Skip to content

JET'ASSUR

Active
Private limited companyfounded 199432 yrs activeLéon Theodorstraat 51, 1090 Jette, BelgiumKBO/BCE: BE 0453.133.619

The computed 12-month bankruptcy probability of JET'ASSUR is 2.1% (moderate). The 2024 annual accounts show equity of €54k and a net result of €10k. Equity is growing by ~10.1% per year across the filed fiscal years. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
64 / 100
Healthy▲ +9 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▲+92
Solvency42▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.47 against 1.07 in 2023), and 66.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
33.9%
Return on assets
6.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
34 d early
2022
1 d late
2021
31 d late
2020
61 d late
2019
96 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€54k▲ 25.3%
2023 · €43k
2018: €22k 2019: €31k 2020: €41k 2021: €45k 2022: €49k 2023: €43k
2018 → 2024
Total assets
€160k▼ 4.4%
2023 · €167k
2018: €57k 2019: €57k 2020: €51k 2021: €78k 2022: €53k 2023: €167k
2018 → 2024
Net result
€10k
2023 · €-6k
2018: €13k 2019: €10k 2020: €17k 2021: €3k 2022: €4k 2023: €-6k
2018 → 2024
Working capital
€-20k
2023 · €954
2018: €34k 2019: €45k 2020: €38k 2021: €13k 2022: €16k 2023: €954
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€41k-€45k▲ 7.7%€49k▲ 9.8%€43k▼ 11.5%€54k▲ 25.3%
Operating result€21k-€6k▼ 69.8%€8k▲ 26.9%€-5k€14k
Net result€17k-€3k▼ 81.2%€4k▲ 37.3%€-6k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2020: €21k€21kNet result 2020: €17k€17kOperating result 2021: €6k€6kNet result 2021: €3k€3kOperating result 2022: €8k€8kNet result 2022: €4k€4kOperating result 2023: €-5k€-5kNet result 2023: €-6k€-6kOperating result 2024: €14k€14kNet result 2024: €10k€10k20202021202220232024
The operating result returns to profit in 2024: €14k after a loss of €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €160k
Fixed assets €142k▼ 6.4%
Current assets €18k▲ 15.7%
Equity and liabilities €160k
Equity €54k▲ 25.3%
Debt €106k▼ 14.8%
The debt ratio falls from 74.2% to 66.1%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€23k
2023 · €5k
Cash flow
€20k
2023 · €5k
Solvency
33.9%
2023 · 25.8%
Current ratio
0.47
2023 · 1.07
Quick ratio
0.47
2023 · 1.07
Debt / equity
1.95
2023 · 2.87
ROE
18.3%
2023 · -13.0%
ROA
6.2%
2023 · -3.4%
Interest coverage
58458.15
2023 · 9.81
Debt
€106k
2023 · €124k
Debt ≤ 1 year
€38k
2023 · €14k
Debt > 1 year
€68k
2023 · €110k
Income taxes
€3k
2023 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€167k€160k
Fixed assets21/28€152k€142k
Intangible fixed assets21€42k€33k
Tangible fixed assets22/27€623-
Furniture and vehicles24€623-
Financial fixed assets28€110k€110k=
Current assets29/58€15k€18k
Amounts receivable within one year40/41€597€15k
Trade receivables40-€15k
Other amounts receivable41€597-
Cash at bank and in hand54/58€15k€3k
Equity and liabilities
Total equity and liabilities10/49€167k€160k
Equity10/15€43k€54k
Contributions10/11€30k€30k=
Profit (loss) carried forward14€13k€24k
Amounts payable17/49€124k€106k
Amounts payable after more than one year17€110k€68k
Financial debts170/4€110k€68k
Amounts payable within one year42/48€14k€38k
Current portion of amounts payable after more than one year42€11k€31k
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€58€966
Taxes450/3€58€966
Other amounts payable47/48€3k€37
Income statement Code20232024
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k
Other operating charges640/8€318€780
Non-recurring operating charges66A€611-
Gross operating margin9900€8k€24k
Operating profit (loss)9901€-5k€14k
Financial income75/76B€18€24
Recurring financial income75€18€24
Financial charges65/66B€559€242
Recurring financial charges65€559€0
Non-recurring financial charges66B-€242
Profit (loss) for the period before taxes9903€-6k€13k
Income taxes67/77€58€3k
Profit (loss) for the period9904€-6k€10k
Profit (loss) for the period to be appropriated9905€-6k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€24k
Profit (loss) brought forward from the previous period14P€19k€14k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-6k ▼229%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial Liquidity quadruplescurrent ratio 5.17
Current ratio from 1.41 to 5.17; short-term debt falls from €31k to €4k.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial Highest result since 2018net €17k ▲73.2%
Operating result €21k, net result €17k, both a record.
04-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024 Resigned as Director
Location & real-estate footprint
Registered office, Jette · 2 establishment units since 2021
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Léon Theodorstraat 511090 Jette
Ground area
330 m²
Building footprint
262 m²
Volume, LiDAR
4,300 m³
2 parcels, Brussels · tallest building 22.8 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
JET’ASSUR
Léon Theodorstraat 51, 1090 JetteInsurance agents and brokers
since 20212.316.380.487
PREFIBEL
Waverse steenweg 1683, 1160 OudergemInsurance agents and brokers
since 20212.323.404.178
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21463D0283/00M033 Brussels 245 m² 1 · 186 m² 22.8 m · 7 fl.
21332B0458/00D003 Brussels 86 m² 1 · 76 m² 12.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-05-1994
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:assurances@jetassur.be
Establishment Jette 2.316.380.487
E-mail:assurances@prefibel.be
Establishment Oudergem 2.323.404.178