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Probiotic Plus

Active
Private limited company·Groothandel in reinigingsmiddelen· 10 yrs active
Grote Baan 132 ·9250 Waasmunster, Belgium
KBO/BCE: BE 0645.750.180
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age10 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Probiotic Plus is 1.8% (moderate). The 2025 annual accounts show negative equity (€-12k) and a net result of €-5k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 5% of 856 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 28-05-2026 64 d early 2026-00124039
31-12-2024 31-07-2025 01-08-2025 1 d late 2025-00348181
31-12-2023 31-07-2024 25-06-2024 36 d early 2024-00159234
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00366795
31-12-2021 31-07-2022 30-09-2022 61 d late 2022-20442388
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-65400242
31-12-2019 31-07-2020 15-10-2020 76 d late 2020-61500399
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-60400549
31-12-2017 31-07-2018 29-09-2018 60 d late 2018-67400320
31-12-2016 31-07-2017 17-07-2017 14 d early 2017-31800487

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2016, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-5k
Working capital€-12k-76.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · micro
€-10k€-5k€0€5kOperating result 2021: €-8k€-8kNet result 2021: €-8k€-8kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €3k€3kNet result 2023: €3k€3kOperating result 2024: €3k€3kNet result 2024: €3k€3kOperating result 2025: €-5k€-5kNet result 2025: €-5k€-5k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 8 fiscal years (±2%/year).
€-20k€-10k€02026: €-10k (€-14k - €-5k)2027: €-9k (€-17k - €-2k)2028: €-9k (€-19k - €992)2018: €-11k2019: €-18k2020: €-1k2021: €-10k2022: €-13k2023: €-10k2024: €-7k2025: €-12k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -3725.0% 35.5%
better than 5% of 856 sector peers
Net result €-5k €10k
better than 19% of 855 sector peers
Equity €-12k €40k
better than 13% of 857 sector peers
Gross operating margin €-4k €31k
better than 12% of 854 sector peers
Total assets €329 €132k
better than 5% of 856 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P5
2020: P24 · n=9122021: P12 · n=15172022: P9 · n=23642023: P9 · n=29752024: P5 · n=33542025: P5 · n=8562020 2025
Stable position over 2020-2025 · n=856-3354
Net result P19
2020: P72 · n=9092021: P19 · n=15192022: P29 · n=23652023: P48 · n=29652024: P49 · n=33412025: P19 · n=8552020 2025
Weakening position over 2020-2025 · n=855-3341
Equity P13
2020: P25 · n=9152021: P17 · n=15222022: P15 · n=23712023: P17 · n=29862024: P20 · n=33612025: P13 · n=8572020 2025
Stable position over 2020-2025 · n=857-3361
Gross operating margin P12
2020: P50 · n=9072021: P29 · n=15152022: P23 · n=23572023: P32 · n=29552024: P34 · n=33272025: P12 · n=8542020 2025
Weakening position over 2020-2025 · n=854-3327
Describes the position versus peers, not a forecast.
EBITDA
€3k
- 18-25
Net profit
€-5k
- 18-25
Cash flow
€3k
- 18-25
Total assets
€329
-89.4% 18-25
Equity
€-12k
-76.3% 18-25
Working capital
€-12k
-76.3% 18-25
Employees (FTE)
1
0.0% 18-25
Debt
€13k
+25.3% 18-25
Debt ≤ 1y
€13k
+25.3% 18-25
Current ratio
0.03
-91.5% 18-25
Quick ratio
0.03
-91.5% 18-25
Solvency
-3725.0%
-1557.2% 18-25
Debt / equity
-1.03
+28.9% 18-25
ROE
43.3%
- 18-25
ROA
-1612.4%
- 18-25
Interest coverage
6.58
- 18-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€-5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€329
Equity€-12k
Debt€13k
of which ≤ 1y€13k
of which > 1y-
Working capital€-12k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.03
Quick ratio0.03
Working capital ratio-3725.0%
Solvency-3725.0%
Debt / equity-1.03
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1612.4%
ROE43.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€329
Current assets 29/58€329
Amounts receivable within one year 40/41€53
Cash & bank 54/58€276
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€329
Equity 10/15€-12k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€-62k
Amounts payable 17/49€13k
Amounts payable within one year 42/48€13k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-5k
Financial income 75€0
Financial charges 65€804
Result before taxes 9903€-5k
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
17 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

4 directors
Current directors & mandates
  • VAN BESELAERE Loraine Maria Bertha
    Director
    State Gazette act 25368625 (10-11-2025)
    Current
    10-11-2025 → present
    2 events
    • 10-11-2025 Resigned· Director
    • 10-11-2025 Appointed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Van Beselaere Loraine
    Manager
    State Gazette act 18033803 (19-02-2018)
    Not recently confirmed
    last confirmed in an act from 2018
Former directors (2)
  • P&S Problem Solving
    Manager
    State Gazette act 18033803 (19-02-2018)
    Former
    - → 01-01-2018
  • Van Hecke Luc
    Manager
    State Gazette act 17074446 (26-05-2017)
    Former
    26-05-2017 → 01-01-2018
    2 events
    • 01-01-2018 Resigned· Manager
    • 26-05-2017 Appointed· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Groothandel in reinigingsmiddelen(46442)
Legal form Private limited company(610)
Incorporation08-01-2016
StatusActive
Postal code9250

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Grote Baan 132, 9250 Waasmunster
Handelsbemiddeling in de niet-gespecialiseerde groothandel
since 20162.249.339.235
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,433 m²
Buildings1
Building footprint210 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42023A1476/00G000 Flanders 1,433 m² 1 · 210 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
All acts · 5 updated 9 months ago
2025
10-11-2025 1 director appointed, 1 resigning Director changes
  • VAN BESELAERE Loraine Maria Bertha, Bestuurder
  • VAN BESELAERE Loraine Maria Bertha, Bestuurder
Summary: v3.2
2018
19-02-2018 1 director appointed, 2 resigning Director changes
  • Van Beselaere Loraine, Zaakvoerder
  • Van Hecke Luc, Zaakvoerder
  • P&S Problem Solving, Zaakvoerder
Summary: v3.2
2017
26-05-2017 Van Hecke Luc appointed as manager Director changes
  • Van Hecke Luc, Zaakvoerder
Summary: v3.2
2016
19-09-2016 Loraine Van Beselaere resigns as manager Director changes
  • Loraine Van Beselaere, Zaakvoerder
Summary: v3.2
12-01-2016 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health17Profitability100Solvency33Growth58Stability100
62 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 17
Profitability 100
Solvency 33
Growth 58
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in reinigingsmiddelen46442Groothandel in reinigingsmiddelen46442Detailhandel in drogisterijartikelen en onderhoudsproducten47783Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels47784
Primary activity highlighted.
Names & trade names
Legal nameNL Probiotic Plus
Registered office
Grote Baan 132
9250 Waasmunster, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.