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Complete company report
Generated 26-07-2026
Active BE 0429.052.675Public limited company

PROBEMAL

Baugnez-Route de Luxembourg 16 ·4960 Malmedy, Belgium· 40 yrs active
Sector: NACE 23610 (23610)
Conclusion Checked

The computed 12-month bankruptcy probability of PROBEMAL is 0.3% (very low). The 2024 annual accounts show equity of €1.73M and a net result of €30k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 50% of 33 sector peers (fiscal year 2024). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €1.73M
Net result €30k
Staff (FTE) 19.1
Better than sector 50%
Snowflake analysis 5 axes · computed by Checked
Health61Profitability9Solvency57Growth52Stability100
56 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 61
Profitability 9
Solvency 57
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Multiple establishment units +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1986, 40 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
61 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 07-07-2025 with the NBB · fiscal year 2024 · volledig
€0€100k€200k€300k€400kOperating result 2020: €56k€56kNet result 2020: €364k€364kOperating result 2021: €94k€94kNet result 2021: €29k€29kOperating result 2022: €194k€194kNet result 2022: €100k€100kOperating result 2023: €168k€168kNet result 2023: €57k€57kOperating result 2024: €130k€130kNet result 2024: €30k€30k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~3%/year over 7 fiscal years, indicative, assuming unchanged policy.
€1.40M€1.60M€1.80M€2.00M2025: €1.78M (€1.64M - €1.92M)2026: €1.82M (€1.69M - €1.96M)2027: €1.87M (€1.73M - €2.01M)2018: €1.46M2019: €1.50M2020: €1.51M2021: €1.54M2022: €1.64M2023: €1.70M2024: €1.73M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 23 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 32.9% 32.9%
better than 50% of 33 sector peers
Net result €30k €30k
better than 49% of 33 sector peers
Equity €1.73M €738k
better than 70% of 33 sector peers
Total assets €5.26M €2.63M
better than 66% of 33 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€451k
+12.1% far above sector median
Net profit
€30k
-48.0% far above sector median
Cash flow
€350k
+20.0% far above sector median
Total assets
€5.26M
-11.8% far above sector median
Equity
€1.73M
+1.8% far above sector median
Working capital
€554k
-21.5% far above sector median
Employees (FTE)
19
+2.7% far above sector median
Staff costs
€1.01M
-0.4% far above sector median
Income taxes
€3k
-90.2% +139% vs sector
Debt
€3.53M
-17.2% far above sector median
Debt ≤ 1y
€2.50M
-16.5% far above sector median
Debt > 1y
€1.02M
-18.9% +90% vs sector
Current ratio
1.22
-1.2% ≈ vs sector
Quick ratio
0.52
-20.4% -52% vs sector
Solvency
32.9%
+15.3% +56% vs sector
Debt / equity
2.04
-18.6% -45% vs sector
ROE
1.7%
-48.9% -98% vs sector
ROA
0.6%
-41.1% -96% vs sector
Interest coverage
4.56
-8.7% -33% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€451k
Net profit€30k
Cash flow€350k
Staff costs€1.01M
Income taxes€3k
Dividends-
Total assets€5.26M
Equity€1.73M
Debt€3.53M
of which ≤ 1y€2.50M
of which > 1y€1.02M
Working capital€554k
Employees (FTE)19.1
Ratios (computed)
2024
Current ratio1.22
Quick ratio0.52
Working capital ratio10.5%
Solvency32.9%
Debt / equity2.04
Long-term debt ratio0.59
Interest coverage4.56
Gross margin-
Net margin-
ROA0.6%
ROE1.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€5.26M
Fixed assets 21/28€2.20M
Tangible fixed assets 22/27€2.20M
Current assets 29/58€3.06M
Stocks & contracts in progress 3€1.74M
Amounts receivable within one year 40/41€1.14M
Cash & bank 54/58€172k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.26M
Equity 10/15€1.73M
Contributions / capital 10/11€500k
Reserves 13€650k
Accumulated profits (losses) 14€580k
Amounts payable 17/49€3.53M
Amounts payable after one year 17€1.02M
Amounts payable within one year 42/48€2.50M
Trade debts payable within one year 44€696k
Income statement
Gross operating margin 9900€1.53M
Operating result 9901€130k
Financial income 75€1k
Financial charges 65€99k
Result before taxes 9903€33k
Income taxes 67/77€3k
Net result for the period 9904€30k
Result to be appropriated 9905€30k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 23610
Legal form Public limited company(014)
Incorporation20-06-1986
StatusActive
Postal code4960
Establishment units 2 locations
PROBEMAL
Baugnez-Route de Luxembourg 16, 4960 MalmedyVervaardiging van artikelen van beton voor de bouw
since 19862.036.526.876
PROBEMAL
Avenue du Pont de Warche -, 4960 MalmedyVervaardiging van artikelen van beton voor de bouw
since 20232.351.356.907
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63049F0346/00F000indicative Wallonia 9,136 m² 1 · 1,543 m² -
Methodology
via establishment units: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
29-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
21-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
13-01-2023
State Gazette act Director changes
2022
24-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
21-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
22-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
24-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
18-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
20-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
20-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
13-01-2023 6 reappointed Director changes
  • Michel BODARWE, Bestuurder
  • Jean-Marie BODARWE, Bestuurder
  • Nathalie KÜPPER, Bestuurder
  • Michel BODARWE, Voorzitter
  • Nathalie KÜPPER, Commissaris
  • Jean-Marie BODARWE, Directeur
Technical details 
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van artikelen van beton voor de bouw23610Vervaardiging van artikelen van beton voor de bouw23610Vervaardiging van artikelen van beton voor de bouw26610Vervaardiging van stortklare beton23630Vervaardiging van stortklare beton23630Vervaardiging van stortklare beton26630
Primary activity highlighted.
Names & trade names
Legal nameFR PROBEMAL
Registered office
Baugnez-Route de Luxembourg 16
4960 Malmedy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative