AUTO EXCLUSIVE
ActiveSummary
AUTO EXCLUSIVE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12,498 and a net result of €12,241. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 6545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability59▼-41
Solvency30▼-70
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.51; short-term debt: 95.2% and cash: 8.3% of total assets), and 95.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.8%
Return on assets
4.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 6545 sector peers (2024).
NBB · sector comparisonPosition among 6545 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-12-2025, 127 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
127 d late
2023
164 d late
2022
15 d late
2021
11 d late
2020
25 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
€907,853
EBIT margin
1.3%
Net result
€12,241▲ 175%
2023 · €4,444
Working capital
-€119,599▼ 2,765%
2022 · -€4,174
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€907,853
Operating result-€12,506-€595▲ 95.2%-€405▲ 32.0%-€448▼ 10.8%€11,729
Net result-€17,522below the sector's middle half▼ 979%-€171within the sector's middle half▲ 99.0%-€558within the sector's middle half▼ 227%€4,444within the sector's middle half€12,241within the sector's middle half▲ 175%
EBIT margin1.3%
Equity-€3,459below the sector's middle half-€3,629below the sector's middle half▼ 4.9%-€4,187below the sector's middle half▼ 15.4%€257below the sector's middle half€12,498below the sector's middle half▲ 4,755%
Total assets€221,259within the sector's middle half▼ 10.4%€1,099below the sector's middle half▼ 99.5%€824below the sector's middle half▼ 25.1%€279below the sector's middle half▼ 66.1%€259,004below the sector's middle half▲ 92,789%
Debt€224,718▼ 3.5%€4,729▼ 97.9%€5,011▲ 6.0%€21▼ 99.6%€246,505▲ 1,151,255%
Working capital-€3,616within the sector's middle half-€4,174within the sector's middle half▼ 15.4%-€119,599below the sector's middle half
Solvency-1.6%below the sector's middle half▼ 7.3pp4.8%below the sector's middle half
Current ratio0.51below the sector's middle half
Return on assets (ROA)-7.9%below the sector's middle half▼ 7.3pp4.7%within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11,729 after a loss of €448 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €259,004
Fixed assets
€132,098
Current assets
€126,906
Equity and liabilities €259,004
Equity
€12,498 ▲ 4,755%
Debt
€246,505 ▲ 1,151,255%
Debt's share of the balance-sheet total rises from 7.7% to 95.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20,428
Cash flow
€20,940
Quick ratio
0.45
Debt to equity
19.72
ROE
97.9%
Interest coverage
191.20
Debt ≤ 1 year
€246,505
Peer companies
Historical observationOf the 1,375 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.2%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,375 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €907,853 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €886,628 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €8,699 | - |
| Other operating charges640/8 | - | €568 | €348 | €384 | €797 | ▲ 107% |
| Gross operating margin9900 | €2,333 | -€27 | -€57 | -€64 | €21,225 | ▲ 33,472% |
| Operating profit (loss)9901 | -€12,506 | -€595 | -€405 | -€448 | €11,729 | ▲ 2,718% |
| Financial income75/76B | - | €578 | - | €5,148 | €619 | ▼ 88.0% |
| Recurring financial income75 | - | €578 | - | €5,148 | €619 | ▼ 88.0% |
| Non-recurring financial income76B | - | €578 | - | €5,148 | - | - |
| Financial charges65/66B | - | €153 | €153 | €255 | €107 | ▼ 58.1% |
| Recurring financial charges65 | €5,017 | €153 | €153 | €255 | €107 | ▼ 58.1% |
| Profit (loss) for the period before taxes9903 | -€17,522 | -€171 | -€558 | €4,444 | €12,241 | ▲ 175% |
| Profit (loss) for the period9904 | -€17,522 | -€171 | -€558 | €4,444 | €12,241 | ▲ 175% |
| Profit (loss) for the period to be appropriated9905 | -€17,522 | -€171 | -€558 | €4,444 | €12,241 | ▲ 175% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €221,259 | €1,099 | €824 | €279 | €259,004 | ▲ 92,789% |
| Fixed assets21/28 | - | - | - | - | €132,098 | - |
| Intangible fixed assets21 | - | - | - | - | €10,353 | - |
