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KleverCAD

Active
Private limited companyfounded 20233 yrs activeLepelstraat 30, 9270 Laarne, BelgiumKBO/BCE: BE 0804.772.970
Summary

KleverCAD has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,647 and a net result of €13,322. Its solvency ranks better than 59% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency93▲+11
Growth52
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.13 in 2024; short-term debt: 31.7% and cash: 0% of total assets), and 31.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.3%
Return on assets
19.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
19 d early
2024
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 August 2023, KleverCAD was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€47,647▲ 38.8%
2024 · €34,325
Total assets
€69,767▲ 15.0%
2024 · €60,688
Net result
€13,322▼ 58.1%
2024 · €31,825
Working capital
€32,541▲ 9.6%
2024 · €29,693
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€41,990-€18,644▼ 55.6%
Net result€31,825within the sector's middle half-€13,322within the sector's middle half▼ 58.1%
Equity€34,325within the sector's middle half-€47,647within the sector's middle half▲ 38.8%
Total assets€60,688below the sector's middle half-€69,767below the sector's middle half▲ 15.0%
Debt€26,363-€22,119▼ 16.1%
Working capital€29,693within the sector's middle half-€32,541within the sector's middle half▲ 9.6%
Solvency56.6%within the sector's middle half-68.3%within the sector's middle half▲ 11.7pp
Current ratio2.13within the sector's middle half-2.47within the sector's middle half▲ 0.34
Return on assets (ROA)52.4%above the sector's middle half-19.1%within the sector's middle half▼ 33.3pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2024: €41,990€41,990Net result 2024: €31,825€31,825Operating result 2025: €18,644€18,644Net result 2025: €13,322€13,32220242025€0€20,000€40,000Operating result 2024: €41,990€42,000Net result 2024: €31,825€31,800Operating result 2025: €18,644€18,600Net result 2025: €13,322€13,30020242025
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69,767
Fixed assets €15,107 ▲ 226%
Current assets €54,660 ▼ 2.5%
Equity and liabilities €69,767
Equity €47,647 ▲ 38.8%
Debt €22,119 ▼ 16.1%
Debt's share of the balance-sheet total falls from 43.4% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21,624▼
2024 · €42,194
Cash flow
€16,302▼
2024 · €32,030
Debt to equity
0.46▼
2024 · 0.77
ROE
28.0%▼
2024 · 92.7%
Interest coverage
9.89▼
2024 · 23.67
Debt ≤ 1 year
€22,119▼
2024 · €26,363
Income taxes
€3,912▼
2024 · €8,382
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,688€69,767▲
Fixed assets21/28€4,632€15,107▲
Tangible fixed assets22/27€4,632€15,107▲
Plant, machinery and equipment23-€8,196
Furniture and vehicles24€4,632€6,911▲
Current assets29/58€56,056€54,660▼
Amounts receivable within one year40/41€44,417€48,099▲
Trade receivables40€44,417€19,966▼
Other amounts receivable41-€28,133
Cash at bank and in hand54/58€6,077€0▼
Deferred charges and accrued income490/1€5,562€6,561▲
Equity and liabilities
Total equity and liabilities10/49€60,688€69,767▲
Equity10/15€34,325€47,647▲
Contributions10/11€2,500€2,500=
Reserves13€31,825€45,147▲
Distributable reserves133€31,825€45,147▲
Amounts payable17/49€26,363€22,119▼
Amounts payable within one year42/48€26,363€22,119▼
Financial debts43-€1,886
Credit institutions430/8-€1,886
Trade debts44€3,038€10,822▲
Suppliers440/4€3,038€10,822▲
Taxes, remuneration and social security45€11,924€9,411▼
Taxes450/3€11,924€6,386▼
Remuneration and social security454/9-€3,025
Other amounts payable47/48€11,402€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€205€2,980▲
Other operating charges640/8€50€0▼
Gross operating margin9900€42,244€21,624▼
Operating profit (loss)9901€41,990€18,644▼
Financial income75/76B-€777
Recurring financial income75-€777
Financial charges65/66B€1,783€2,187▲
Recurring financial charges65€1,783€2,187▲
Profit (loss) for the period before taxes9903€40,207€17,234▼
Income taxes67/77€8,382€3,912▼
Profit (loss) for the period9904€31,825€13,322▼
Profit (loss) for the period to be appropriated9905€31,825€13,322▼
Appropriation of the result
Profit (loss) to be appropriated9906€31,825€13,322▼
Transfer to equity691/2€31,825€13,322▼
To other reserves6921€31,825€13,322▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€205€2,980▲ 1,355%
Other operating charges640/8€50€0▼ 100%
Gross operating margin9900€42,244€21,624▼ 48.8%
Operating profit (loss)9901€41,990€18,644▼ 55.6%
Financial income75/76B-€777-
Recurring financial income75-€777-
Financial charges65/66B€1,783€2,187▲ 22.7%
Recurring financial charges65€1,783€2,187▲ 22.7%
Profit (loss) for the period before taxes9903€40,207€17,234▼ 57.1%
Income taxes67/77€8,382€3,912▼ 53.3%
Profit (loss) for the period9904€31,825€13,322▼ 58.1%
Profit (loss) for the period to be appropriated9905€31,825€13,322▼ 58.1%
Line20242025Change
Assets
Total assets20/58€60,688€69,767▲ 15.0%
Fixed assets21/28€4,632€15,107▲ 226%
Tangible fixed assets22/27€4,632€15,107▲ 226%
Plant, machinery and equipment23-€8,196-
Furniture and vehicles24€4,632€6,911▲ 49.2%
Current assets29/58€56,056€54,660▼ 2.5%
Amounts receivable within one year40/41€44,417€48,099▲ 8.3%
Trade receivables40€44,417€19,966▼ 55.0%
Other amounts receivable41-€28,133-
Cash at bank and in hand54/58€6,077€0▼ 100%
Deferred charges and accrued income490/1€5,562€6,561▲ 18.0%
Equity and liabilities
Total equity and liabilities10/49€60,688€69,767▲ 15.0%
Equity10/15€34,325€47,647▲ 38.8%
Contributions10/11€2,500€2,500=
Reserves13€31,825€45,147▲ 41.9%
Distributable reserves133€31,825€45,147▲ 41.9%
Amounts payable17/49€26,363€22,119▼ 16.1%
Amounts payable within one year42/48€26,363€22,119▼ 16.1%
Financial debts43-€1,886-
Credit institutions430/8-€1,886-
Trade debts44€3,038€10,822▲ 256%
Suppliers440/4€3,038€10,822▲ 256%
Taxes, remuneration and social security45€11,924€9,411▼ 21.1%
Taxes450/3€11,924€6,386▼ 46.4%
Remuneration and social security454/9-€3,025-
Other amounts payable47/48€11,402€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€31,825€13,322▼ 58.1%
+ Depreciation and write-downs630€205€2,980▲ 1,355%
Operating cash flow (approximation)€32,030€16,302▼ 49.1%
Investment in fixed assets (approximation)--€13,454-
Change in cash--€6,077-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
12-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
18-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,185 m²
Building footprint
388 m²
Volume, LiDAR
5,215 m³
2 parcels, Flanders · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KleverCAD
Coupure 88, 9000 GentIT consultancy
since 20232.348.264.387
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F2048/00V002
ProtectedTownscape or village viewCoupure en omgevingSource ↗
Flanders 794 m² 1 · 299 m² 18.5 m · 6 fl.
42010C0221/00B000 Flanders 391 m² 1 · 89 m² 11.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 15,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-08-2023
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63920Other information service activities
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804772970
Also 9925:BE0804772970
Registered 10-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.