Pro-Trader
ActivePro-Trader has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +68 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+47
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 1.26 in 2024), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
76.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
34 d early
2022
30 d late
2021
23 d late
2020
30 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k
2024 · €-9k
2018: €47k
2019: €45k
2020: €6k
2021: €19k
2022: €39k
2023: €62k
2024: €-9k
2018 → 2025
Total assets
€46k▲ 7.3%
2024 · €43k
2018: €60k
2019: €71k
2020: €144k
2021: €148k
2022: €141k
2023: €145k
2024: €43k
2018 → 2025
Net result
€35k
2024 · €-67k
2018: €6k
2019: €-3k
2020: €-38k
2021: €13k
2022: €20k
2023: €24k
2024: €-67k
2018 → 2025
Working capital
€35k▲ 328%
2024 · €8k
2018: €48k
2019: €36k
2020: €88k
2021: €75k
2022: €77k
2023: €105k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€39k▲ 108%€62k▲ 60.8%€-9k€26k
Operating result€14k-€21k▲ 50.2%€25k▲ 17.7%€-67k€35k
Net result€13k-€20k▲ 60.8%€24k▲ 17.0%€-67k€35k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €35k after a loss of €67k in 2024, the highest year so far.
Balance-sheet composition
Equity and liabilities €46k
Equity
€26k
Debt
€20k
Debt finances 43.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k▲
2024 · €-65k
Cash flow
€35k▲
2024 · €-65k
Solvency
56.7%▲
2024 · -21.1%
Current ratio
4.29▲
2024 · 1.26
Quick ratio
4.29▲
2024 · 1.26
Debt / equity
0.76▲
2024 · -5.73
ROE
134.8%▼
2024 · 744.2%
ROA
76.4%▲
2024 · -157.4%
Interest coverage
23.80▲
2024 · -28.19
Debt
€20k▼
2024 · €52k
Debt ≤ 1 year
€11k▼
2024 · €32k
Debt > 1 year
€9k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€43k€46k▲
Fixed assets21/28€3k€0▼
Tangible fixed assets22/27€3k€0▼
Furniture and vehicles24€3k€0▼
Current assets29/58€40k€46k▲
Amounts receivable within one year40/41€31k€31k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€27k€28k▲
Cash at bank and in hand54/58€9k€14k▲
Equity and liabilities
Total equity and liabilities10/49€43k€46k▲
Equity10/15€-9k€26k▲
Contributions10/11€19k€19k=
Reserves13€2k€7k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€0€5k▲
Profit (loss) carried forward14€-29k€0▲
Amounts payable17/49€52k€20k▼
Amounts payable after more than one year17€20k€9k▼
Financial debts170/4€20k€9k▼
Amounts payable within one year42/48€32k€11k▼
Current portion of amounts payable after more than one year42€28k€7k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€105k€0▼
Other operating charges640/8€591€697▲
Gross operating margin9900€41k€36k▼
Operating profit (loss)9901€-67k€35k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-67k€35k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-67k€35k▲
Profit (loss) for the period to be appropriated9905€-67k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€5k▲
Profit (loss) brought forward from the previous period14P-€-29k
Transfer from equity791/2€42k€0▼
Transfer to equity691/2€0€5k▲
To other reserves6921€0€5k▲
Profit to be distributed694/7€4k€0▼
Return on contributions (dividend)694€4k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.29
Current ratio from 1.26 to 4.29; short-term debt falls from €32k to €11k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-67k ▼385%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstlaan 561000 BrusselGround area
4,653 m²
Building footprint
2,861 m²
Volume, LiDAR
80,518 m³
Parcel 21805E0475/00F000, Brussels · tallest building 34.5 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Pro-Trader
since 20132.226.346.968
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0475/00F000 | Brussels | 4,653 m² | 1 · 2,861 m² | 34.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 221 EUR awarded · 221 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 221 EUR | 221 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Mb energie consulting
BE 0799.383.631
Beringen · Eq €26k
MMAB
BE 0812.266.419
Anderlecht · Eq €26k
HOF TER WALLE
BE 0807.453.833
Deinze · Eq €26k
MAASZICHT
BE 0525.693.478
Antwerpen · Eq €26k
TAKEGOODSOLUTION
BE 0635.859.447
La Louvière · Eq €26k
Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2013
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.