PRO AUTO DISTRIBUTION
ActiveSummary
PRO AUTO DISTRIBUTION has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484k and a net result of €130k. Equity is growing by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+2
Solvency98=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 3.75 in 2024; short-term debt: 20.6% and cash: 11.1% of total assets), and 26.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
19.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
11 d late
2024
1 d early
2023
5 d early
2022
41 d early
2021
16 d early
2020
10 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€130k▲ 51.8%
2024 · €86k
2018: €-29k
2019: €10k
2020: €71k
2021: €108k
2022: €77k
2023: €73k
2024: €86k
2018 → 2025
Working capital
€433k▲ 30.9%
2024 · €331k
2018: €8k
2019: €7k
2020: €43k
2021: €114k
2022: €169k
2023: €242k
2024: €331k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€200k▲ 45.1%€273k▲ 36.5%€354k▲ 29.6%€484k▲ 36.9%
Operating result€139k-€96k▼ 30.4%€97k▲ 0.8%€117k▲ 19.9%€183k▲ 56.7%
Net result€108k-€77k▼ 28.3%€73k▼ 5.3%€86k▲ 17.6%€130k▲ 51.8%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €659k
Fixed assets
€90k ▲ 159%
Current assets
€568k ▲ 26.1%
Equity and liabilities €659k
Equity
€484k ▲ 36.9%
Debt
€175k ▲ 32.6%
Debt's share of the balance-sheet total falls from 27.1% to 26.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€197k▲
2024 · €132k
Cash flow
€145k▲
2024 · €101k
Current ratio
4.19▲
2024 · 3.75
Quick ratio
2.36▲
2024 · 2.10
Debt to equity
0.36▼
2024 · 0.37
ROE
26.9%▲
2024 · 24.3%
ROA
19.8%▲
2024 · 17.7%
Interest coverage
35.65▲
2024 · 22.93
Debt ≤ 1 year
€136k▲
2024 · €120k
Debt > 1 year
€39k▲
2024 · €12k
Income taxes
€55k▲
2024 · €36k
Staff costs
€122k▼
2024 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€485k€659k▲
Fixed assets21/28€35k€90k▲
Tangible fixed assets22/27€32k€87k▲
Furniture and vehicles24€7k€72k▲
Leasing and similar rights25€19k€11k▼
Other tangible fixed assets26€6k€4k▼
Financial fixed assets28€3k€3k=
Current assets29/58€451k€568k▲
Amounts receivable after more than one year29€134k€134k=
Other amounts receivable291€134k€134k=
Stocks and contracts in progress3€199k€248k▲
Stocks30/36€199k€248k▲
Amounts receivable within one year40/41€63k€108k▲
Trade receivables40€41k€56k▲
Other amounts receivable41€21k€52k▲
Cash at bank and in hand54/58€52k€73k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€485k€659k▲
Equity10/15€354k€484k▲
Contributions10/11€20k€20k=
Reserves13€285k€405k▲
Distributable reserves133€285k€405k▲
Profit (loss) carried forward14€49k€59k▲
Amounts payable17/49€132k€175k▲
Amounts payable after more than one year17€12k€39k▲
Financial debts170/4€12k€39k▲
Amounts payable within one year42/48€120k€136k▲
Current portion of amounts payable after more than one year42€14k€44k▲
Financial debts43€35k-
Credit institutions430/8€35k-
Trade debts44€39k€49k▲
Suppliers440/4€39k€49k▲
Taxes, remuneration and social security45€29k€42k▲
Taxes450/3€18k€28k▲
Remuneration and social security454/9€10k€14k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€132k€122k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€928€736▼
Gross operating margin9900€265k€320k▲
Operating profit (loss)9901€117k€183k▲
Financial income75/76B€11k€8k▼
Recurring financial income75€11k€8k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€122k€185k▲
Income taxes67/77€36k€55k▲
Profit (loss) for the period9904€86k€130k▲
Profit (loss) for the period to be appropriated9905€86k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€134k€179k▲
Profit (loss) brought forward from the previous period14P€48k€49k▲
Transfer to equity691/2€80k€120k▲
To other reserves6921€80k€120k▲
Profit to be distributed694/7€5k-
Directors or managers695€5k-
Social balance
Average headcount (FTE)90872.93.0▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-12
Financial
Highest result since 2018net €130k ▲51.8%
Operating result €183k, net result €130k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €200kEq €273k ▲36.5%
5 profitable years in a row build equity to €273k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €200k ▲45.1%
4 profitable years in a row build equity to €200k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €138k ▲175%
3 profitable years in a row build equity to €138k.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rendeux · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Tilleuls, Ronzon 106987 RendeuxGround area
2,748 m²
Building footprint
359 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
PRO AUTO DISTRIBUTION
since 20182.273.165.009
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83004C0026/00D000 | Wallonia | 2,385 m² | 1 · 145 m² | - |
| 83044C0378/00D000 | Wallonia | 364 m² | 1 · 214 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NAS
BE 0457.802.881
Sint-Jans-Molenbeek · Eq €480k
GENERALE PIECES AUTO
BE 0860.883.314
Charleroi · Eq €477k
LAMBILLON et Fils
BE 0442.716.908
Namur · Eq €476k
PORTIER
BE 0889.444.963
Charleroi · Eq €493k
S.E.T. TUNING
BE 0451.611.709
Zemst · Eq €496k
Of 2,445 companies in sector 47820 we hold annual accounts for 778. 499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
47525Retail trade
47526Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.