PREFIBEL
ActivePREFIBEL has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €1k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +71 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency61▲+9
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 0.97 in 2024), but 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16922 sector peers (2025).
NBB · sector comparisonPosition among 16922 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
102 d early
2024
21 d early
2023
34 d early
2022
11 d late
2021
110 d early
2020
64 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 12.5%
2024 · €12k
2018: €13k
2019: €79
2020: €10k
2021: €15k
2022: €15k
2023: €22k
2024: €12k
2018 → 2025
Total assets
€52k▲ 47.8%
2024 · €35k
2018: €53k
2019: €38k
2020: €45k
2021: €53k
2022: €63k
2023: €53k
2024: €35k
2018 → 2025
Net result
€1k
2024 · €-10k
2018: €463
2019: €-13k
2020: €10k
2021: €4k
2022: €380
2023: €7k
2024: €-10k
2018 → 2025
Working capital
€10k
2024 · €-697
2018: €24k
2019: €27k
2020: €40k
2021: €35k
2022: €3k
2023: €12k
2024: €-697
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€15k▲ 2.6%€22k▲ 48.7%€12k▼ 46.4%€13k▲ 12.5%
Operating result€5k-€2k▼ 53.1%€11k▲ 410%€-9k€4k
Net result€4k-€380▼ 90.9%€7k▲ 1,816%€-10k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€33k▲ 105%
Current assets
€19k▲ 0.1%
Equity and liabilities €52k
Equity
€13k▲ 12.5%
Debt
€39k▲ 65.7%
The debt ratio rises from 66.3% to 74.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€15k▲
2024 · €-811
Cash flow
€13k▲
2024 · €-2k
Solvency
25.6%▼
2024 · 33.7%
Current ratio
2.01▲
2024 · 0.97
Quick ratio
2.01▲
2024 · 0.97
Debt / equity
2.90▲
2024 · 1.97
ROE
11.1%▲
2024 · -86.4%
ROA
2.8%▲
2024 · -29.1%
Interest coverage
7.08▲
2024 · -3.01
Debt
€39k▲
2024 · €24k
Debt ≤ 1 year
€10k▼
2024 · €20k
Debt > 1 year
€29k▲
2024 · €4k
Income taxes
€534▼
2024 · €861
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€52k▲
Fixed assets21/28€16k€33k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€14k€32k▲
Furniture and vehicles24€14k€32k▲
Financial fixed assets28€199€199=
Current assets29/58€19k€19k▲
Amounts receivable within one year40/41€15k€11k▼
Trade receivables40€15k€11k▼
Other amounts receivable41-€36
Cash at bank and in hand54/58€4k€7k▲
Deferred charges and accrued income490/1€546€1k▲
Equity and liabilities
Total equity and liabilities10/49€35k€52k▲
Equity10/15€12k€13k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-9k€-7k▲
Amounts payable17/49€24k€39k▲
Amounts payable after more than one year17€4k€29k▲
Financial debts170/4€4k€29k▲
Amounts payable within one year42/48€20k€10k▼
Current portion of amounts payable after more than one year42€10k€7k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€9k€460▼
Taxes450/3€2k€460▼
Remuneration and social security454/9€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€31k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A€326€1k▲
Gross operating margin9900€32k€21k▼
Operating profit (loss)9901€-9k€4k▲
Financial charges65/66B€269€2k▲
Recurring financial charges65€269€2k▲
Profit (loss) for the period before taxes9903€-9k€2k▲
Income taxes67/77€861€534▼
Profit (loss) for the period9904€-10k€1k▲
Profit (loss) for the period to be appropriated9905€-10k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-7k▲
Profit (loss) brought forward from the previous period14P€2k€-9k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.01
Current ratio from 0.97 to 2.01; short-term debt falls from €20k to €10k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Weakest financial yearnet €-13k ▼2821%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 directors, no change since 2025
RPEFIBEL
CurrentDirector (executive) · since 01-01-2025 · Legal entity · perm. rep.: DELCROIX Martin
NEW EL-DE SRL
CurrentDirector · since 30-11-2023 · Legal entity · perm. rep.: KARALI Jevair
01-01-2025
RPEFIBEL: Appointed as Director (executive)
01-01-2025
JET'ASSUR SRL: Resigned as Director (executive)
01-12-2023
DELROIX Michel: Resigned as Director
30-11-2023
NEW EL-DE SRL: Appointed as Director
30-11-2023
DELCROIX Michel: Resigned as Director
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waverse steenweg 16831160 OudergemGround area
86 m²
Building footprint
76 m²
Volume, LiDAR
585 m³
Parcel 21332B0458/00D003, Brussels · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PREFIBEL SRL
since 19822.020.335.596
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0458/00D003 | Brussels | 86 m² | 1 · 76 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ANZA CORP
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Of 3,203 companies in sector 62900 we hold annual accounts for 1,735. 979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-1982
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.