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Pro Data Experts

Active
Public limited companyfounded 20188 yrs active't Hoge(Kor) 4, 8500 Kortrijk, BelgiumKBO/BCE: BE 0701.898.334
Summary

Pro Data Experts has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,496 and a net result of €71,473. Equity is shrinking by ~7.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 27% of 1012 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability58▲+58
Solvency34▲+34
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.11; short-term debt: 90.3% and cash: 15.8% of total assets), and 91.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.9%
Return on assets
8.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
23 d early
2024
13 d early
2023
15 d early
2022
31 d late
2021
25 d late
2020
60 d late
2019
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Pro Data Experts was incorporated on 30 August 2018.1 Total assets rose from EUR 255,173 in 2019 to EUR 886,405 in 2025 and headcount from 1.7 to 23.4 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

Turnover
€1.9m
EBIT margin
6.3%
Net result
€71,473
2024 · -€1,217
Working capital
€86,351
2024 · -€94,930
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€1.9m
Operating result-€79,581-€12,821▲ 83.9%-€1,641▲ 87.2%-€841▲ 48.8%€120,759
Net result-€84,808below the sector's middle half▼ 1,905%-€14,608below the sector's middle half▲ 82.8%-€2,522below the sector's middle half▲ 82.7%-€1,217below the sector's middle half▲ 51.8%€71,473within the sector's middle half
EBIT margin6.3%
Equity-€76,582below the sector's middle half-€91,190below the sector's middle half▼ 19.1%-€93,713below the sector's middle half▼ 2.8%-€94,930below the sector's middle half▼ 1.3%€78,496within the sector's middle half
Total assets€142,055within the sector's middle half▼ 54.8%€3,608below the sector's middle half▼ 97.5%€1,086below the sector's middle half▼ 69.9%€495below the sector's middle half▼ 54.4%€886,405within the sector's middle half▲ 179,084%
Debt€218,637▼ 28.5%€94,798▼ 56.6%€94,798=€95,424▲ 0.7%€807,909▲ 747%
Working capital-€27,347below the sector's middle half▲ 63.6%-€91,190below the sector's middle half▼ 233%-€93,713below the sector's middle half▼ 2.8%-€94,930below the sector's middle half▼ 1.3%€86,351within the sector's middle half
Solvency-53.9%below the sector's middle half▼ 56.5pp8.9%within the sector's middle half
Current ratio0.84below the sector's middle half▲ 0.161.11within the sector's middle half
Return on assets (ROA)-59.7%below the sector's middle half▼ 58.4pp8.1%within the sector's middle half
Staff (FTE)1.1▼ 59.3%23.4above the sector's middle half
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000Operating result 2021: -€79,581-€79,581Net result 2021: -€84,808-€84,808Operating result 2022: -€12,821-€12,821Net result 2022: -€14,608-€14,608Operating result 2023: -€1,641-€1,641Net result 2023: -€2,522-€2,522Operating result 2024: -€841-€841Net result 2024: -€1,217-€1,217Operating result 2025: €120,759€120,759Net result 2025: €71,473€71,47320212022202320242025-€50,000€0€50,000€100,000Operating result 2023: -€1,641-€1,640Net result 2023: -€2,522-€2,520Operating result 2024: -€841-€841Net result 2024: -€1,217-€1,220Operating result 2025: €120,759€121,000Net result 2025: €71,473€71,500202320242025
