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Generated 25-07-2026
Active BE 0785.697.525Private limited company

PREMTECH

Korenbloemstraat 8 ·1742 Ternat, Belgium· 4 yrs active
Sector: Wholesale trade (46831)
Conclusion Checked

The computed 12-month bankruptcy probability of PREMTECH is 2.4% (moderate). The 2024 annual accounts show negative equity (€-25k) and a net result of €3k. Its solvency ranks better than 15% of 3331 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-25k
Net result €3k
Staff (FTE) 1.2
Better than sector 15%
Snowflake analysis 5 axes · computed by Checked
Health16Profitability0Solvency38Growth78Stability94
45 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 16
Profitability 0
Solvency 38
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
16 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro
€-40k€-30k€-20k€-10k€0€10kOperating result 2023: €-25k€-25kNet result 2023: €-30k€-30kOperating result 2024: €6k€6kNet result 2024: €3k€3k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -33.9% 25.2%
better than 15% of 3331 sector peers
Net result €3k €4k
better than 47% of 3319 sector peers
Equity €-25k €23k
better than 13% of 3338 sector peers
Gross operating margin €58k €19k
better than 73% of 3305 sector peers
Staff costs €51k €27k
higher than 70% of 928 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€6k
- far above sector median
Net profit
€3k
- far above sector median
Cash flow
€3k
- far above sector median
Total assets
€74k
+13.5% -98% vs sector
Equity
€-25k
+9.5% far below sector median
Working capital
€-28k
+5.2% far below sector median
Employees (FTE)
1
+200.0% -88% vs sector
Staff costs
€51k
+91.5% -94% vs sector
Debt
€99k
+6.6% -93% vs sector
Debt ≤ 1y
€99k
+6.6% -90% vs sector
Current ratio
0.72
+5.1% -74% vs sector
Quick ratio
0.72
+5.1% -56% vs sector
Solvency
-33.9%
+20.2% far below sector median
Debt / equity
-3.95
-17.8% far below sector median
ROE
-10.5%
- +62% vs sector
ROA
3.6%
- far above sector median
Interest coverage
1.95
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€6k
Net profit€3k
Cash flow€3k
Staff costs€51k
Income taxes-
Dividends-
Total assets€74k
Equity€-25k
Debt€99k
of which ≤ 1y€99k
of which > 1y-
Working capital€-28k
Employees (FTE)1.2
Ratios (computed)
2024
Current ratio0.72
Quick ratio0.72
Working capital ratio-37.6%
Solvency-33.9%
Debt / equity-3.95
Long-term debt ratio-
Interest coverage1.95
Gross margin-
Net margin-
ROA3.6%
ROE-10.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€1k
Current assets 29/58€71k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€-25k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-27k
Amounts payable 17/49€99k
Amounts payable within one year 42/48€99k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€58k
Operating result 9901€6k
Financial charges 65€3k
Result before taxes 9903€3k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46831)
Legal form Private limited company(610)
Incorporation04-05-2022
StatusActive
Postal code1742
Establishment units 1 location
PREMTECH
Korenbloemstraat 8, 1742 TernatHandelsbemiddeling in verf en vernis
since 20222.333.003.715
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23071B0559/00A000 Flanders 529 m² 1 · 120 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
22-03-2023
State Gazette act Capital & shares
Belgisch Staatsblad, acts 1 acts
Capital history · 1
22-03-2023
Capital change
All acts · 1 updated 3 years ago
2023
22-03-2023 All shares are now held by a single shareholder Capital & shares
Technical details 
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Sint-Katherina-Lombeek",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-22",
    "filing_date": "2023-03-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "act_date": "2023-03-23",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-07-27"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0785.697.525",
    "name_full": "PREMTECH",
    "legal_form": "Besloten Vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0893.536.878",
    "org_name": "FIDULINE BV",
    "person_name": null,
    "org_rep_person_name": "Yves Janssens",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Kooijman Marinus",
      "role": null,
      "n_shares": 0,
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    },
    {
      "kbo": null,
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      "kind": "person",
      "name": "Van Praet Bart",
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    {
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}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Groothandel in bouwmaterialen, algemeen assortiment46731Groothandel in chemische producten voor industrieel gebruik46751Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in chemische producten voor industrieel gebruik46851Groothandel in chemische producten voor industrieel gebruik46751Groothandel in chemische producten voor industrieel gebruik46851Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL PREMTECH
Registered office
Korenbloemstraat 8
1742 Ternat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative