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PFJ CONSULT

Active
Private limited companyfounded 20242 yrs activeKerselarenlaan 65, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1006.142.891
Summary

PFJ CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19,699 and a net result of €14,699. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.53; short-term debt: 39.5% and cash: 49.3% of total assets), and 39.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
60.5%
Return on assets
45.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 d early
2024
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 February 2024, PFJ CONSULT was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€19,699
Total assets
€32,572
Net result
€14,699
Working capital
€19,699

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €32,572
Equity €19,699
Debt €12,873
Debt finances 39.5% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
2.53
Debt to equity
0.65
ROE
74.6%
ROA
45.1%
Debt ≤ 1 year
€12,873
Income taxes
€3,837

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 28 lines
Balance sheet Code2024
Assets
Total assets20/58€32,572
Current assets29/58€32,572
Amounts receivable within one year40/41€16,526
Trade receivables40€14,257
Other amounts receivable41€2,269
Cash at bank and in hand54/58€16,046
Equity and liabilities
Total equity and liabilities10/49€32,572
Equity10/15€19,699
Contributions10/11€5,000
Profit (loss) carried forward14€14,699
Amounts payable17/49€12,873
Amounts payable within one year42/48€12,873
Trade debts44€1,815
Suppliers440/4€1,815
Taxes, remuneration and social security45€11,058
Taxes450/3€11,058
Income statement Code2024
Other operating charges640/8€387
Gross operating margin9900€18,782
Operating profit (loss)9901€18,395
Financial income75/76B€142
Recurring financial income75€142
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€18,536
Income taxes67/77€3,837
Profit (loss) for the period9904€14,699
Profit (loss) for the period to be appropriated9905€14,699
Appropriation of the result
Profit (loss) to be appropriated9906€14,699

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€387
Gross operating margin9900€18,782
Operating profit (loss)9901€18,395
Financial income75/76B€142
Recurring financial income75€142
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€18,536
Income taxes67/77€3,837
Profit (loss) for the period9904€14,699
Profit (loss) for the period to be appropriated9905€14,699
Line2024
Assets
Total assets20/58€32,572
Current assets29/58€32,572
Amounts receivable within one year40/41€16,526
Trade receivables40€14,257
Other amounts receivable41€2,269
Cash at bank and in hand54/58€16,046
Equity and liabilities
Total equity and liabilities10/49€32,572
Equity10/15€19,699
Contributions10/11€5,000
Profit (loss) carried forward14€14,699
Amounts payable17/49€12,873
Amounts payable within one year42/48€12,873
Trade debts44€1,815
Suppliers440/4€1,815
Taxes, remuneration and social security45€11,058
Taxes450/3€11,058
Line2024
Profit (loss) for the period9904€14,699
Operating cash flow (approximation)€14,699

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
294 m²
Building footprint
107 m²
Volume, LiDAR
1,236 m³
Parcel 21911C0138/00R002, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PFJ CONSULT
Kerselarenlaan 65, 1030 SchaarbeekActivities of head offices; management consultancy activities
since 20242.356.537.893
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21911C0138/00R002 Brussels 294 m² 1 · 107 m² 17.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 30,496 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail pierrelemonnier@gmail.com
Phone +32475803316
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006142891
Registered 04-03-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.