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Generated 05-09-2026
Active BE 1010.541.743Private limited company

PREVACTIVE CONCEPT

Claquedent(HSH) 17 ·6120 Ham-sur-Heure-Nalinnes, Belgium· 2 yrs active
Sector: Business and other management consultancy (70200)
Conclusion Checked

PREVACTIVE CONCEPT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €3k. Its solvency ranks better than 47% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €16k
Net result €3k
Better than sector 47%
Active 2 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability96Solvency94Growth52Stability82
83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 96
Solvency 94
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
93 2024
93 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 1.91 (≥ 1.5) +10
Quick ratio Quick ratio 1.91 (≥ 1.0) +5
Leverage Debt/equity 0.89 (< 1.0) +10
Profitability ROE 19% (≥ 10%) +10
Interest coverage Interest coverage 140.0× (≥ 3×) +8
Profit trend Net profit down YoY -3
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 02-07-2026 with the NBB · fiscal year 2025 · micro schema
€0€5k€10kOperating result 2024: €12k€12kNet result 2024: €10k€10kOperating result 2025: €4k€4kNet result 2025: €3k€3k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 52.9% 55.9%
better than 47% of 30893 sector peers
Net result €3k €27k
better than 25% of 30902 sector peers
Equity €16k €83k
better than 20% of 30919 sector peers
Gross operating margin €5k €54k
better than 17% of 30861 sector peers
Staff costs €61 €13k
higher than 13% of 3412 sector peers
EBITDA
€5k
-57.9% 24-25
Net profit
€3k
-69.1% 24-25
Cash flow
€4k
-59.2% 24-25
Total assets
€30k
+76.9% 24-25
Equity
€16k
+23.7% 24-25
Working capital
€13k
+38.5% 24-25
Staff costs
€61
- 24-25
Income taxes
€1k
-53.8% 24-25
Debt
€14k
+243.0% 24-25
Debt ≤ 1y
€14k
+243.0% 24-25
Current ratio
1.91
-41.4% 24-25
Quick ratio
1.91
-41.4% 24-25
Solvency
52.9%
-30.1% 24-25
Debt / equity
0.89
+177.3% 24-25
ROE
19.2%
-75.0% 24-25
ROA
10.1%
-82.5% 24-25
Interest coverage
140.05
-80.3% 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositmicro schemamicro schema
Revenue--
EBITDA€5k€13k
Net profit€3k€10k
Cash flow€4k€10k
Staff costs€61-
Income taxes€1k€2k
Dividends--
Total assets€30k€17k
Equity€16k€13k
Debt€14k€4k
of which ≤ 1y€14k€4k
of which > 1y--
Working capital€13k€9k
Employees (FTE)--
Ratios (computed)
20252024
Current ratio1.913.26
Quick ratio1.913.26
Working capital ratio43.0%54.9%
Solvency52.9%75.7%
Debt / equity0.890.32
Long-term debt ratio--
Interest coverage140.05711.43
Gross margin--
Net margin--
ROA10.1%58.0%
ROE19.2%76.6%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€30k€17k
Fixed assets 21/28€3k€4k
Tangible fixed assets 22/27€3k€4k
Current assets 29/58€27k€13k
Amounts receivable within one year 40/41€6k€2k
Cash & bank 54/58€18k€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€30k€17k
Equity 10/15€16k€13k
Contributions / capital 10/11€3k€3k
Accumulated profits (losses) 14€13k€10k
Amounts payable 17/49€14k€4k
Amounts payable within one year 42/48€14k€4k
Trade debts payable within one year 44€5k€1k
Income statement
Gross operating margin 9900€5k€15k
Operating result 9901€4k€12k
Financial income 75€0-
Financial charges 65€38€18
Result before taxes 9903€4k€12k
Income taxes 67/77€1k€2k
Net result for the period 9904€3k€10k
Result to be appropriated 9905€3k€10k
Legal Structure
NACE primary Business and other management consultancy(70200)
Legal form Private limited company(610)
Incorporation20-06-2024
StatusActive
Postal code6120
Establishment units 1 location
PREVACTIVE CONCEPT
Claquedent(HSH) 17, 6120 Ham-sur-Heure-NalinnesBusiness consulting
since 20242.361.014.939
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56034B0028/00E002 Wallonia 808 m² 1 · 254 m² 10.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220Other professional, scientific and technical activities74909Other professional, scientific and technical activities74999Sports and recreation education85510Vocational training85592Other education85599
Names & trade names
Legal nameFR PREVACTIVE CONCEPT
Similar companies Comparable size · 51,486 of 82,369 companies in this sector with filed accounts
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ND - Consulting BE 0784.424.944 · Antwerpen
Sentit BE 0739.672.510 · Duffel
NIDDALA BE 0778.901.585 · Ottignies-Louvain-la-Neuve
NOËL Consult BE 1031.280.244 · Chaumont-Gistoux
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative