Esseci
ActiveEsseci has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €56k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 7.65 against 7.44 in 2024; short-term debt: 12.7% and cash: 10.5% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
28.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
20 d late
2024
25 d late
2023
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€174k▲ 47.8%
2024 · €118k
2023: €77k
2024: €118k
2023 → 2025
Total assets
€200k▲ 47.4%
2024 · €136k
2023: €107k
2024: €136k
2023 → 2025
Net result
€56k▲ 39.5%
2024 · €40k
2023: €75k
2024: €40k
2023 → 2025
Working capital
€169k▲ 48.8%
2024 · €114k
2023: €72k
2024: €114k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€77k-€118k▲ 52.2%€174k▲ 47.8%
Operating result€95k-€47k▼ 50.1%€65k▲ 37.8%
Net result€75k-€40k▼ 46.1%€56k▲ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€5k▲ 21.5%
Current assets
€195k▲ 48.2%
Equity and liabilities €200k
Equity
€174k▲ 47.8%
Debt
€25k▲ 44.2%
The debt ratio falls from 13.0% to 12.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €49k
Cash flow
€58k▲
2024 · €42k
Solvency
87.3%▲
2024 · 87.0%
Current ratio
7.65▲
2024 · 7.44
Quick ratio
7.65▲
2024 · 7.44
Debt / equity
0.15▼
2024 · 0.15
ROE
32.4%▼
2024 · 34.3%
ROA
28.2%▼
2024 · 29.8%
Interest coverage
41.56▲
2024 · 31.24
Debt
€25k▲
2024 · €18k
Debt ≤ 1 year
€25k▲
2024 · €18k
Income taxes
€15k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€200k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€131k€195k▲
Amounts receivable within one year40/41€128k€173k▲
Trade receivables40€17k€19k▲
Other amounts receivable41€111k€154k▲
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€87€82▼
Equity and liabilities
Total equity and liabilities10/49€136k€200k▲
Equity10/15€118k€174k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€115k€172k▲
Amounts payable17/49€18k€25k▲
Amounts payable within one year42/48€18k€25k▲
Current portion of amounts payable after more than one year42€974-
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Advances received on contracts in progress46-€326
Taxes, remuneration and social security45€8k€23k▲
Taxes450/3€8k€23k▲
Other amounts payable47/48-€222
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€535€520▼
Gross operating margin9900€49k€68k▲
Operating profit (loss)9901€47k€65k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€52k€71k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€40k€56k▲
Profit (loss) for the period to be appropriated9905€40k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€172k▲
Profit (loss) brought forward from the previous period14P€75k€115k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Equity above €150kEq €174k ▲47.8%
3 profitable years in a row build equity to €174k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €40k ▼46.1%
Net result drops to €40k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.44
Current ratio from 3.44 to 7.44; short-term debt falls from €29k to €18k.
31-12
Financial
Equity above €100kEq €118k ▲52.2%
2 profitable years in a row build equity to €118k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
01-02
State Gazette act
Board meeting · Power of attorney
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emiel Opdebeecklaan 363140 KeerbergenGround area
1,774 m²
Building footprint
80 m²
Volume, LiDAR
46 m³
Parcel 24048A0263/00A002, Flanders · tallest building 3.6 m. Linked by address, not a title deed.
1 establishment unit
Emiel Opdebeecklaan 36, 3140 Keerbergen
since 20222.333.361.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048A0263/00A002 | Flanders | 1,774 m² | 1 · 80 m² | 3.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyEsseciBE 0787.832.812
controls
Where this company holds controlthis company sits on their board1
11 locations
Similar companies · same sector, comparable size
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CRIBERCO
BE 0435.391.923
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MELIOR CAREERS
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ILYAS
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Antwerpen · Eq €174k
Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,083 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2022
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
78200Temporary employment agencies and other provision of personnel
78300Employment activities
85510Sports and recreation education
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.