Pro.vision

Active

Private limited companyfounded 20178 yrs activeAlbert Brachetlaan 28, 1020 Brussel, BelgiumKBO/BCE: BE 0686.588.962

The computed 12-month bankruptcy probability of Pro.vision is 2.2% (moderate). The 2024 annual accounts show equity of €50k and a net result of €-6k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 68% of 26043 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability40▼-30

Solvency79▲+7

Growth53=

Track record100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity ample (current ratio 1.83 against 1.57 in 2023; short-term debt: 46.1% of total assets), and 46.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

53.9%

Return on assets

-6.5%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 7 filings

Deviation from the deadline

2025

not confirmed

2024

56 d late

2023

30 d late

2022

65 d late

2021

4 d late

2020

12 d early

2019

62 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€132k▲ 5.9%

2018 · €124k

2018: €124k

2018 → 2019

EBIT margin

34.8%▲ 27.7pp

2018 · 7.1%

2018: 7.1%

2018 → 2019

Net result

€-6k

2023 · €895

2018: €8k 2019: €42k 2020: €30k 2021: €16k 2022: €-34k 2023: €895

2018 → 2024

Working capital

€35k▼ 0.8%

2023 · €35k

2018: €21k 2019: €42k 2020: €64k 2021: €74k 2022: €43k 2023: €35k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€72k-€89k▲ 22.8%€55k▼ 38.4%€55k▲ 1.6%€50k▼ 10.7%

Operating result€33k-€18k▼ 45.0%€-2k€17k€10k▼ 40.1%

Net result€30k-€16k▼ 44.9%€-34k€895€-6k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 40% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €92k

15.8%

84.2%

Fixed assets €15k▼ 28.0%

Current assets €77k▼ 20.7%

Equity and liabilities €92k

53.9%

46.1%

Equity €50k▼ 10.7%

Debt €42k▼ 32.0%

The debt ratio falls from 52.8% to 46.1%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€20k▼

2023 · €22k

Cash flow

€4k▼

2023 · €7k

Solvency

53.9%▲

2023 · 47.2%

Current ratio

1.83▲

2023 · 1.57

Quick ratio

1.83▲

2023 · 1.57

Debt / equity

0.85▼

2023 · 1.12

ROE

-12.0%▼

2023 · 1.6%

ROA

-6.5%▼

2023 · 0.8%

Interest coverage

3.56▼

2023 · 8.33

Debt

€42k▼

2023 · €62k

Debt ≤ 1 year

€42k▼

2023 · €62k

Income taxes

€11k▼

2023 · €15k

Staff costs

€18k▼

2023 · €40k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€118k€92k▼

Fixed assets21/28€20k€15k▼

Tangible fixed assets22/27€20k€15k▼

Plant, machinery and equipment23€886€0▼

Furniture and vehicles24€15k€12k▼

Other tangible fixed assets26€5k€2k▼

Current assets29/58€97k€77k▼

Amounts receivable within one year40/41€87k€67k▼

Trade receivables40€17k€7k▼

Other amounts receivable41€70k€60k▼

Deferred charges and accrued income490/1€10k€10k▼

Equity and liabilities

Total equity and liabilities10/49€118k€92k▼

Equity10/15€55k€50k▼

Contributions10/11€12k€12k=

Reserves13€18k€18k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€16k€16k=

Profit (loss) carried forward14€25k€19k▼

Amounts payable17/49€62k€42k▼

Amounts payable within one year42/48€62k€42k▼

Financial debts43€17k€15k▼

Credit institutions430/8€17k€15k▼

Trade debts44€6k€6k▼

Suppliers440/4€6k€6k▼

Taxes, remuneration and social security45€39k€22k▼

Taxes450/3€34k€19k▼

Remuneration and social security454/9€5k€2k▼

Income statement Code20232024

Remuneration, social security and pensions62€40k€18k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲

Other operating charges640/8€12k€33k▲

Non-recurring operating charges66A-€1k

Gross operating margin9900€74k€72k▼

Operating profit (loss)9901€17k€10k▼

Financial income75/76B€1k-

Recurring financial income75€1k-

Financial charges65/66B€3k€5k▲

Recurring financial charges65€3k€5k▲

Profit (loss) for the period before taxes9903€15k€5k▼

Income taxes67/77€15k€11k▼

Profit (loss) for the period9904€895€-6k▼

Profit (loss) for the period to be appropriated9905€895€-6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€25k€19k▼

Profit (loss) brought forward from the previous period14P€24k€25k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 4Filings 7

2025

25-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 56 days late

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Back to profitnet €895

Net result €895 after one loss-making year.

04-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 65 days late

2022

31-12

Financial Weakest financial yearnet €-34k ▼307%

Net result drops to €-34k, the lowest in the series; recovery starts the following year.

04-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 4 days late

2021

19-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Liquidity doublescurrent ratio 4.19

Current ratio from 2.09 to 4.19; short-term debt falls from €39k to €20k.

01-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 62 days late

13-01

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 166 days late

2019

31-12

Financial Highest result since 2018net €42k ▲398%

Operating result €46k, net result €42k, both a record.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2017

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Albert Brachetlaan 281020 Brussel

Ground area

254 m²

Building footprint

175 m²

Volume, LiDAR

1,549 m³

2 parcels, Brussels · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Pro.vision

Maria-Christinastraat 216, 1020 BrusselOther manufacturing

since 20172.272.173.233

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21816G0090/00X000	Brussels	128 m²	1 · 61 m²	13.7 m · 3 fl.
21815D0106/00Y009	Brussels	126 m²	1 · 114 m²	15.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Martens-Latem · Eq €50k

THE BRAND BUILDING MACHINE

BE 0893.812.339

Waterloo · Eq €50k

Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 924 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-12-2017

Fiscal year end31-12

Activities, NACEBEL

47742Retail sale of prescription glasses, lenses and sunglasses

47782Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.