PRIMINFO
ActivePRIMINFO has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56.31M and a net result of €19.41M. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 4107 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+20
Solvency100▲+1
Growth58▲+1
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 8.5 against 2.58 in 2024), and 13.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.4%
Return on assets
29.8%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-12-2025, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
120 d early
2023
133 d early
2022
107 d early
2021
150 d early
2020
120 d early
2019
97 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€26.80M▲ 1.1%
2024 · €26.50M
2018: €36.91M
2019: €29.91M
2020: €25.17M
2021: €33.67M
2022: €26.50M
2023: €26.55M
2024: €26.50M
2018 → 2025
EBIT margin
5.7%▼ 5.0pp
2024 · 10.7%
2018: 7.6%
2019: 8.3%
2020: 6.5%
2021: 12.0%
2022: 7.6%
2023: 4.8%
2024: 10.7%
2018 → 2025
Net result
€19.41M▲ 552%
2024 · €2.98M
2018: €-326k
2019: €-589k
2020: €-6.57M
2021: €33.48M
2022: €-440k
2023: €15.55M
2024: €2.98M
2018 → 2025
Working capital
€55.87M▲ 31.0%
2024 · €42.65M
2018: €20.85M
2019: €20.73M
2020: €15.94M
2021: €43.87M
2022: €37.82M
2023: €46.69M
2024: €42.65M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€33.67M-€26.50M▼ 21.3%€26.55M▲ 0.2%€26.50M▼ 0.2%€26.80M▲ 1.1%
Equity€43.83M-€37.39M▼ 14.7%€46.60M▲ 24.6%€43.27M▼ 7.2%€56.31M▲ 30.2%
Operating result€4.05M-€2.03M▼ 50.0%€1.26M▼ 37.7%€2.82M▲ 123%€1.52M▼ 46.0%
Net result€33.48M-€-440k€15.55M€2.98M▼ 80.9%€19.41M▲ 552%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65.18M
Fixed assets
€1.86M▼ 4.9%
Current assets
€63.33M▼ 9.1%
Equity and liabilities €65.18M
Equity
€56.31M▲ 30.2%
Provisions
€1.42M▲ 6.5%
Debt
€7.46M▼ 72.4%
The debt ratio falls from 37.7% to 11.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.99M▼
2024 · €3.25M
Cash flow
€19.88M▲
2024 · €3.41M
Solvency
86.4%▲
2024 · 60.4%
Current ratio
8.50▲
2024 · 2.58
Quick ratio
8.06▲
2024 · 2.44
Debt / equity
0.13▼
2024 · 0.62
ROE
34.5%▲
2024 · 6.9%
ROA
29.8%▲
2024 · 4.2%
Interest coverage
0.99▼
2024 · 5.03
Debt
€7.46M▼
2024 · €27.03M
Debt ≤ 1 year
€7.45M▼
2024 · €27.03M
Income taxes
€663k▼
2024 · €750k
Staff costs
€2.14M▼
2024 · €2.16M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71.63M€65.18M▼
Fixed assets21/28€1.95M€1.86M▼
Tangible fixed assets22/27€1.29M€1.20M▼
Land and buildings22€167k€178k▲
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€455k€350k▼
Other tangible fixed assets26€662k€663k▲
Financial fixed assets28€660k€659k=
Other financial fixed assets284/8€660k€659k=
Amounts receivable and cash guarantees285/8€660k€659k=
Current assets29/58€69.68M€63.33M▼
Stocks and contracts in progress3€3.66M€3.29M▼
Stocks30/36€3.66M€3.29M▼
Goods purchased for resale34€3.66M€3.29M▼
Amounts receivable within one year40/41€4.98M€5.57M▲
Trade receivables40€4.53M€5.19M▲
Other amounts receivable41€451k€383k▼
Current investments50/53€60.53M€41.09M▼
Other investments51/53€60.53M€41.09M▼
Cash at bank and in hand54/58€470k€13.32M▲
Deferred charges and accrued income490/1€46k€57k▲
Equity and liabilities
Total equity and liabilities10/49€71.63M€65.18M▼
Equity10/15€43.27M€56.31M▲
Contributions10/11€2.00M€2.00M=
Capital10€2.00M€2.00M=
Issued capital100€2.00M€2.00M=
Reserves13€20.00M€20.00M=
Non-distributable reserves130/1€200k€200k=
Legal reserve130€200k€200k=
Distributable reserves133€19.80M€19.80M=
Profit (loss) carried forward14€21.26M€34.30M▲
Investment grants15€9k€9k=
Provisions and deferred taxes16€1.33M€1.42M▲
Provisions for liabilities and charges160/5€1.33M€1.41M▲
Other liabilities and charges164/5€1.33M€1.41M▲
