Financials
- Fiscal year
- 2025
- Total assets
- €343,005
- Loss
- -€287,004
- Solvency
- 79.9%
Total assets▼ 53.8%
Net result
20192025
KAT
ActiveSummary
The annual accounts of KAT for fiscal year 2025 show a net loss of 84% of total assets. The 2025 annual accounts show equity of €274,185 and a net result of -€287,004. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 84% of 9138 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Agents specialised in the wholesale of other particular products
NACE 46180NACE 51180Real estate agency activities NACE 68310
1 site
Size
€343,005total assets 2025
- Equity
- €274,185
- Loss
- -€287,004
Structure
Accounts filed 11 d late0 of 4 deeds read
Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €287,004 (FY 2025)- Liquidity: current ratio 9.94, cash €54, halved+ Founded in 1997+ Size: total assets €343,005Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 49% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
100=
equity 79.9% of total assets
Liquidity
50+6
short-term debt 9.5% · cash 0.0%
Profitability
0-74
return on assets -83.7%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%▲ +3.5% vs 11-2024
01-2025: 0.2%▲ +8.7% vs 12-2024
02-2025: 0.2%▲ +0.9% vs 01-2025
03-2025: 0.2%▲ +4.0% vs 02-2025
04-2025: 0.3%▲ +47.0% vs 03-2025
05-2025: 0.6%▲ +80.4% vs 04-2025
06-2025: 0.8%▲ +26.2% vs 05-2025
07-2025: 0.4%▼ -54.7% vs 06-2025
08-2025: 0.4%● 0.0% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▲ +8.1% vs 12-2025
02-2026: 0.4%▲ +1.0% vs 01-2026
03-2026: 0.4%▼ -1.5% vs 02-2026
04-2026: 0.6%▲ +47.3% vs 03-2026
05-2026: 1.0%▲ +68.3% vs 04-2026
06-2026: 1.1%▲ +11.1% vs 05-2026
07-2026: 1.8%▲ +73.5% vs 06-2026
08-2026: 1.9%▲ +4.1% vs 07-2026highest value
09-2026: 0.9%▼ -50.8% vs 08-2026
10-2026: 0.9%● 0.0% vs 09-2026
- Loss of €287,004 (FY 2025) raises the probability
- Liquidity: current ratio 9.94, cash €54, halved raises the probability
- Founded in 1997 lowers the probability for this profile
- Size: total assets €343,005 lowers the probability for this profile
Credit up to €15,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 9.94 against 4.94 in 2024; short-term debt: 9.5% and cash: 0% of total assets), and 20.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 53%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
28 d late
2023
on the day
2022
2 d late
2021
45 d early
2020
57 d early
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€287,004
- Liquidity doublescurrent ratio 9.94
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- 11-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-12-2025Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents specialised in the wholesale of other particular…NACE 46180
- Founded
- 30-12-1997
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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