Equity
-€137,000
Debts exceed assets in financial year 2025.
PREDIKT
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €80,672 (2025)
€80,672▲ 127%
Resultlowest -€152,634 (2025)
-€152,634▼ €138,269
Equitypeak €15,634 (2024)
-€137,000▼ €152,634
Debts
€1.8m▲ 96.4%
Board4 names since 2024
4 directorsAugment GmbH BO and 3 others
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €35,610 to €80,672Loss of €152,634Power of attorney: VANDESYPE Nick 04-09Equity from €15,634 to -€137,000Debts from €938,137 to €1.8mInvestments €485,023
Key points
from the 2025 annual accountsResult
-€152,634 ▼ 962%
The result fell in 2025 from -€14,366 to -€152,634.
Debts
€1.8m 108% of the balance sheet
Financial debts 87%Suppliers 4%Taxes and wages 1%Other 8%
Of this, €96,017 falls due within a year.
Investments
€484,678 17.3 × depreciation
Green is investment, beige is depreciation.
Staff
5 employees on 31-12-2025
In 2025, 6 people joined and 6 left.
Liquidity
11.58 was 4.26 in 2024
Short-term debts fell from €191,630 to €96,017.
2025 accounts filed 31 days after the deadline
Checked score
54
Fair
Financially stronger than 28% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,923 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.4%
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€137,000
Loss of €152,634, the second in a row (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €1.7m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 8% of them on solvency, 92% on liquidity, 12% on profitability and 0% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,555 companies had the same profile as PREDIKT has now. Each dot stands for 4 companies, two years later.
91.6%
were still trading
3.6%
stopped another way
4.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PREDIKT itself is lower: 0.3% within 12 months. It rests on far more data about PREDIKT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for PREDIKT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 11.58 (4.26 in 2024), above the usual 1.5. Short-term debt is 5.6% and cash 39.7% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€137,000
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AG
Augment GmbH
Daily manager
AG
Augment GmbH BO
Director, since 24-05-2024
- VANDESYPE Nick 375,000 sharesdeed of 28-05-2024
- VERCRUYSSEN Vincent 312,500 sharesdeed of 28-05-2024
- KOLB Samuel 312,500 sharesdeed of 28-05-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009649442
Incorporation
Founding capital of €30,000, 1,000,000 shares · Founders: VANDESYPE Nick (comparant/oprichter), VERCRUYSSEN Vincent (comparant/oprichter) and KOLB Samuel (comparant/oprichter) · Appointments: Augment GmbH (day-to-day manager), VERCRUYSSEN Vincent and KOLB Samuel · published on 28-05-2024 · Gazette deed
First establishment
Martelarenplein 20E, Leuven
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| PREDIKT Leuven | €1.7m | €80,672 | -8.0% | - |
| ZONNESTAD Aalter | €1.4m | €79,944 | 9.8% | - |
| Finticx Asse | €1.4m | €48,536 | 72.8% | - |
| NXGSAT Ghent | €1.8m | €48,185 | 81.5% | - |
| ABERRATIC Spa | €1.6m | €83,548 | 53.4% | - |
| TalentGuide Ghent | €1.5m | €76,476 | 67.0% | 3 |
| ACHILLE DERIBREUX Comines-Warneton | €1.9m | €123,433 | 0.9% | - |
These companies have the same main activity as PREDIKT: computer programming (NACE 62100). They are comparable in size and age: total assets between €1.4m and €1.9m, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 24-05-2024Normal situation
- Registered office
- 51 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.360.454.4183000 Leuven, since 24-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Turnover
- ≈ €190,000estimated
- Total assets
- €1.7m▲ 78.8%
- Employeeson 31-12-2025
- 5=
- Filing
- Filed on 31-08-2026
Insights on PREDIKT
PREDIKT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€137,000) and a net result of -€152,634.
Its solvency ranks better than 8% of 21,166 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PREDIKT
- What is the company number of PREDIKT?
- The company number of PREDIKT is 1009.649.442. The VAT number is the same number with BE in front: BE 1009.649.442.
- Where is PREDIKT based?
- The registered office is at Martelarenplein 20E, 3000 Leuven.Company details
- What does PREDIKT do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of PREDIKT?
- PREDIKT is a private limited company (BV).
- When was PREDIKT founded?
- PREDIKT was founded on 24-05-2024.
- Is PREDIKT still active?
- Yes, PREDIKT is an active enterprise in the KBO register.
- How many employees does PREDIKT have?
- PREDIKT had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PREDIKT?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €80,672 and 41 comparable companies (NACE 62100). It probably lies between €160,000 and €240,000.
- Is PREDIKT profitable?
- In financial year 2025, PREDIKT made a loss of €152,634.
- Where can I find the annual accounts of PREDIKT?
- PREDIKT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PREDIKT due?
- PREDIKT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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