PRO MVS CONSTRUCT

Active

Private limited companyfounded 20233 yrs activeZ. 3 Doornveld 150, 1731 Asse, BelgiumKBO/BCE: BE 0804.215.122

Summary

The computed 12-month bankruptcy probability of PRO MVS CONSTRUCT is 5.0% (elevated). The 2025 annual accounts show equity of €17,409 and a net result of €4,726. Its solvency ranks better than 52% of 9017 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

PRO MVS CONSTRUCTActiveChecked score 38/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

1 site

Size

€294,335turnover 2025

Equity: €17,409
Profit: €4,726

Financial health

38 Weak Checked score 2025

Bankruptcy chance 12 m: 5.0%

Structure

Accounts filed 31 d late0 of 2 deeds read

Why 38- Founded in 2023- Size: turnover €294,335, total assets €38,768- Sector Construction of residential and non-residential buildings (NACE 41)- Latest accounts 31 days late; 2 of the last 3 lateShow the evidence

Checked score

Score 2025

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 48% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 70+20

equity 44.9% of total assets

Liquidity 35+21

short-term debt 55.1% · cash 10.3%

Profitability 66-34

return on assets 12.2%

Bankruptcy probability, 12 months

5.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)

Last 24 months 11-2024: 6.9% 12-2024: 7.1%▲ +3.2% vs 11-2024 01-2025: 7.6%▲ +7.4% vs 12-2024 02-2025: 7.6%● 0.0% vs 01-2025 03-2025: 7.9%▲ +3.7% vs 02-2025 04-2025: 7.7%▼ -2.4% vs 03-2025 05-2025: 7.7%● 0.0% vs 04-2025 06-2025: 8.1%▲ +5.2% vs 05-2025 07-2025: 8.2%▲ +1.1% vs 06-2025 08-2025: 8.2%● 0.0% vs 07-2025 09-2025: 8.2%● 0.0% vs 08-2025 10-2025: 8.2%● 0.0% vs 09-2025 11-2025: 8.2%● 0.0% vs 10-2025 12-2025: 9.6%▲ +16.8% vs 11-2025 01-2026: 9.5%▼ -0.8% vs 12-2025 02-2026: 9.5%● 0.0% vs 01-2026 03-2026: 9.6%▲ +0.7% vs 02-2026 04-2026: 10.9%▲ +14.3% vs 03-2026 05-2026: 11.6%▲ +5.9% vs 04-2026highest value 06-2026: 11.5%▼ -1.1% vs 05-2026 07-2026: 11.4%▼ -0.9% vs 06-2026 08-2026: 7.6%▼ -33.3% vs 07-2026 09-2026: 5.0%▼ -34.2% vs 08-2026lowest value 10-2026: 5.0%▲ +0.8% vs 09-2026

Founded in 2023 raises the probability for this profile
Size: turnover €294,335, total assets €38,768 raises the probability for this profile
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Latest accounts 31 days late; 2 of the last 3 late raises the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity ample (current ratio 1.75 against 1.3 in 2024; short-term debt: 55.1% and cash: 10.3% of total assets), but 55.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 53%, liquidity 30%, profitability 37%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: turnover €294,335, total assets €38,768

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Construction of residential and non-residential buildings (NACE 41)

In the bankruptcy model this factor raises the probability.

KBO

Latest accounts 31 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

31 d late

2024

120 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 76 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage