Pretty Basics
ActivePretty Basics has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €71k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 8.84 against 3.78 in 2024), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
28.5%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €221k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
20 d late
2023
41 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
83 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 47.3%
2024 · €150k
2018: €-8k
2019: €-10k
2020: €18k
2021: €11k
2022: €43k
2023: €70k
2024: €150k
2018 → 2025
Total assets
€249k▲ 24.8%
2024 · €200k
2018: €15k
2019: €14k
2020: €112k
2021: €73k
2022: €121k
2023: €119k
2024: €200k
2018 → 2025
Net result
€71k▼ 11.0%
2024 · €80k
2018: €-2k
2019: €-2k
2020: €28k
2021: €-7k
2022: €32k
2023: €27k
2024: €80k
2018 → 2025
Working capital
€221k▲ 60.4%
2024 · €138k
2018: €-6k
2019: €-10k
2020: €6k
2021: €-2k
2022: €31k
2023: €58k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€43k▲ 301%€70k▲ 62.6%€150k▲ 113%€221k▲ 47.3%
Operating result€-5k-€47k€39k▼ 15.9%€114k▲ 190%€95k▼ 17.2%
Net result€-7k-€32k€27k▼ 16.6%€80k▲ 194%€71k▼ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€284▼ 97.7%
Current assets
€249k▲ 32.9%
Equity and liabilities €249k
Equity
€221k▲ 47.3%
Debt
€28k▼ 43.2%
The debt ratio falls from 24.8% to 11.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€107k▼
2024 · €128k
Cash flow
€83k▼
2024 · €93k
Solvency
88.7%▲
2024 · 75.2%
Current ratio
8.84▲
2024 · 3.78
Quick ratio
8.84▲
2024 · 3.78
Debt / equity
0.13▼
2024 · 0.33
ROE
32.1%▼
2024 · 53.1%
ROA
28.5%▼
2024 · 39.9%
Interest coverage
158.07▲
2024 · 152.46
Debt
€28k▼
2024 · €50k
Debt ≤ 1 year
€28k▼
2024 · €50k
Income taxes
€29k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€249k▲
Fixed assets21/28€12k€284▼
Tangible fixed assets22/27€12k€284▼
Furniture and vehicles24€12k€284▼
Current assets29/58€187k€249k▲
Amounts receivable within one year40/41€85k€186k▲
Trade receivables40€60k€64k▲
Other amounts receivable41€24k€122k▲
Cash at bank and in hand54/58€100k€55k▼
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€200k€249k▲
Equity10/15€150k€221k▲
Contributions10/11€12k€12k=
Reserves13€138k€209k▲
Distributable reserves133€138k€209k▲
Amounts payable17/49€50k€28k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€50k€28k▼
Current portion of amounts payable after more than one year42€13k€0▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€29k€25k▼
Taxes450/3€29k€18k▼
Remuneration and social security454/9-€8k
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€131k€108k▼
Operating profit (loss)9901€114k€95k▼
Financial income75/76B€0€6k▲
Recurring financial income75€0€6k▲
Financial charges65/66B€837€676▼
Recurring financial charges65€837€676▼
Profit (loss) for the period before taxes9903€113k€100k▼
Income taxes67/77€34k€29k▼
Profit (loss) for the period9904€80k€71k▼
Profit (loss) for the period to be appropriated9905€80k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€71k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€80k€71k▼
To other reserves6921€80k€71k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 8.84
Current ratio from 3.78 to 8.84; short-term debt falls from €50k to €28k.
31-12
Financial
Equity above €200kEq €221k ▲47.3%
4 profitable years in a row build equity to €221k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2018net €80k ▲194%
Operating result €114k, net result €80k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲113%
3 profitable years in a row build equity to €150k.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-7k ▼125%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenlaan(Kor) 188500 KortrijkGround area
1,320 m²
Building footprint
207 m²
Volume, LiDAR
1,309 m³
Parcel 34354C0119/00K002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pretty Basics
since 20152.242.080.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0119/00K002 | Flanders | 1,320 m² | 1 · 207 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ziedoes
BE 0687.945.378
Tielt · Eq €222k
AttitudeZ
BE 0523.942.332
Wingene · Eq €220k
THUISZORG VERONIQUE JACOBS
BE 0460.532.838
Assenede · Eq €222k
PUERTO MARINA
BE 0695.528.503
Sint-Jans-Molenbeek · Eq €220k
BY NADINE EVENTS
BE 0772.658.745
Mont-Saint-Guibert · Eq €220k
Of 12,965 companies in sector 47120 we hold annual accounts for 2,176. 1,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2015
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
47511Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.