BSNG Optique
ActiveBSNG Optique has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €32k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 839 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency41▼-48
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 2.5 in 2023; short-term debt: 82.4% and cash: 63% of total assets), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.7%
Return on assets
25%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
5 d late
2022
39 d early
2021
47 d early
2020
9 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k▼ 67.6%
2023 · €63k
2018: €25k
2019: €28k
2020: €34k
2021: €34k
2022: €39k
2023: €63k
2018 → 2024
Total assets
€130k▲ 31.1%
2023 · €99k
2018: €113k
2019: €92k
2020: €103k
2021: €126k
2022: €94k
2023: €99k
2018 → 2024
Net result
€32k▲ 32.4%
2023 · €25k
2018: €4k
2019: €19k
2020: €21k
2021: €28k
2022: €19k
2023: €25k
2018 → 2024
Working capital
€9k▼ 78.3%
2023 · €44k
2018: €20k
2019: €22k
2020: €24k
2021: €766
2022: €12k
2023: €44k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€34k▲ 0.3%€39k▲ 13.2%€63k▲ 63.6%€20k▼ 67.6%
Operating result€27k-€41k▲ 54.6%€25k▼ 39.7%€34k▲ 36.8%€44k▲ 30.6%
Net result€21k-€28k▲ 36.1%€19k▼ 30.6%€25k▲ 25.9%€32k▲ 32.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 31% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130k
Fixed assets
€13k▼ 49.8%
Current assets
€117k▲ 61.0%
Equity and liabilities €130k
Equity
€20k▼ 67.6%
Debt
€110k▲ 204%
The debt ratio rises from 36.4% to 84.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▲
2023 · €47k
Cash flow
€46k▲
2023 · €38k
Solvency
15.7%▼
2023 · 63.6%
Current ratio
1.09▼
2023 · 2.50
Quick ratio
0.77▼
2023 · 1.30
Debt / equity
5.36▲
2023 · 0.57
ROE
158.8%▲
2023 · 38.9%
ROA
25.0%▲
2023 · 24.7%
Interest coverage
33.42▲
2023 · 25.58
Debt
€110k▲
2023 · €36k
Debt ≤ 1 year
€107k▲
2023 · €29k
Debt > 1 year
€2k▼
2023 · €7k
Income taxes
€11k▲
2023 · €8k
Staff costs
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€99k€130k▲
Fixed assets21/28€27k€13k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€25k€13k▼
Plant, machinery and equipment23€3k-
Furniture and vehicles24€22k€13k▼
Current assets29/58€73k€117k▲
Stocks and contracts in progress3€35k€34k▼
Stocks30/36€35k€34k▼
Amounts receivable within one year40/41€921€200▼
Trade receivables40-€200
Other amounts receivable41€921-
Cash at bank and in hand54/58€36k€82k▲
Deferred charges and accrued income490/1€685€658▼
Equity and liabilities
Total equity and liabilities10/49€99k€130k▲
Equity10/15€63k€20k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€43k-
Amounts payable17/49€36k€110k▲
Amounts payable after more than one year17€7k€2k▼
Financial debts170/4€7k€2k▼
Amounts payable within one year42/48€29k€107k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€5k€18k▲
Taxes450/3€5k€18k▲
Remuneration and social security454/9-€665
Other amounts payable47/48€15k€79k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€48k€64k▲
Operating profit (loss)9901€34k€44k▲
Financial income75/76B€769€853▲
Recurring financial income75€769€853▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€33k€44k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€25k€32k▲
Profit (loss) for the period to be appropriated9905€25k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€75k▲
Profit (loss) brought forward from the previous period14P€18k€43k▲
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €32k ▲32.4%
Operating result €44k, net result €32k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Froissartstraat 51040 EtterbeekGround area
106 m²
Building footprint
104 m²
Volume, LiDAR
1,031 m³
Parcel 21005A0303/00G018, Brussels · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EYE SEE YOU !
since 20142.236.065.675
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0303/00G018 | Brussels | 106 m² | 1 · 104 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,251 companies in sector 32500 we hold annual accounts for 695. 344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2014
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.