The operating result returns to profit in 2025: €120,759 after a loss of €841 in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €886,405
Equity €78,496
Debt €807,909
Debt finances 91.1% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt to equity
10.29
ROE
91.1%
Debt ≤ 1 year
€800,054▲
2024 · €95,424
Income taxes
€10,810
Staff costs
€1.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 875 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.1% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 875 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet Code20242025
Assets
Total assets20/58€495€886,405▲
Current assets29/58€495€886,405▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41-€721,216
Trade receivables40-€682,483
Other amounts receivable41-€38,733
Cash at bank and in hand54/58€495€140,189▲
Deferred charges and accrued income490/1-€25,000
Equity and liabilities
Total equity and liabilities10/49€495€886,405▲
Equity10/15-€94,930€78,496▲
Contributions10/11€20,000€180,000▲
Capital10-€180,000
Issued capital100-€180,000
Outside capital11€20,000€0▼
Other1109/19€20,000€0▼
Reserves13-€3,600
Non-distributable reserves130/1-€3,600
Legal reserve130-€3,600
Profit (loss) carried forward14-€114,930-€105,104▲
Amounts payable17/49€95,424€807,909▲
Amounts payable within one year42/48€95,424€800,054▲
Trade debts44€126€137,815▲
Suppliers440/4€126€137,815▲
Taxes, remuneration and social security45-€210,523
Taxes450/3-€73,399
Remuneration and social security454/9-€137,124
Other amounts payable47/48€95,298€451,717▲
Accrued charges and deferred income492/3-€7,855
Income statement Code20242025
Operating income70/76A€0€1.9m▲
Turnover70-€1.9m
Other operating income74-€28,269
Non-recurring operating income76A€0-
Operating charges60/66A€841€1.8m▲
Goods for resale, raw materials and consumables60-€159,819
Purchases600/8-€159,819
Services and other goods61€327€194,161▲
Remuneration, social security and pensions62-€1.5m
Other operating charges640/8€513€576▲
Operating profit (loss)9901-€841€120,759▲
Financial charges65/66B€376€38,477▲
Recurring financial charges65€376€38,477▲
Debt charges650-€37,188
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€452
Other financial charges652/9€376€837▲
Profit (loss) for the period before taxes9903-€1,217€82,282▲
Income taxes67/77-€10,810
Taxes670/3-€22,500
Tax adjustments and reversals of tax provisions77-€11,690
Profit (loss) for the period9904-€1,217€71,473▲
Profit (loss) for the period to be appropriated9905-€1,217€71,473▲
Appropriation of the result
Profit (loss) to be appropriated9906-€114,930-€43,457▲
Profit (loss) brought forward from the previous period14P-€113,713-€114,930▼
Transfer to equity691/2-€3,600
To the legal reserve6920-€3,600
Profit to be distributed694/7-€58,047
Directors or managers695-€25,000
Employees696-€33,047
Social balance
Average headcount (FTE)9087-23.4

