PRED
ActiveSummary
PRED has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,581 and a net result of €25,107. Equity is growing by about 70% per year across the filed financial years. Its solvency ranks better than 57% of 16,853 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €29,581
- Profit
- €25,107
Why 89raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €78,945lowers riskLiquidity: current ratio 0.72, cash €34,930Founded in 2012Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 57% on solvency, 71% on liquidity, 93% on profitability and 99% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 36 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €25,107 ▲669%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 8 times 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €3,916 | €6,659 | €14,678 | €16,621 | ▲ 13.2% |
| Other operating charges640/8 | - | - | - | €3,210 | €3,056 | €1,816 | €3,840 | €10,445 | ▲ 172% |
| Gross operating margin9900 | €4,118 | €2,742 | €16,593 | €4,262 | €7,963 | €16,942 | €21,822 | €53,492 | ▲ 145% |
| Operating profit (loss)9901 | €3,958 | €2,600 | €16,438 | €1,052 | €991 | €8,467 | €3,304 | €26,426 | ▲ 700% |
| Financial charges65/66B | - | - | - | €404 | €39 | €39 | €40 | €657 | ▲ 16× |
| Recurring financial charges65 | €134 | €90 | €69 | €404 | €39 | €39 | €40 | €657 | ▲ 16× |
| Profit (loss) for the period before taxes9903 | €3,824 | €2,510 | €16,369 | €648 | €952 | €8,428 | €3,264 | €25,769 | ▲ 689% |
| Income taxes67/77 | - | - | - | - | - | - | - | €662 | - |
| Profit (loss) for the period9904 | €3,824 | €2,510 | €16,369 | €648 | €952 | €8,428 | €3,264 | €25,107 | ▲ 669% |
| Profit (loss) for the period to be appropriated9905 | €3,824 | €2,510 | €16,369 | €648 | €952 | €8,428 | €3,264 | €25,107 | ▲ 669% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1,157 | €5,717 | €13,416 | €25,289 | €25,078 | €79,515 | €65,724 | €78,945 | ▲ 20.1% |
| Fixed assets21/28 | - | - | €2,000 | €16,740 | €12,824 | €52,989 | €54,310 | €43,348 | ▼ 20.2% |
| Tangible fixed assets22/27 | - | - | - | €15,197 | €11,281 | €51,446 | €50,767 | €39,805 | ▼ 21.6% |
| Furniture and vehicles24 | - | - | - | €15,197 | €11,281 | €51,446 | €50,767 | €39,805 | ▼ 21.6% |
| Financial fixed assets28 | - | - | €2,000 | €1,543 | €1,543 | €1,543 | €3,543 | €3,543 | = |
| Current assets29/58 | €1,157 | €5,717 | €11,416 | €8,549 | €12,254 | €26,526 | €11,414 | €35,597 | ▲ 212% |
| Amounts receivable within one year40/41 | €1,157 | €5,717 | €3,500 | €1,163 | €3,373 | €10,444 | €1,616 | €42 | ▼ 97.4% |
| Trade receivables40 | - | - | - | - | - | €3,492 | - | - | - |
| Other amounts receivable41 | - | - | - | €1,163 | €3,373 | €6,952 | €1,616 | €42 | ▼ 97.4% |
| Cash at bank and in hand54/58 | - | - | €7,916 | €5,301 | €2,245 | €16,082 | €9,798 | €34,930 | ▲ 257% |
| Deferred charges and accrued income490/1 | - | - | - | €2,085 | €6,636 | - | - | €625 | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1,157 | €5,717 | €13,416 | €25,289 | €25,078 | €79,515 | €65,724 | €78,945 | ▲ 20.1% |
| Equity10/15 | -€27,697 | -€25,187 | -€8,818 | -€8,170 | -€7,218 | €1,210 | €4,474 | €29,581 | ▲ 561% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€46,297 | -€43,787 | -€27,418 | -€26,770 | -€25,818 | -€17,390 | -€14,126 | €10,981 | - |
| Amounts payable17/49 | €28,854 | €30,904 | €22,234 | €33,459 | €32,296 | €78,305 | €61,250 | €49,364 | ▼ 19.4% |
| Amounts payable within one year42/48 | €28,854 | €30,904 | €22,234 | €33,459 | €32,296 | €78,305 | €61,250 | €49,364 | ▼ 19.4% |
| Trade debts44 | €9,816 | €1,077 | €6,617 | €12,497 | €3,379 | €25,917 | €16,118 | €2,665 | ▼ 83.5% |
| Suppliers440/4 | - | - | - | €12,497 | €3,379 | €25,917 | €16,118 | €2,665 | ▼ 83.5% |
| Taxes, remuneration and social security45 | - | - | - | €444 | - | - | - | €6,184 | - |
| Taxes450/3 | - | - | - | €444 | - | - | - | €6,184 | - |
| Other amounts payable47/48 | - | - | - | €20,518 | €28,917 | €52,388 | €45,132 | €40,515 | ▼ 10.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,824 | €2,510 | €16,369 | €648 | €952 | €8,428 | €3,264 | €25,107 | ▲ 669% |
