PRETTY CODE
ActivePRETTY CODE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €148k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.11 in 2024; short-term debt: 54.6% and cash: 30.9% of total assets), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
59.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
25 d late
2023
29 d late
2022
4 d early
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€148k▲ 95.6%
2024 · €76k
2021: €20k
2022: €83k
2023: €95k
2024: €76k
2021 → 2025
Working capital
€41k▲ 166%
2024 · €16k
2021: €21k
2022: €81k
2023: €134k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€105k▲ 377%€200k▲ 89.6%€78k▼ 61.1%€97k▲ 25.1%
Operating result€25k-€106k▲ 316%€122k▲ 15.0%€98k▼ 19.0%€196k▲ 98.8%
Net result€20k-€83k▲ 314%€95k▲ 13.4%€76k▼ 19.9%€148k▲ 95.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€71k▼ 27.9%
Current assets
€177k▲ 14.7%
Equity and liabilities €248k
Equity
€97k▲ 25.1%
Debt
€151k▼ 14.0%
The debt ratio falls from 69.3% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€229k▲
2024 · €130k
Cash flow
€181k▲
2024 · €107k
Solvency
39.2%▲
2024 · 30.7%
Current ratio
1.31▲
2024 · 1.11
Quick ratio
1.31▲
2024 · 1.11
Debt / equity
1.55▼
2024 · 2.26
ROE
152.4%▲
2024 · 97.4%
ROA
59.7%▲
2024 · 29.9%
Interest coverage
693.74▲
2024 · 336.15
Debt
€151k▼
2024 · €176k
Debt ≤ 1 year
€135k▼
2024 · €139k
Debt > 1 year
€16k▼
2024 · €37k
Income taxes
€47k▲
2024 · €22k
Staff costs
€239k▼
2024 · €370k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€253k€248k▼
Fixed assets21/28€99k€71k▼
Tangible fixed assets22/27€99k€71k▼
Furniture and vehicles24€99k€71k▼
Current assets29/58€154k€177k▲
Amounts receivable within one year40/41€98k€85k▼
Trade receivables40€78k€73k▼
Other amounts receivable41€21k€12k▼
Cash at bank and in hand54/58€54k€77k▲
Deferred charges and accrued income490/1€2k€15k▲
Equity and liabilities
Total equity and liabilities10/49€253k€248k▼
Equity10/15€78k€97k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€76k€95k▲
Amounts payable17/49€176k€151k▼
Amounts payable after more than one year17€37k€16k▼
Financial debts170/4€37k€16k▼
Amounts payable within one year42/48€139k€135k▼
Current portion of amounts payable after more than one year42€25k€21k▼
Trade debts44€40k€42k▲
Suppliers440/4€40k€42k▲
Taxes, remuneration and social security45€73k€72k▼
Taxes450/3€30k€42k▲
Remuneration and social security454/9€43k€30k▼
Other amounts payable47/48€200€286▲
Income statement
Code20242025
Remuneration, social security and pensions62€370k€239k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€33k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€502k€470k▼
Operating profit (loss)9901€98k€196k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€387€330▼
Recurring financial charges65€387€330▼
Profit (loss) for the period before taxes9903€98k€195k▲
Income taxes67/77€22k€47k▲
Profit (loss) for the period9904€76k€148k▲
Profit (loss) for the period to be appropriated9905€76k€148k▲
Appropriation of the result
Profit (loss) to be appropriated9906€274k€224k▼
Profit (loss) brought forward from the previous period14P€198k€76k▼
Profit to be distributed694/7€198k€129k▼
Return on contributions (dividend)694€198k€129k▼
Social balance
Average headcount (FTE)90874.83.3▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Highest result since 2021net €148k ▲95.6%
Operating result €196k, net result €148k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €200k ▲89.6%
3 profitable years in a row build equity to €200k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €100kEq €105k ▲377%
2 profitable years in a row build equity to €105k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Duray(H-G) 447110 La LouvièreGround area
203 m²
Building footprint
56 m²
Volume, LiDAR
488 m³
Parcel 55020C0429/02M006, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pretty Code
since 20212.313.903.425
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0429/02M006 | Wallonia | 203 m² | 1 · 56 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.