PROART
ActivePROART has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €-141k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€141k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
127 d early
2023
26 d late
2022
129 d early
2021
10 d late
2020
120 d early
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€319k▼ 30.7%
2024 · €460k
2018: €25k
2019: €76k
2020: €137k
2021: €349k
2022: €632k
2023: €629k
2024: €460k
2018 → 2025
Total assets
€321k▼ 30.5%
2024 · €461k
2018: €499k
2019: €452k
2020: €488k
2021: €735k
2022: €823k
2023: €670k
2024: €461k
2018 → 2025
Net result
€-141k▼ 108%
2024 · €-68k
2018: €56k
2019: €31k
2020: €61k
2021: €212k
2022: €283k
2023: €-3k
2024: €-68k
2018 → 2025
Working capital
€223k▼ 36.5%
2024 · €351k
2018: €101k
2019: €225k
2020: €263k
2021: €403k
2022: €537k
2023: €518k
2024: €351k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€349k-€632k▲ 81.1%€629k▼ 0.4%€460k▼ 26.9%€319k▼ 30.7%
Operating result€290k-€389k▲ 34.2%€-1k€-68k▼ 5,678%€-141k▼ 107%
Net result€212k-€283k▲ 33.5%€-3k€-68k▼ 2,440%€-141k▼ 108%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €141k in 2025 against €68k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€97k▼ 11.9%
Current assets
€224k▼ 36.3%
Equity and liabilities €321k
Equity
€319k▼ 30.7%
Debt
€2k▲ 98.5%
The debt ratio rises from 0.2% to 0.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-124k▼
2024 · €-49k
Cash flow
€-124k▼
2024 · €-49k
Solvency
99.4%▼
2024 · 99.8%
Quick ratio
32.47
Debt / equity
0.01▲
2024 · 0.00
ROE
-44.4%▼
2024 · -14.7%
ROA
-44.1%▼
2024 · -14.7%
Interest coverage
-1700.07▼
2024 · -110.66
Debt
€2k▲
2024 · €959
Debt ≤ 1 year
€1k▲
2024 · €749
Debt > 1 year
€744▲
2024 · €210
Income taxes
€256
A ratio outside any meaningful range has been withheld (balance sheet total €321k, equity €319k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€461k€321k▼
Fixed assets21/28€110k€97k▼
Tangible fixed assets22/27€110k€97k▼
Plant, machinery and equipment23€24k€17k▼
Furniture and vehicles24-€0
Other tangible fixed assets26€86k€80k▼
Current assets29/58€352k€224k▼
Amounts receivable after more than one year29€28k-
Other amounts receivable291€28k-
Stocks and contracts in progress3€180k€186k▲
Stocks30/36€180k€186k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€6k€7k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€108k€4k▼
Deferred charges and accrued income490/1€26k€26k▼
Equity and liabilities
Total equity and liabilities10/49€461k€321k▼
Equity10/15€460k€319k▼
Contributions10/11€20k€20k=
Reserves13€509k€299k▼
Distributable reserves133€509k€299k▼
Profit (loss) carried forward14€-69k-
Amounts payable17/49€959€2k▲
Amounts payable after more than one year17€210€744▲
Other amounts payable178/9€210€744▲
Amounts payable within one year42/48€749€1k▲
Taxes, remuneration and social security45€749€1k▲
Taxes450/3€749-
Remuneration and social security454/9-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€240-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€-42k€-118k▼
Operating profit (loss)9901€-68k€-141k▼
Financial income75/76B€874€77▼
Recurring financial income75€874€77▼
Financial charges65/66B€445€73▼
Recurring financial charges65€445€73▼
Profit (loss) for the period before taxes9903€-68k€-141k▼
Income taxes67/77-€256
Profit (loss) for the period9904€-68k€-141k▼
Profit (loss) for the period to be appropriated9905€-68k€-141k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-211k▼
Profit (loss) brought forward from the previous period14P€-1k€-69k▼
Transfer from equity791/2-€211k
Social balance
Average headcount (FTE)90872.8-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 20current ratio 469.65
Current ratio from 23.90 to 469.65; short-term debt falls from €23k to €749.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Liquidity times 5current ratio 23.90
Current ratio from 5.30 to 23.90; short-term debt falls from €125k to €23k.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €283k ▲33.5%
Operating result €389k, net result €283k, both a record.
31-12
Financial
Equity above €500kEq €632k ▲81.1%
5 profitable years in a row build equity to €632k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-12
Financial
Equity above €200kEq €349k ▲155%
4 profitable years in a row build equity to €349k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €137k ▲79.3%
3 profitable years in a row build equity to €137k.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
31-12
Financial
Liquidity times 5current ratio 8.15
Current ratio from 1.61 to 8.15; short-term debt falls from €166k to €32k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maurice Lippensplein 268300 Knokke-HeistGround area
1,412 m²
Building footprint
662 m²
Volume, LiDAR
2,302 m³
2 parcels, Flanders · tallest building 26.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Gellius
since 20102.192.834.755
Gemeenteplein 46, 8300 Knokke-Heist
since 20252.373.802.410
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333H0610/00F002 | Flanders | 841 m² | 1 · 336 m² | 26.6 m |
| 31013D0508/00G000 | Flanders | 571 m² | 1 · 326 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOKAT
BE 0835.455.258
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A. VAN HOOF
BE 0420.046.820
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ERKA HORECA
BE 0885.152.417
Brussel · Eq €291k
CASA-RENT
BE 0458.272.639
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Cossuvelle
BE 0421.985.335
Pont-à-Celles · Eq €284k
Of 305 companies in sector 77223 we hold annual accounts for 139. 98 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2010
Fiscal year end31-12
Activities, NACEBEL
77223Rental and leasing activities
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.