PRO - CAR
ActivePRO - CAR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270k and a net result of €-141. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 94% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-29
Solvency100=
Growth42=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 9.74 against 8.79 in 2024), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
144 d early
2024
37 d early
2023
44 d early
2022
34 d early
2021
145 d early
2019
148 d early
2018
125 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€207k▲ 0.4%
2021 · €206k
2018: €233k
2019: €199k
2021: €206k
2018 → 2022
EBIT margin
7.0%▼ 2.2pp
2021 · 9.1%
2018: 13.7%
2019: 9.7%
2021: 9.1%
2018 → 2022
Net result
€-141
2024 · €16k
2018: €26k
2019: €16k
2021: €13k
2022: €10k
2023: €17k
2024: €16k
2018 → 2025
Working capital
€250k▲ 2.8%
2024 · €244k
2018: €178k
2019: €211k
2021: €221k
2022: €233k
2023: €252k
2024: €244k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€206k-€207k▲ 0.4%
Equity€228k-€238k▲ 4.2%€255k▲ 7.0%€270k▲ 6.2%€270k▼ 0.1%
Operating result€19k-€14k▼ 23.3%€23k▲ 62.6%€20k▼ 15.3%€915▼ 95.4%
Net result€13k-€10k▼ 27.1%€17k▲ 73.8%€16k▼ 4.6%€-141
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 95% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€22k▼ 23.8%
Current assets
€279k▲ 1.5%
Equity and liabilities €301k
Equity
€270k▼ 0.1%
Provisions
€2k=
Debt
€29k▼ 8.4%
The debt ratio falls from 10.3% to 9.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €26k
Cash flow
€7k▼
2024 · €22k
Solvency
89.7%▲
2024 · 89.0%
Current ratio
9.74▲
2024 · 8.79
Quick ratio
9.74▲
2024 · 8.79
Debt / equity
0.11▼
2024 · 0.12
ROE
-0.1%▼
2024 · 5.9%
ROA
0.0%▼
2024 · 5.2%
Interest coverage
7.96▼
2024 · 31.74
Debt
€29k▼
2024 · €31k
Debt ≤ 1 year
€29k▼
2024 · €31k
Income taxes
€112▼
2024 · €8k
Staff costs
€78k▲
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€304k€301k▼
Fixed assets21/28€29k€22k▼
Tangible fixed assets22/27€28k€22k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€25k€19k▼
Financial fixed assets28€507€507=
Current assets29/58€275k€279k▲
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€7k€2k▼
Cash at bank and in hand54/58€267k€275k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€304k€301k▼
Equity10/15€270k€270k▼
Contributions10/11€19k€19k=
Reserves13€39k€39k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€212k€212k▼
Provisions and deferred taxes16€2k€2k=
Provisions for liabilities and charges160/5€2k€2k=
Environmental obligations163€2k€2k=
Amounts payable17/49€31k€29k▼
Amounts payable within one year42/48€31k€29k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€26k€26k▲
Taxes450/3€21k€15k▼
Remuneration and social security454/9€5k€11k▲
Other amounts payable47/48€51€51=
Income statement
Code20242025
Remuneration, social security and pensions62€60k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€670€688▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€87k€89k▲
Operating profit (loss)9901€20k€915▼
Financial income75/76B€5k€37▼
Recurring financial income75€22€37▲
Non-recurring financial income76B€5k-
Financial charges65/66B€819€981▲
Recurring financial charges65€819€981▲
Profit (loss) for the period before taxes9903€24k€-29▼
Income taxes67/77€8k€112▼
Profit (loss) for the period9904€16k€-141▼
Profit (loss) for the period to be appropriated9905€16k€-141▼
Appropriation of the result
Profit (loss) to be appropriated9906€228k€212k▼
Profit (loss) brought forward from the previous period14P€212k€212k=
Transfer to equity691/2€16k-
To other reserves6921€16k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-141 ▼101%
Net result drops to €-141, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2020
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €200kEq €215k ▲17.9%
2 profitable years in a row build equity to €215k.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route Provinciale 31315 IncourtGround area
1,417 m²
Building footprint
84 m²
Volume, LiDAR
673 m³
Parcel 25086B0030/00L000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRO-CAR
since 19922.056.848.673
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25086B0030/00L000 | Wallonia | 1,417 m² | 1 · 84 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Vtron Mobility
BE 0769.549.795
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BE 0449.482.162
Mechelen · Eq €270k
fair drive belux
BE 0896.310.583
Zaventem · Eq €270k
Percy Motors Perwez
BE 0665.862.735
Perwez · Eq €271k
Garage GHYSELINCK
BE 0413.184.168
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Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,666 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-1992
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.