PRO23
ActiveSummary
The computed 12-month bankruptcy probability of PRO23 is 3.7% (moderate). The 2025 annual accounts show equity of €15k and a net result of €6k. Equity is growing by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 13417 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-19
Solvency44▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.6 in 2024; short-term debt: 81.2% and cash: 27.5% of total assets), and 81.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.8%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
13 d late
2022
31 d late
2021
26 d late
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, micro schema
Equity
€15k▲ 70.9%
2024 · €9k
Total assets
€78k▲ 46.3%
2024 · €53k
Net result
€6k▼ 47.4%
2024 · €12k
Working capital
€-13k▲ 25.4%
2024 · €-18k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1k€-3k€10k€15k▲ 48.6%€13k▼ 12.9%
Net result€951€-3k€9k€12k▲ 23.4%€6k▼ 47.4%
Equity€-9k▲ 9.3%€-12k▼ 32.0%€-3k▲ 75.9%€9k€15k▲ 70.9%
Total assets€10k▼ 45.1%€4k▼ 59.0%€39k▲ 874%€53k▲ 37.5%€78k▲ 46.3%
Debt€19k▼ 31.9%€16k▼ 14.4%€42k▲ 156%€45k▲ 7.1%€63k▲ 41.5%
Working capital€-10k▲ 52.7%€-13k▼ 28.3%€-29k▼ 134%€-18k▲ 39.5%€-13k▲ 25.4%
Staff (FTE)0.5▲ 25.0%2.2
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€28k ▲ 5.8%
Current assets
€50k ▲ 86.2%
Equity and liabilities €78k
Equity
€15k ▲ 70.9%
Debt
€63k ▲ 41.5%
Debt's share of the balance-sheet total falls from 83.9% to 81.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €21k
Cash flow
€14k▼
2024 · €18k
Current ratio
0.79▲
2024 · 0.60
Quick ratio
0.67▲
2024 · 0.45
Debt to equity
4.32▼
2024 · 5.21
ROE
41.5%▼
2024 · 134.8%
ROA
7.8%▼
2024 · 21.7%
Interest coverage
5.86▼
2024 · 8.85
Debt ≤ 1 year
€63k▲
2024 · €45k
Income taxes
€3k▲
2024 · €669
Staff costs
€59k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4k | - | - | - | €59k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €119 | €203 | €756 | €6k | €8k | ▲ 25.1% |
| Other operating charges640/8 | €27 | - | €636 | - | €621 | - |
| Gross operating margin9900 | €6k | €-3k | €11k | €21k | €80k | ▲ 284% |
| Operating profit (loss)9901 | €1k | €-3k | €10k | €15k | €13k | ▼ 12.9% |
| Financial income75/76B | €42 | - | - | €0 | €78 | - |
| Recurring financial income75 | €42 | - | - | €0 | €78 | - |
| Financial charges65/66B | €218 | €110 | €446 | €2k | €3k | ▲ 48.8% |
| Recurring financial charges65 | €218 | €110 | €446 | €2k | €3k | ▲ 48.8% |
| Profit (loss) for the period before taxes9903 | €951 | €-3k | €9k | €12k | €9k | ▼ 24.1% |
| Income taxes67/77 | - | - | - | €669 | €3k | ▲ 377% |
| Profit (loss) for the period9904 | €951 | €-3k | €9k | €12k | €6k | ▼ 47.4% |
| Profit (loss) for the period to be appropriated9905 | €951 | €-3k | €9k | €12k | €6k | ▼ 47.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10k | €4k | €39k | €53k | €78k | ▲ 46.3% |
| Fixed assets21/28 | €489 | €287 | €26k | €26k | €28k | ▲ 5.8% |
| Intangible fixed assets21 | - | - | €3k | €3k | €2k | ▼ 17.7% |
| Tangible fixed assets22/27 | €489 | €287 | €23k | €24k | €26k | ▲ 8.3% |
| Plant, machinery and equipment23 | €0 | - | €16k | €16k | €19k | ▲ 17.8% |
| Furniture and vehicles24 | €489 | €287 | €7k | €6k | €4k | ▼ 25.0% |
| Other tangible fixed assets26 | €0 | - | - | €2k | €2k | ▲ 24.5% |
| Current assets29/58 | €9k | €4k | €12k | €27k | €50k | ▲ 86.2% |
| Amounts receivable after more than one year29 | €300 | - | - | - | - | - |
| Other amounts receivable291 | €300 | - | - | - | - | - |
| Stocks and contracts in progress3 | - | - | - | €6k | €8k | ▲ 19.3% |
| Stocks30/36 | - | - | - | €6k | €8k | ▲ 19.3% |
| Amounts receivable within one year40/41 | €3k | €3k | €11k | €8k | €21k | ▲ 153% |
| Trade receivables40 | €3k | €3k | €7k | €1k | €12k | ▲ 696% |
| Other amounts receivable41 | €400 | €123 | €4k | €7k | €9k | ▲ 33.8% |
| Cash at bank and in hand54/58 | €5k | €552 | €706 | €12k | €21k | ▲ 76.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10k | €4k | €39k | €53k | €78k | ▲ 46.3% |
| Equity10/15 | €-9k | €-12k | €-3k | €9k | €15k | ▲ 70.9% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | - | - | - | €4k | €10k | ▲ 171% |
| Distributable reserves133 | - | - | - | €4k | €10k | ▲ 171% |
| Profit (loss) carried forward14 | €-14k | €-17k | €-8k | €39 | €91 | ▲ 130% |
| Amounts payable17/49 | €19k | €16k | €42k | €45k | €63k | ▲ 41.5% |
| Amounts payable within one year42/48 | €19k | €16k | €42k | €45k | €63k | ▲ 41.5% |
| Trade debts44 | €261 | €128 | €7k | €22k | €39k | ▲ 75.8% |
| Suppliers440/4 | €261 | €128 | €7k | €22k | €39k | ▲ 75.8% |
| Taxes, remuneration and social security45 | €0 | - | €327 | €669 | €21k | ▲ 3,017% |
| Taxes450/3 | €0 | - | €327 | €669 | €6k | ▲ 818% |
| Remuneration and social security454/9 | €0 | - | - | - | €15k | - |
| Other amounts payable47/48 | €19k | €16k | €34k | €22k | €4k | ▼ 83.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €951 | €-3k | €9k | €12k | €6k | ▼ 47.4% |
| + Depreciation and write-downs630 | €119 | €203 | €756 | €6k | €8k | ▲ 25.1% |
| Operating cash flow (approximation) | €1k | €-3k | €10k | €18k | €14k | ▼ 22.0% |
| Investment in fixed assets (approximation) | - | €0 | €-27k | €-6k | €-9k | ▼ 52.6% |
| Change in cash | - | €-5k | €153 | €11k | €9k | ▼ 18.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2020net €12k ▲23.4%
Operating result €15k, net result €12k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €951
Net result €951 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
2,558 m²
Building footprint
445 m²
Volume, LiDAR
2,378 m³
Parcel 62815C0536/00E000, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
PRO23
since 20242.363.442.711
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0536/00E000 | Wallonia | 2,558 m² | 1 · 445 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.363.442.711
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Of 21,861 companies in sector 56112 we hold annual accounts for 9,778. 7,660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
56112Limited-service restaurants, excluding mobile food services
Scores and ratios are computed by Checked and are not a credit decision.