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Finticx

Active
Private limited companyfounded 2024active for 2 yearsZuiderlaan 14/12, 1731 Asse, BelgiumKBO/BCE: BE 1010.776.721
Summary

The annual accounts of Finticx for financial year 2025 show a net loss of 183% of the equity at the start of that year. The 2025 annual accounts show equity of €1.0m and a net result of -€283,228. Its solvency ranks better than 73% of 3,335 sector peers (NACE 62, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Computer programming
NACE 62100
8th largest company by equity in Asse, Telecoms and IT sector3 sites
Size
€1.4mtotal assets 2025
Staff
4.2 FTE
Equity
€1.0m
Loss
-€283,228
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Parent
FINVISION · 100%
Accounts 31 days early1 of 2 deeds read
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 1.05Loss of €283,228, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €1.4mShow the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 62, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+44
equity 72.8% of total assets
Liquidity 87+63
short-term debt 20.4%
Profitability 0-36
return on assets -19.7%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,863 companies, NACE 62, micro)
Last 24 months 07-2025: 0.4%lowest value 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026highest value
Credit of up to €55,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.05, compared with 0.62 in 2024, below the usual 1.5; short-term debt: 20.4% of total assets), and 27.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 66% on solvency, 72% on liquidity, 5% on profitability and 99% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.05
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €1.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €283,228, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 16 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Permanent representative: BRUYNEEL Lode LucCapital contribution · Amendment of…
  3. Equity above €1mequity €1.0m ▲578%

Key points

  • Caution: Result fell in 2025from -€4,244 to -€283,228 ▼ 6,574% View
  • Caution: Among the weakest 5% on net resultsector median €23,693 · 3,335 companies -€283,228 View
  • Controlled by FINVISION 100% View
  • Flemish supportawarded in 2025 €398,057 View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Loss
-€283,228
Solvency
72.8%
Total assets▲ 171%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2025
Next accounts
by 31-07-2027
  1. 31-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
26-06-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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