The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A---€0€1.9m-
Turnover70----€1.9m-
Other operating income74----€28,269-
Non-recurring operating income76A€9,437€0€5,251€0--
Operating charges60/66A---€841€1.8m▲ 215,540%
Goods for resale, raw materials and consumables60----€159,819-
Purchases600/8----€159,819-
Services and other goods61---€327€194,161▲ 59,213%
Remuneration, social security and pensions62€58,910-€3,807€0-€1.5m-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,441€0----
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15,871€0----
Other operating charges640/8€1,444€585€1,339€513€576▲ 12.1%
Non-recurring operating charges66A€24,980€0----
Gross operating margin9900€43,065-€16,042-€303---
Operating profit (loss)9901-€79,581-€12,821-€1,641-€841€120,759▲ 14,464%
Financial income75/76B€109€926€0---
Recurring financial income75€109€926€0---
Financial charges65/66B€4,502€2,714€881€376€38,477▲ 10,127%
Recurring financial charges65€4,502€2,714€881€376€38,477▲ 10,127%
Debt charges650----€37,188-
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651----€452-
Other financial charges652/9---€376€837▲ 123%
Profit (loss) for the period before taxes9903-€83,975-€14,608-€2,522-€1,217€82,282▲ 6,862%
Income taxes67/77€833€0--€10,810-
Taxes670/3----€22,500-
Tax adjustments and reversals of tax provisions77----€11,690-
Profit (loss) for the period9904-€84,808-€14,608-€2,522-€1,217€71,473▲ 5,973%
Profit (loss) for the period to be appropriated9905-€84,808-€14,608-€2,522-€1,217€71,473▲ 5,973%
Line20212022202320242025Change
Assets
Total assets20/58€142,055€3,608€1,086€495€886,405▲ 179,084%
Fixed assets21/28€0-----
Intangible fixed assets21€0-----
Tangible fixed assets22/27€0-----
Land and buildings22€0-----
Plant, machinery and equipment23€0-----
Furniture and vehicles24€0-----
Current assets29/58€142,055€3,608€1,086€495€886,405▲ 179,084%
Stocks and contracts in progress3---€0€0-
Amounts receivable within one year40/41€135,650€740€0-€721,216-
Trade receivables40€134,648€740€0-€682,483-
Other amounts receivable41€1,002€0--€38,733-
Cash at bank and in hand54/58€6,405€2,868€1,086€495€140,189▲ 28,239%
Deferred charges and accrued income490/1€0---€25,000-
Equity and liabilities
Total equity and liabilities10/49€142,055€3,608€1,086€495€886,405▲ 179,084%
Equity10/15-€76,582-€91,190-€93,713-€94,930€78,496▲ 183%
Contributions10/11€20,000€20,000€20,000€20,000€180,000▲ 800%
Capital10----€180,000-
Issued capital100----€180,000-
Outside capital11---€20,000€0▼ 100%
Other1109/19---€20,000€0▼ 100%
Reserves13----€3,600-
Non-distributable reserves130/1----€3,600-
Legal reserve130----€3,600-
Profit (loss) carried forward14-€96,582-€111,190-€113,713-€114,930-€105,104▲ 8.5%
Amounts payable17/49€218,637€94,798€94,798€95,424€807,909▲ 747%
Amounts payable after more than one year17€49,235€0----
Financial debts170/4€49,235€0----
Amounts payable within one year42/48€169,402€94,798€94,798€95,424€800,054▲ 738%
Current portion of amounts payable after more than one year42€24,624€0----
Financial debts43€50,000€0----
Credit institutions430/8€50,000€0----
Trade debts44€15,814€6,000€0€126€137,815▲ 109,277%
Suppliers440/4€15,814€6,000€0€126€137,815▲ 109,277%
Taxes, remuneration and social security45€4,064€0--€210,523-
Taxes450/3€257€0--€73,399-
Remuneration and social security454/9€3,807€0--€137,124-
Other amounts payable47/48€74,900€88,798€94,798€95,298€451,717▲ 374%
Accrued charges and deferred income492/3----€7,855-
Line20212022202320242025Change
Profit (loss) for the period9904-€84,808-€14,608-€2,522-€1,217€71,473▲ 5,973%
+ Depreciation and write-downs630€21,441€0----
Operating cash flow (approximation)-€63,367-€14,608-€2,522-€1,217€71,473▲ 5,973%
Change in cash--€3,537-€1,782-€591€139,695▲ 23,740%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €71,473
Net result €71,473 after 6 loss-making years.
31-12
Financial Liquidity times 214current ratio 1.11
Current ratio from 0.01 to 1.11.
18-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial Weakest financial yearnet -€84,808
Net result drops to -€84,808, the lowest in the series; recovery starts the following year.
29-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
28-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
2,505 m²
Building footprint
565 m²
Volume, LiDAR
572 m³
Parcel 34354D0209/00K000, Flanders · tallest building 4.4 m. Linked by address, not a title deed.
1 establishment unit
Pro Data Experts
't Hoge(Kor) 4, 8500 KortrijkLegal and accounting activities
since 20182.278.980.752
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354D0209/00K000 Flanders 2,505 m² 1 · 565 m² 4.4 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group TITECA 21 companies Group, risk and exposure

Owners and holdings

2 owners

Chain of control

  1. BOFISC HOLDING 100%
  2. Pro Data Experts

Highest known parent: BOFISC HOLDING. The sources do not say who stands above it.

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 2 entries · 1,502 EUR awarded · 1,502 EUR paid
Year Entries awardedpaid
2025 1 820 EUR820 EUR
2022 1 682 EUR682 EUR
Schemes
1 entry · 820 EUR · 820 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 682 EUR · 682 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,356 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded30-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0701898334
Also 9925:BE0701898334
Registered 06-03-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.