PREMIUM PARTNERS EUROPE
ActivePREMIUM PARTNERS EUROPE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €299k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+17
Solvency49▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.51 in 2024; short-term debt: 73.4% and cash: 13.9% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.5%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
7 d early
2024
113 d early
2023
16 d early
2022
73 d late
2021
31 d late
2020
54 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€299k▲ 160%
2024 · €115k
2018: €20k
2019: €36k
2020: €259k
2021: €292k
2022: €-187k
2023: €8k
2024: €115k
2018 → 2025
Working capital
€844k▼ 24.1%
2024 · €1.11M
2018: €517k
2019: €413k
2020: €714k
2021: €729k
2022: €503k
2023: €353k
2024: €1.11M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€775k-€588k▼ 24.2%€596k▲ 1.4%€711k▲ 19.3%€1.01M▲ 42.1%
Operating result€390k-€-229k€75k€243k▲ 225%€533k▲ 120%
Net result€292k-€-187k€8k€115k▲ 1,308%€299k▲ 160%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 120% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.29M
Fixed assets
€299k▼ 0.8%
Current assets
€3.99M▲ 20.7%
Equity and liabilities €4.29M
Equity
€1.01M▲ 42.1%
Debt
€3.28M▲ 13.2%
The debt ratio falls from 80.3% to 76.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€618k▲
2024 · €308k
Cash flow
€384k▲
2024 · €180k
Solvency
23.5%▲
2024 · 19.7%
Current ratio
1.27▼
2024 · 1.51
Quick ratio
1.25▼
2024 · 1.44
Debt / equity
3.25▼
2024 · 4.08
ROE
29.6%▲
2024 · 16.2%
ROA
7.0%▲
2024 · 3.2%
Interest coverage
3.61▲
2024 · 2.14
Debt
€3.28M▲
2024 · €2.90M
Debt ≤ 1 year
€3.15M▲
2024 · €2.20M
Debt > 1 year
€0▼
2024 · €600k
Income taxes
€96k▲
2024 · €525
Staff costs
€540k▲
2024 · €442k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.61M€4.29M▲
Fixed assets21/28€302k€299k▼
Intangible fixed assets21€249k€250k▲
Tangible fixed assets22/27€52k€49k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€30k€21k▼
Other tangible fixed assets26€16k€22k▲
Financial fixed assets28€615€615=
Current assets29/58€3.31M€3.99M▲
Stocks and contracts in progress3€150k€69k▼
Stocks30/36€7k€7k=
Contracts in progress37€143k€62k▼
Amounts receivable within one year40/41€2.93M€3.28M▲
Trade receivables40€2.90M€2.54M▼
Other amounts receivable41€26k€737k▲
Cash at bank and in hand54/58€157k€597k▲
Deferred charges and accrued income490/1€71k€51k▼
Equity and liabilities
Total equity and liabilities10/49€3.61M€4.29M▲
Equity10/15€711k€1.01M▲
Contributions10/11€360k€360k=
Capital10€360k€360k=
Issued capital100€360k€360k=
Reserves13€351k€650k▲
Non-distributable reserves130/1-€36k
Legal reserve130-€36k
Distributable reserves133€351k€614k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€2.90M€3.28M▲
Amounts payable after more than one year17€600k€0▼
Financial debts170/4€600k€0▼
Amounts payable within one year42/48€2.20M€3.15M▲
Current portion of amounts payable after more than one year42€622k€0▼
Financial debts43€467k€699k▲
Credit institutions430/8€467k€699k▲
Trade debts44€1.03M€2.37M▲
Suppliers440/4€1.03M€2.37M▲
Taxes, remuneration and social security45€81k€77k▼
Taxes450/3€38k€15k▼
Remuneration and social security454/9€43k€62k▲
Other amounts payable47/48€16€0▼
Accrued charges and deferred income492/3€103k€134k▲
Income statement
Code20242025
Non-recurring operating income76A€10k€0▼
Remuneration, social security and pensions62€442k€540k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€84k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€89k
Other operating charges640/8€21k€2k▼
Non-recurring operating charges66A€0€51k▲
Gross operating margin9900€771k€1.30M▲
Operating profit (loss)9901€243k€533k▲
Financial income75/76B€16k€33k▲
Recurring financial income75€16k€33k▲
Financial charges65/66B€144k€171k▲
Recurring financial charges65€144k€171k▲
Profit (loss) for the period before taxes9903€115k€395k▲
Income taxes67/77€525€96k▲
Profit (loss) for the period9904€115k€299k▲
Profit (loss) for the period to be appropriated9905€115k€299k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€299k▲
Profit (loss) brought forward from the previous period14P€-179k€0▲
Transfer from equity791/2€64k€0▼
Transfer to equity691/2-€299k
To the legal reserve6920-€36k
To other reserves6921-€263k
Social balance
Average headcount (FTE)90876.67.5▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €299k ▲160%
Operating result €533k, net result €299k, both a record.
31-12
Financial
Equity above €1MEq €1.01M ▲42.1%
3 profitable years in a row build equity to €1.01M.
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 73 days late
2022
31-12
Financial
Weakest financial yearnet €-187k ▼164%
Net result drops to €-187k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €500kEq €775k ▲65.5%
4 profitable years in a row build equity to €775k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 56 days late
2019
31-12
Financial
Equity above €200kEq €209k ▲20.5%
2 profitable years in a row build equity to €209k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1802018 AntwerpenGround area
509 m²
Building footprint
509 m²
Volume, LiDAR
14,756 m³
Parcel 11810K1543/00N042, Flanders · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Mechelsesteenweg 180, 2018 Antwerpen
since 20152.242.316.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00N042 | Flanders | 509 m² | 1 · 509 m² | 32.7 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 25,450 EUR awarded · 450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 25,450 EUR | 450 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300GEYNXDTEM7AK04
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 1,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-04-2015
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
73110Advertising agencies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.