PREDIKT
ActivePREDIKT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-137k) and a net result of €-153k. Its solvency ranks better than 8% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-9
Solvency17▼-10
Growth32
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 11.58 against 4.26 in 2024; short-term debt: 5.6% and cash: 39.7% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8%
Return on assets
-9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-137k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-137k
2024 · €16k
2024: €16k
2024 → 2025
Total assets
€1.71M▲ 78.8%
2024 · €954k
2024: €954k
2024 → 2025
Net result
€-153k▼ 962%
2024 · €-14k
2024: €-14k
2024 → 2025
Working capital
€1.02M▲ 62.4%
2024 · €625k
2024: €625k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€16k-€-137k
Operating result€-14k-€-151k▼ 976%
Net result€-14k-€-153k▼ 962%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €151k in 2025 against €14k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.70M
Fixed assets
€593k▲ 337%
Current assets
€1.11M▲ 36.1%
Key figures and ratios
EBITDA
€-123k▼
2024 · €-13k
Cash flow
€-125k▼
2024 · €-14k
Solvency
-8.0%▼
2024 · 1.6%
Current ratio
11.58▲
2024 · 4.26
Quick ratio
11.58▲
2024 · 4.26
Debt / equity
-13.45▼
2024 · 60.01
ROA
-9.0%▼
2024 · -1.5%
Interest coverage
-94.12▼
2024 · -23.57
Debt
€1.84M▲
2024 · €938k
Debt ≤ 1 year
€96k▼
2024 · €192k
Debt > 1 year
€1.60M▲
2024 · €600k
Staff costs
€204k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€954k€1.71M▲
Formation expenses20€1k€1k▼
Fixed assets21/28€136k€593k▲
Intangible fixed assets21€133k€589k▲
Tangible fixed assets22/27€3k€3k▲
Furniture and vehicles24€3k€3k▲
Financial fixed assets28€150€200▲
Current assets29/58€817k€1.11M▲
Amounts receivable within one year40/41€320k€232k▼
Trade receivables40€320k€232k▼
Other amounts receivable41€365-
Current investments50/53-€200k
Cash at bank and in hand54/58€491k€677k▲
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€954k€1.71M▲
Equity10/15€16k€-137k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-14k€-167k▼
Amounts payable17/49€938k€1.84M▲
Amounts payable after more than one year17€600k€1.60M▲
Financial debts170/4€600k€1.60M▲
Amounts payable within one year42/48€192k€96k▼
Trade debts44€185k€72k▼
Suppliers440/4€185k€72k▼
Taxes, remuneration and social security45€7k€24k▲
Taxes450/3-€4k
Remuneration and social security454/9€7k€20k▲
Other amounts payable47/48€35€223▲
Accrued charges and deferred income492/3€147k€146k▼
Income statement
Code20242025
Remuneration, social security and pensions62€49k€204k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€792€28k▲
Other operating charges640/8€106€485▲
Non-recurring operating charges66A€50-
Gross operating margin9900€36k€81k▲
Operating profit (loss)9901€-14k€-151k▼
Financial income75/76B€267€127▼
Recurring financial income75€267€127▼
Financial charges65/66B€563€1k▲
Recurring financial charges65€563€1k▲
Profit (loss) for the period before taxes9903€-14k€-153k▼
Profit (loss) for the period9904€-14k€-153k▼
Profit (loss) for the period to be appropriated9905€-14k€-153k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-167k▼
Profit (loss) brought forward from the previous period14P-€-14k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 11.58
Current ratio from 4.26 to 11.58; short-term debt falls from €192k to €96k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenplein 20E3000 LeuvenGround area
4.6 ha
Building footprint
1,320 m²
Volume, LiDAR
18,517 m³
Parcel 24062H0036/00L013, Flanders · tallest building 22.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PREDIKT
since 20242.360.454.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062H0036/00L013 | Flanders | 4.6 ha | 1 · 1,320 m² | 22.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 9 entries · 680,977 EUR awarded · 242,455 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 6 | 606,442 EUR | 192,080 EUR |
| 2024 | 3 | 74,535 EUR | 50,375 EUR |
Schemes
Subsidie 'Schaalklaar'
Ontwikkelingsproject
Innovatieve starterssteun
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Show 1 more
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 5,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2024
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.predikt.tech
E-mail:hello@predikt.tech