Result
€51,961 €51,961
Back in profit in 2025, after a loss of €41,168 in 2024.
Private Care
Lifetime
5 annual accounts with figures on one time axispeak €66,436 (2025)
€66,436▲ €100,160
lowest -€41,168 (2024)
€51,961▲ €93,129
peak €38,504 (2025)
€38,504▲ €51,961
€143,447▲ 24.3%
Board2 names since 2021
2 directorsHR Works and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€33,724 to €66,436Back to profit: €51,961Equity from -€13,457 to €38,504Debts from €115,402 to €143,447Investments €8,550Cash from €66,808 to €121,270
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Debts
€143,447 79% of the balance sheet
Suppliers 18%Taxes and wages 5%Other 77%
Investments
€8,550 2.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 143.5% higher than in 2024.
Filings
5 annual accounts 5 late
The 2023 accounts came latest: 67 days after the end of the period.
Starting capital
€2,500 100 shares
Checked score
86
Excellent
Financially stronger than 67% of micro companies in employment activities (NACE 78)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,379 companies (NACE 78, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.8%▼ -0.1 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.8%▼ -0.1 percentage points vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 1.3%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 1.0%▼ -0.3 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 0.8%▼ -0.2 percentage points vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026
09-2026: 0.4%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Equity €38,504 (21.2% of total assets)
lowers risk
Liquidity: current ratio 1.13, cash €121,270
Sector: Employment activities (NACE 78)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 32% of them on solvency, 50% on liquidity, 87% on profitability and 97% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as Private Care has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Private Care itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Private Care. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (0.75 in 2024), below the usual 1.5. Short-term debt is 78.8% and cash 66.6% of total assets. 78.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
18 days late
2023
67 days late
2022
56 days late
2021
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 46 days after the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE RAMÉE Isabelle Juliana Hendrik Antoinette founderdeed of 06-10-2021
- RISEVA Veronica Valeryevna founderdeed of 06-10-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0774965365
Appointment: VOF CAVA (director)
Permanent representative: Veronica Riseva · General meeting of 02-01-2023 · Gazette deed
Incorporation
Founding capital of €2,500, 100 shares · Founders: DE RAMÉE Isabelle Juliana Hendrik Antoinette and RISEVA Veronica Valeryevna · Appointment: HR WORKS (director) · published on 06-10-2021 · Gazette deed
2 establishments registered
Kontich and Sint-Katelijne-Waver
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Private Care Sint-Katelijne-Waver | €181,951 | €66,436 | 21.2% | - |
| YVW Consulting Heist-op-den-Berg | €200,118 | €68,524 | 2.5% | - |
| Eve's HR House Kontich | €164,969 | €52,370 | 82.1% | - |
| Esseci Keerbergen | €199,780 | €67,784 | 87.3% | - |
| FALZ GROUP Tervuren | €160,147 | €77,420 | 50.5% | - |
| Qualilex Herent | €152,680 | €70,504 | 57.1% | - |
| AUREA Brasschaat | €173,961 | €73,507 | 83.0% | - |
These companies have the same main activity as Private Care: employment placement agencies (NACE 78100). They are comparable in size and age: total assets between €153,000 and €200,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 04-10-2021Normal situation
- Activity
- Employment placement agenciesNACE 78100and 1 other
- Establishment units
- 2.322.570.7702550 Kontich, since 04-10-2021
- 2.322.570.8692860 Sint-Katelijne-Waver, since 04-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Insights on Private Care
Private Care files the micro format. That format states no turnover. The gross margin rose from €1,200 in 2021 to €66,436 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Private Care
- What is the company number of Private Care?
- The company number of Private Care is 0774.965.365. The VAT number is the same number with BE in front: BE 0774.965.365.
- Where is Private Care based?
- The registered office is at Duffelstraat 5, 2860 Sint-Katelijne-Waver.Company details
- What does Private Care do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of Private Care?
- Private Care is a private limited company (BV).
- When was Private Care founded?
- Private Care was founded on 04-10-2021.
- Is Private Care still active?
- Yes, Private Care is an active enterprise in the KBO register.
- What is the turnover of Private Care?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €66,436 and 2,663 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate.Financials
- Is Private Care profitable?
- In financial year 2025, Private Care made a profit of €51,961.
- Where can I find the annual accounts of Private Care?
- Private Care filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Private Care due?
- Private Care must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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