Pro Tech Services
ActiveThe annual accounts of Pro Tech Services for fiscal year 2024 show a net loss of 139% of total assets and of 70% of the equity at the start of that year. The 2024 annual accounts show equity of €52k and a net result of €-118k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 9039 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-1
Solvency86▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.42 against 4.64 in 2023; short-term debt: 39% and cash: 16% of total assets), and 39.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.9%
Return on assets
-138.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-118k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
23 d early
2022
19 d early
2021
24 d early
2020
149 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€52k▼ 69.5%
2023 · €169k
2018: €77k
2019: €113k
2020: €122k
2021: €187k
2022: €206k
2023: €169k
2018 → 2024
Total assets
€85k▼ 67.3%
2023 · €259k
2018: €145k
2019: €135k
2020: €145k
2021: €228k
2022: €321k
2023: €259k
2018 → 2024
Net result
€-118k▼ 219%
2023 · €-37k
2018: €54k
2019: €36k
2020: €9k
2021: €87k
2022: €19k
2023: €-37k
2018 → 2024
Working capital
€47k▼ 68.2%
2023 · €147k
2018: €73k
2019: €110k
2020: €121k
2021: €181k
2022: €177k
2023: €147k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€122k-€187k▲ 53.6%€206k▲ 10.0%€169k▼ 17.9%€52k▼ 69.5%
Operating result€13k-€121k▲ 837%€25k▼ 79.6%€-36k€-117k▼ 221%
Net result€9k-€87k▲ 837%€19k▼ 78.5%€-37k€-118k▼ 219%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €117k in 2024 against €36k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€5k▼ 93.1%
Current assets
€80k▼ 57.4%
Equity and liabilities €85k
Equity
€52k▼ 69.5%
Debt
€33k▼ 63.0%
The debt ratio rises from 34.6% to 39.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-116k▼
2023 · €-5k
Cash flow
€-116k▼
2023 · €-6k
Solvency
60.9%▼
2023 · 65.4%
Current ratio
2.42▼
2023 · 4.64
Quick ratio
2.42▼
2023 · 4.64
Debt / equity
0.64▲
2023 · 0.53
ROE
-227.9%▼
2023 · -21.8%
ROA
-138.8%▼
2023 · -14.2%
Interest coverage
-156.95▼
2023 · -7.28
Debt
€33k▼
2023 · €90k
Debt ≤ 1 year
€33k▼
2023 · €40k
Debt > 1 year
€0▼
2023 · €49k
Income taxes
€148▼
2023 · €334
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€259k€85k▼
Fixed assets21/28€71k€5k▼
Tangible fixed assets22/27€68k€2k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€68k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€187k€80k▼
Amounts receivable after more than one year29€18k€0▼
Other amounts receivable291€18k€0▼
Amounts receivable within one year40/41€138k€64k▼
Trade receivables40€127k€57k▼
Other amounts receivable41€11k€7k▼
Cash at bank and in hand54/58€25k€14k▼
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€259k€85k▼
Equity10/15€169k€52k▼
Contributions10/11€19k€19k=
Reserves13€187k€187k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€187k€187k=
Profit (loss) carried forward14€-37k€-154k▼
Amounts payable17/49€90k€33k▼
Amounts payable after more than one year17€49k€0▼
Financial debts170/4€49k€0▼
Amounts payable within one year42/48€40k€33k▼
Current portion of amounts payable after more than one year42€21k€0▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€12k€25k▲
Taxes450/3€12k€25k▲
Other amounts payable47/48€2k€3k▲
Accrued charges and deferred income492/3€485€101▼
Income statement
Code20232024
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€2k▼
Other operating charges640/8€501€14k▲
Gross operating margin9900€-5k€-101k▼
Operating profit (loss)9901€-36k€-117k▼
Financial income75/76B€677€534▼
Recurring financial income75€677€534▼
Financial charges65/66B€742€736▼
Recurring financial charges65€742€736▼
Profit (loss) for the period before taxes9903€-37k€-117k▼
Income taxes67/77€334€148▼
Profit (loss) for the period9904€-37k€-118k▼
Profit (loss) for the period to be appropriated9905€-37k€-118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-154k▼
Profit (loss) brought forward from the previous period14P-€-37k
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-118k
Net result drops to €-118k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €206k ▲10%
5 profitable years in a row build equity to €206k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €87k ▲837%
Operating result €121k, net result €87k, both a record.
31-12
Financial
Equity above €150kEq €187k ▲53.6%
4 profitable years in a row build equity to €187k.
04-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 198 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 5.94
Current ratio from 2.06 to 5.94; short-term debt falls from €68k to €22k.
31-12
Financial
Equity above €100kEq €113k ▲46.1%
2 profitable years in a row build equity to €113k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-01-2026
Resigned as Director
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Molenstraat 312820 BonheidenGround area
6,034 m²
Building footprint
649 m²
Volume, LiDAR
1,371 m³
2 parcels, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CARL BY CARL
since 20142.230.248.348
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24014E0300/00F004 | Flanders | 4,842 m² | 1 · 408 m² | 10.1 m · 1 fl. |
| 12005C0138/00T004 | Flanders | 1,192 m² | 1 · 241 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 3,000 EUR |
| 2023 | 1 | 3,000 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.