PROBEC
ActivePROBEC has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387k and a net result of €8k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 6.07 in 2024; short-term debt: 0.2% and cash: 0.4% of total assets), and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
23 d early
2023
29 d early
2022
5 d early
2021
11 d early
2020
23 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€387k▲ 2.0%
2024 · €379k
2018: €1.32M
2019: €358k
2020: €360k
2021: €364k
2022: €360k
2023: €370k
2024: €379k
2018 → 2025
Total assets
€387k▲ 2.1%
2024 · €379k
2018: €1.33M
2019: €360k
2020: €362k
2021: €367k
2022: €360k
2023: €371k
2024: €379k
2018 → 2025
Net result
€8k▼ 17.3%
2024 · €9k
2018: €2k
2019: €86
2020: €1k
2021: €4k
2022: €-4k
2023: €10k
2024: €9k
2018 → 2025
Working capital
€737▼ 45.9%
2024 · €1k
2018: €1.32M
2019: €358k
2020: €12k
2021: €-2k
2022: €2k
2023: €4k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€364k-€360k▼ 1.1%€370k▲ 2.9%€379k▲ 2.5%€387k▲ 2.0%
Operating result€-3k-€-4k▼ 42.1%€-3k▲ 26.2%€-2k▲ 23.2%€-2k▲ 1.6%
Net result€4k-€-4k€10k€9k▼ 11.7%€8k▼ 17.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €387k
Fixed assets
€386k▲ 2.2%
Current assets
€1k▼ 15.5%
Equity and liabilities €387k
Equity
€387k▲ 2.0%
Debt
€641▲ 139%
The debt ratio rises from 0.1% to 0.2%. Equity and debt are higher.
Key figures and ratios
Solvency
99.8%▼
2024 · 99.9%
Current ratio
2.15▼
2024 · 6.07
Quick ratio
2.15▼
2024 · 6.07
Debt / equity
0.00▲
2024 · 0.00
ROE
2.0%▼
2024 · 2.4%
ROA
2.0%▼
2024 · 2.4%
Debt
€641▲
2024 · €269
Debt ≤ 1 year
€641▲
2024 · €269
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€387k▲
Fixed assets21/28€378k€386k▲
Financial fixed assets28€378k€386k▲
Current assets29/58€2k€1k▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€379k€387k▲
Equity10/15€379k€387k▲
Contributions10/11€237k€237k=
Capital10€237k€237k=
Issued capital100€237k€237k=
Reserves13€121k€121k=
Non-distributable reserves130/1€120k€120k=
Legal reserve130€120k€120k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€22k€29k▲
Amounts payable17/49€269€641▲
Amounts payable within one year42/48€269€641▲
Trade debts44€269€641▲
Suppliers440/4€269€641▲
Income statement
Code20242025
Other operating charges640/8€394€186▼
Gross operating margin9900€-2k€-2k▼
Operating profit (loss)9901€-2k€-2k▲
Financial income75/76B€12k€10k▼
Recurring financial income75€12k€10k▼
Financial charges65/66B€150€188▲
Recurring financial charges65€150€188▲
Profit (loss) for the period before taxes9903€9k€8k▼
Profit (loss) for the period9904€9k€8k▼
Profit (loss) for the period to be appropriated9905€9k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€29k▲
Profit (loss) brought forward from the previous period14P€12k€22k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-4k ▼204%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 17current ratio 5.18
Current ratio from 0.31 to 5.18; short-term debt falls from €3k to €508.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-12
Financial
Liquidity triplescurrent ratio 279.64
Current ratio from 101.70 to 279.64; short-term debt falls from €13k to €1k.
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensebaan 2112580 PutteGround area
5,717 m²
Building footprint
855 m²
Volume, LiDAR
3,558 m³
Parcel 12029C0494/00L000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PROBEC
since 20022.042.093.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029C0494/00L000 | Flanders | 5,717 m² | 1 · 855 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE BROUWER INVEST
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BUREAU TECHNIQUE BREUER
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JAVER
BE 0430.123.932
Zonnebeke · Eq €387k
LINNEA
BE 0536.959.534
Evere · Eq €387k
UVOTec
BE 0473.338.224
Antwerpen · Eq €388k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-12-1988
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.