Deferred taxes168€5k€5k=
Amounts payable17/49€27.03M€7.46M▼
Amounts payable within one year42/48€27.03M€7.45M▼
Financial debts43€15.93M-
Credit institutions430/8€15.93M-
Trade debts44€1.61M€344k▼
Suppliers440/4€1.61M€344k▼
Taxes, remuneration and social security45€588k€749k▲
Taxes450/3€214k€370k▲
Remuneration and social security454/9€375k€378k▲
Other amounts payable47/48€8.90M€6.36M▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Operating income70/76A€27.56M€27.18M▼
Turnover70€26.50M€26.80M▲
Own construction capitalised72€902k€273k▼
Other operating income74€147k€111k▼
Non-recurring operating income76A€12k-
Operating charges60/66A€24.74M€25.66M▲
Goods for resale, raw materials and consumables60€21.10M€21.92M▲
Purchases600/8€18.94M€21.55M▲
Change in stocks: decrease (increase)609€2.16M€365k▼
Services and other goods61€971k€910k▼
Remuneration, social security and pensions62€2.16M€2.14M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€432k€470k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-14k-
Provisions for liabilities and charges: additions (uses and reversals)635/8€-56k€86k▲
Other operating charges640/8€141k€133k▼
Operating profit (loss)9901€2.82M€1.52M▼
Financial income75/76B€3.69M€20.56M▲
Recurring financial income75€3.69M€20.56M▲
Income from current assets751€2.53M€1.97M▼
Other financial income752/9€1.17M€18.59M▲
Financial charges65/66B€2.79M€2.01M▼
Recurring financial charges65€2.79M€2.01M▼
Debt charges650€647k-
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€1.94M€1.69M▼
Other financial charges652/9€207k€317k▲
Profit (loss) for the period before taxes9903€3.73M€20.07M▲
Income taxes67/77€750k€663k▼
Taxes670/3€750k€663k▼
Profit (loss) for the period9904€2.98M€19.41M▲
Profit (loss) for the period to be appropriated9905€2.98M€19.41M▲
Appropriation of the result
Profit (loss) to be appropriated9906€27.57M€40.66M▲
Profit (loss) brought forward from the previous period14P€24.59M€21.26M▼
Profit to be distributed694/7€6.31M€6.36M▲
Return on contributions (dividend)694€6.00M€6.00M=
Employees696€309k€360k▲
Social balance
Average headcount (FTE)908735.333.6▼
The notes to these accounts (55 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-09
Financial
Liquidity triplescurrent ratio 8.50
Current ratio from 2.58 to 8.50; short-term debt falls from €27.03M to €7.45M.
30-09
Financial
Equity above €50MEq €56.31M ▲30.2%
3 profitable years in a row build equity to €56.31M.
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-09
Financial
Back to profitnet €15.55M
Net result €15.55M after one loss-making year.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-09
Financial
Back to profitnet €33.48M
Net result €33.48M after 3 loss-making years.
30-09
Financial
Liquidity quadruplescurrent ratio 6.48
Current ratio from 1.53 to 6.48; short-term debt falls from €30.26M to €8.01M.
30-09
Financial
Equity above €25MEq €43.83M ▲157%
Equity rises from €17.04M to €43.83M.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-09
Financial
Weakest financial yearnet €-6.57M
Net result drops to €-6.57M, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Grand Champ, ZI, Nov. 85380 Fernelmont1 establishment unit
Rue du Grand Champ, ZI, Nov. 8, 5380 Fernelmont
since 19882.041.031.537
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Of 2,120 companies in sector 46500 we hold annual accounts for 1,400. 76 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-03-1985
Fiscal year end30-09
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
51840
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filings
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.