prise de location ou sous location,ainsi que la cession en location ou en sous location,le tout avec ou sans option d’achat,l’exploitation et l’entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale de tous biens immobiliers ainsi que toutes opérations de financement;
- La constitution et la gestion d’un patrimoine immobilier et la location financement de biens immeubles aux tiers,l’acquisition par l’achat ou autrement,la vente,l’échange,la construction,la transformation,l’amélioration,l’équipement,l’aménagement,l’embellissement,l’entretien,la location,la prise en location,le lotissement,la prospection et l’exploitation de biens immobiliers,ainsi que toutes opérations qui,directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l’accroissement et le rapport d’un patrimoine immobilier,de même que se porter caution pour la bonne fin d’engagements pris par des tiers qui auraient la jouissance de ces biens immobiliers.
- Toutes opérations de courtage notamment en assurances,financements,prêts personnels et hypothécaires,leasing et autres;
- S’intéresser par voie d’apport,de cession,de souscription,de participation,de fusion,d’achat d’actions ou autres valeurs,ou par toutes autres voies dans toutes sociétés,entreprises ou association existante ou à créer,dont l’objet est identique,analogue,similaire ou connexe à son objet ou susceptible d’en favoriser le développement;
- Être administrateur,gérant,liquidateur;
- Bureau de secrétariat
- Toutes les activités relatives au bien-être animal:élevage,gardiennage,accompagnement et/ou coaching etc..
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Paul Leducstraat 61 registered office 1030 Schaerbeek | 29-04-2024 | 2.360.515.784 |
Buildings and parcels at the address
- Ground area
- 190 m²
- Buildings
- 64 m²
- Volume, LiDAR
- 660 m³
- Tallest building
- 12.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21904B0410/00N010 | 190 m² | 1 · 64 m² | 12.0 m · 4 |