Presto Snack
ActiveSummary
The computed 12-month bankruptcy probability of Presto Snack is 3.3% (moderate). The 2025 annual accounts show equity of €24k and a net result of €10k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 13305 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+23
Solvency57▲+17
Growth52=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.54 in 2024; short-term debt: 61.9% and cash: 48.9% of total assets), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
50 d early
2024
45 d early
2023
23 d early
2022
27 d early
2021
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 70.2%
2024 · €14k
2021: €13k
2022: €15k
2023: €19k
2024: €14k
2021 → 2025
Total assets
€77k▼ 20.8%
2024 · €97k
2021: €189k
2022: €153k
2023: €125k
2024: €97k
2021 → 2025
Net result
€10k
2024 · €-5k
2021: €10k
2022: €2k
2023: €4k
2024: €-5k
2021 → 2025
Working capital
€-2k▲ 95.1%
2024 · €-36k
2021: €-62k
2022: €-57k
2023: €-50k
2024: €-36k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€15k▲ 12.5%€19k▲ 28.1%€14k▼ 26.0%€24k▲ 70.2%
Operating result€20k-€6k▼ 68.9%€9k▲ 39.0%€-2k€14k
Net result€10k-€2k▼ 83.8%€4k▲ 152%€-5k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€31k ▼ 43.1%
Current assets
€46k ▲ 7.8%
Equity and liabilities €77k
Equity
€24k ▲ 70.2%
Debt
€53k ▼ 36.5%
Debt's share of the balance-sheet total falls from 85.3% to 68.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▲
2024 · €28k
Cash flow
€36k▲
2024 · €25k
Current ratio
0.96▲
2024 · 0.54
Quick ratio
0.92▲
2024 · 0.49
Debt to equity
2.17▼
2024 · 5.81
ROE
41.3%▲
2024 · -35.1%
ROA
13.0%▲
2024 · -5.2%
Interest coverage
16.78▲
2024 · 10.00
Debt ≤ 1 year
€48k▼
2024 · €79k
Income taxes
€2k▲
2024 · €128
Staff costs
€39k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€77k▼
Fixed assets21/28€55k€31k▼
Intangible fixed assets21€45k€27k▼
Tangible fixed assets22/27€10k€4k▼
Plant, machinery and equipment23€7k€2k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€835€737▼
Current assets29/58€42k€46k▲
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€34k€38k▲
Deferred charges and accrued income490/1€702€1k▲
Equity and liabilities
Total equity and liabilities10/49€97k€77k▼
Equity10/15€14k€24k▲
Contributions10/11€3k€3k=
Reserves13€11k€21k▲
Distributable reserves133€11k€21k▲
Amounts payable17/49€83k€53k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€79k€48k▼
Current portion of amounts payable after more than one year42€14k€0▼
Trade debts44€20k€10k▼
Suppliers440/4€20k€10k▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€125€516▲
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€43k€31k▼
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€26k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€69k€82k▲
Operating profit (loss)9901€-2k€14k▲
Financial income75/76B€200€178▼
Recurring financial income75€200€178▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-5k€12k▲
Income taxes67/77€128€2k▲
Profit (loss) for the period9904€-5k€10k▲
Profit (loss) for the period to be appropriated9905€-5k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€10k▲
Transfer from equity791/2€5k€0▼
Transfer to equity691/2€0€10k▲
To other reserves6921€0€10k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-5k ▼219%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelsesteenweg 4532180 AntwerpenGround area
438 m²
Building footprint
199 m²
Volume, LiDAR
1,446 m³
2 parcels, Flanders · tallest building 17.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Presto Snack
since 20202.300.025.792
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008H0234/00B003 | Flanders | 337 m² | 1 · 98 m² | 17.2 m · 3 fl. |
| 11364F0181/00H002 | Flanders | 100 m² | 1 · 100 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrasschaat2.300.025.792
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IBO
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Ad Meir
BE 0803.360.037
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,262 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.