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PROACTIVE

Active Private limited companyfounded 2023active for 2 yearsKerkstraat 115, 9060 ZelzateKBO/BCE: BE 1003.298.120

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €27,960 (2024)
€24,937▼ 10.8%
peak €14,957 (2024)
€11,657▼ 22.1%
peak €31,614 (2025)
€31,614▲ 58.4%
€37,783▲ 8.1%
Board1 name since 2023
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Equity from €19,957 to €31,614Investments €30,273

Key points

from the 2025 annual accounts

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Investments

€30,273 4.0 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

2.23 was 1.36 in 2024

Short-term debts fell from €33,542 to €16,817.

Checked score

95
Excellent
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 0.4% 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: < 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%▲ +0.1 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

71+10equity 45.6% of total assets
91+23short-term debt 24.2% · cash 42.4%
90-10return on assets 16.8%

Score breakdown

raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.23, cash €29,392
Size: total assets €69,397
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 40% of them on solvency, 79% on liquidity, 53% on profitability and 82% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as PROACTIVE has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PROACTIVE itself is lower: < 0.1% within 12 months. It rests on far more data about PROACTIVE than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for PROACTIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.23 (1.36 in 2024), above the usual 1.5. Short-term debt is 24.2% and cash 42.4% of total assets. However, 54.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.23, cash €29,392
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €69,397
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
28 days early
2024
40 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 34 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

VD
Director
  • VAN dE VOORDE Jiri 100 sharesdeed of 14-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1003298120
Incorporation Founding capital of €5,000, 100 shares · Founder: VAN dE VOORDE Jiri · Appointment: VAN dE VOORDE Jiri (statutory director) · published on 14-12-2023 · Gazette deed
First establishment Kerkstraat 155, Zelzate
All 5 events

Comparable companies

same main activity, similar in size and age
Company
PROACTIVE Zelzate €69,397 €24,937 45.6% -
Ave-Rechts Consulting Zwalm €66,698 €25,097 76.3% -
BITTEN BY BYTES Zulte €70,996 €27,135 49.0% -
Accelerate-IT Sint-Gillis-Waas €73,326 €23,082 86.7% -
FloTech Buggenhout €61,998 €26,165 51.1% -
NDS Consulting Aalst €60,211 €26,441 77.4% -
KleverCAD Laarne €69,767 €21,624 68.3% -

These companies have the same main activity as PROACTIVE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €60,200 and €73,300, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 12-12-2023Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.355.227.9979060 Zelzate, since 12-12-2023
Financial year end
31 December
Peppol
Reachable since 26-11-2025
Company details

Annual accounts 2025

€24,937▼ 10.8%
€11,657▼ 22.1%
€31,614▲ 58.4%
€69,397▲ 26.4%
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on PROACTIVE

PROACTIVE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,614 and a net result of €11,657.

Its solvency ranks better than 38% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 03-07-2026, 28 days before the deadline
€24,937
▼ 10.8%
€16,373
▼ 23.6%
€11,657
▼ 22.1%
€20,763
▲ 70.4%
45.6%
▲ 9.2 percentage points
2.23
▲ 0.87

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €64,000 and €260,000.

Balance sheet

balance sheet total €69,397 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

45.6%

Higher than 38% of 21,208 companies in 2025.

2.23

Higher than 47% of 20,571 companies in 2025.

16.8%

Higher than 47% of 20,746 companies in 2025.

PROACTIVE Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 69,39754,906
21/28 31,8179,180
22/27 31,8179,180
24 5,1609,180
25 26,657-
29/58 37,58045,726
3 -8,491
30/36 -8,491
40/41 7,06713,476
40 6,24113,246
41 826230
54/58 29,39222,919
490/1 1,121840
Balance sheet: equity and liabilities
10/49 69,39754,906
10/15 31,61419,957
10/11 5,0005,000
14 26,61414,957
17/49 37,78334,949
17 20,9551,407
170/4 20,9551,407
42/48 16,81733,542
42 6,9801,141
44 8247,212
440/4 8247,212
45 5,73510,244
450/3 5,73510,244
47/48 3,27814,945
492/3 11-
Income statement
9900 24,93727,960
630 7,6363,138
640/8 9281,123
66A -2,265
9901 16,37321,434
75/76B 3743
75 3743
65/66B 1,068450
65 1,068450
9903 15,34221,027
67/77 3,6856,070
9904 11,65714,957
9905 11,65714,957
Appropriation of the result
9906 26,61414,957
14P 14,957-
Document PDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 03-07-2026 2026-00245261 PDF
31-12-2024 micro format 21-06-2025 2025-00161170 PDF

Subsidies and aid

Flemish government 2025, 1 entry, €1,110 awarded, €1,110 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
24,00924,572
19,29318,095
30,27314,583
6,473-
20,76312,184
45.6%36.3%
2.231.36
2.231.11
1.201.75
36.9%74.9%
16.8%27.2%
22.4854.60

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024
Tangible fixed assets€30,273€14,583
€7,636€3,138

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on PROACTIVE

The operating result for 2025 is 24% lower than in 2024.

Debt's share of the balance-sheet total falls from 63.7% to 54.4%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Statutory director
appointed by deed of 14-12-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Het collegiaal bestuursorgaan vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Het collegiaal…”
deed of 14-12-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
VAN dE VOORDE Jiri
Statutory director
Board
Mandates as a list
  • VAN dE VOORDE Jiri
    • Statutory director, appointed by deed of 14-12-2023, still in office

See the board, name and registered office on a given date →

Control

This company
PROACTIVE
Equity €31,614
Profit €11,657 in 2025

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€316 in 2025
Source
deed of 14-12-2023

Articles of association

deed of 14-12-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 18:00

Shareholders

At incorporation deed of 14-12-2023 ↗

Network & group

No group

PROACTIVE has no parent and no holdings in its annual accounts. VAN dE VOORDE Jiri is the only director.

Earlier ties

REMARKETED
via Van de Voorde Jiri, no longer at REMARKETED · Director · deed of 07-06-2019
No longer active

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

5 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003298120
Annual accounts 2024 filed PDFmicro format · 40 days before the deadline
2023
IncorporationFounding capital of €5,000, 100 shares · Founder: VAN dE VOORDE Jiri · Appointment: VAN dE VOORDE Jiri (statutory director) · published on 14-12-20235 points ▸

Open the deed in the Belgian Official Gazette

First establishment Kerkstraat 155, Zelzate

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 12 December 2023, PROACTIVE was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12 VAN dE VOORDE Jiri is statutory director of the company, appointed by deed of 14-12-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-12-2023
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
1003.298.120
VAT number
BE 1003.298.120
Peppol ID
0208:1003298120
Legal form
Private limited company
Status
Active, normal situation
Founded
12-12-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 18:00
deed of 14-12-2023 (in Dutch)
Peppol
Reachable since 26-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
PROACTIVE in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-12-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 14-12-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Detailhandel via postorderbedrijven of via internet: Detailhandel in allerlei producten via het internet(e-commerce)…”
3 activities
  1. Detailhandel via postorderbedrijven of via internet: Detailhandel in allerlei producten via het internet(e-commerce)
  2. Computerconsultancy-activiteiten en overige diensten op het gebied van informatietechnologie en computer
  3. Handel in eigen onroerend goed
deed of 14-12-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Kerkstraat 115 registered office 9060 Zelzate
Kerkstraat 155 9060 Zelzate 12-12-2023 2.355.227.997

Location

registered office establishment approximate The establishment unit on the map