| Tangible fixed assets22/27 | - | - | - | - | €121,744 | - |
| Plant, machinery and equipment23 | - | - | - | - | €94,086 | - |
| Furniture and vehicles24 | - | - | - | - | €15,460 | - |
| Other tangible fixed assets26 | - | - | - | - | €12,198 | - |
| Current assets29/58 | €221,259 | €1,099 | €824 | €279 | €126,906 | ▲ 45,414% |
| Stocks and contracts in progress3 | - | - | - | - | €17,209 | - |
| Stocks30/36 | - | - | - | - | €17,209 | - |
| Amounts receivable within one year40/41 | €205 | €199 | €199 | €199 | €88,269 | ▲ 44,272% |
| Trade receivables40 | - | - | - | - | €62,777 | - |
| Other amounts receivable41 | - | €199 | €199 | €199 | €25,492 | ▲ 12,715% |
| Cash at bank and in hand54/58 | €18,130 | €900 | €625 | €80 | €21,427 | ▲ 26,717% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €221,259 | €1,099 | €824 | €279 | €259,004 | ▲ 92,789% |
| Equity10/15 | -€3,459 | -€3,629 | -€4,187 | €257 | €12,498 | ▲ 4,755% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€23,919 | -€24,089 | -€24,647 | -€20,203 | -€7,962 | ▲ 60.6% |
| Amounts payable17/49 | €224,718 | €4,729 | €5,011 | €21 | €246,505 | ▲ 1,151,255% |
| Amounts payable after more than one year17 | €223,500 | - | - | - | - | - |
| Amounts payable within one year42/48 | - | €4,716 | €4,998 | - | €246,505 | - |
| Trade debts44 | - | - | - | - | €218,651 | - |
| Suppliers440/4 | - | - | - | - | €218,651 | - |
| Advances received on contracts in progress46 | - | - | - | - | €27,854 | - |
| Other amounts payable47/48 | - | €4,716 | €4,998 | - | - | - |
| Accrued charges and deferred income492/3 | - | €13 | €13 | €21 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,522 | -€171 | -€558 | €4,444 | €12,241 | ▲ 175% |
| + Depreciation and write-downs630 | - | - | - | - | €8,699 | - |
| Operating cash flow (approximation) | -€17,522 | -€171 | -€558 | €4,444 | €20,940 | ▲ 371% |
| Change in cash | - | -€17,229 | -€276 | -€545 | €21,347 | ▲ 4,018% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-07
State Gazette act
Appointment: Remon & Co (statutory auditor)Shareholding3 facts ▸
State Gazette act
Appointment: Remon & Co (statutory auditor)
Shareholding3 facts ▸
- General meeting, 26-06-2026
- Auditor appointment, Remon & Co (statutory auditor)
- Shareholding, Steveny Holding SRL
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 127 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 164 days late
2024
31-12
Financial
Highest result since 2018net €12,241 ▲175%
Operating result €11,729, net result €12,241, both a record.
2023
31-12
Financial
Back to profitnet €4,444
Net result €4,444 after 5 loss-making years.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet -€17,522
Net result drops to -€17,522, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
Statutory auditor 1
REMON & CO
CurrentStatutory auditor · since 28-07-2026 · perm. rep.: Christophe REMON
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2013
Ground area
3.8 ha
Building footprint
1.5 ha
Volume, LiDAR
111,297 m³
2 parcels, Wallonia · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Auto Exclusive
since 20132.223.646.014
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0011/00M003 | Wallonia | 3.1 ha | 1 · 1.3 ha | 13.2 m · 3 fl. |
| 52032B0122/00V000 | Wallonia | 6,876 m² | 1 · 2,282 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Statutory auditor
| Name | Functions and periods |
|---|---|
| REMON & CO |
|
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 28-07-2026 ↗
- Steveny Holding SRL all shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector, comparable size
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A&H BAZAR
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MIGLER BENELUX
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Of 2,445 companies in sector 47820 we hold annual accounts for 780. 386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47820Retail sale of motor vehicle parts and accessories
95315Tyre services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0540997704
Also
9925:BE0540997704
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.