| + Depreciation and write-downs630 | - | - | - | - | €3,916 | €6,659 | €14,678 | €16,621 | ▲ 13.2% |
| Operating cash flow (approximation) | €3,824 | €2,510 | €16,369 | €648 | €4,868 | €15,087 | €17,942 | €41,728 | ▲ 133% |
| Investment in fixed assets (approximation) | - | - | - | -€14,740 | €0 | -€46,824 | -€15,999 | -€5,659 | ▲ 64.6% |
| Change in cash | - | - | - | -€2,615 | -€3,056 | €13,837 | -€6,284 | €25,132 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-06-2026 | 2026-00181169 |
| 31-12-2024 | micro format | 26-06-2025 | 2025-00179613 |
| 31-12-2023 | micro format | 25-06-2024 | 2024-00178269 |
| 31-12-2022 | micro format | 05-07-2023 | 2023-00213768 |
| 31-12-2021 | micro format | 22-06-2022 | 2022-20084404 |
| 31-12-2020 | abbreviated format | 24-06-2021 | 2021-23900153 |
| 31-12-2019 | abbreviated format | 22-06-2020 | 2020-19300380 |
| 31-12-2018 | abbreviated format | 01-07-2019 | 2019-26700204 |
| 31-12-2017 | abbreviated format | 14-08-2018 | 2018-46400430 |
| 31-12-2016 | full format | 27-11-2017 | 2017-70900083 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
1 ownerOwners 1
- Philippe Ramekersnatural personSourceown accounts 2017100%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- RAMAEKERS Philippe Marcelle Fernand all shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 05-10-2023 Converted to unavailable equity · €18,600
Group and network
Connections & network
No directors read yet: 1 of 4 Gazette acts processed.
History
Acts, filings and financial milestones
05-10
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsShareholding · Capital conversion · Reserve release9 facts ▸
- General meeting, 25-09-2023
- Shareholding, 25-09-2023, 100
- Other provision, “statuten aanpassen aan Wetboek van vennootschappen en verenigingen, aanpassing rechtsvorm en kapitaal,schrappen statutair onbeschikbare eigenvermogensrekening e…” (deed in Dutch)
- Other provision, “besloten vennootschap(afgekort BV)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “beschikbaar voor uitkering” (deed in Dutch)
- Other provision, “mogelijkheid voorschot op dividenden en bestemming winst, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
- Amendment of the articles
- Capital
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24068C0303/00S000 | Flanders | 531 m² | 1 · 91 m² | 5.0 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Aan- en verkoop, import, export, vertegenwoordiging en onderhandeling, groot- en kleinhandel in voedingswaren en verwerkte producten…” (deed in Dutch)
22 activities (deed in Dutch)
- Aan- en verkoop, import, export, vertegenwoordiging en onderhandeling, groot- en kleinhandel in voedingswaren en verwerkte producten, alsmede de verhuring en de opslag
- De uitbating van een groot- of kleinhandel in algemene voedingswaren, waters en limonades, op basis van melk gemaakte dranken, sigaretten, exotische producten, cosmetica, onderhoudsproducten, lederwaren en kledij
- De vennootschap zal het beheer van voorraden verzorgen, distributie, opslag en het verzenden van alle textielproducten, voedingswaren of andere
- Restaurant van het traditionele type, buffetrestaurant en fast food
- Café, bar, discotheek, dancing, enzovoort
- Kantine en traiteur, collectieve restauratie onder contract (catering), traiteur en organisatie van recepties
- Onderneming voor de organisatie van feesten, congressen, vergaderingen, tentoonstellingen, sportmanifestaties en culturele manifestaties
- Het verlenen van adviezen op het vlak van marketing en communicatie, marktonderzoeken, haalbaarheidsstudies, het rechtstreeks bestuur of de bijstand bij het bestuur van ondernemingen, het advies voor investeringen, het onderzoek en de onderhandeling van contracten, advies bij de aanwerving en organisatie, advies bij opleiding en coaching, advies in herstructurering en optimalisatie, het zoeken naar financieringsmiddelen, advies van financiële, administratieve, juridische en aanverwante aard, in het bijzonder, in de ruimste zin, op het vlak van de hoteluitbating
- Het aanvaarden van mandaten van bestuurder of zaakvoerder in gelijk welke onderneming
- Leningen toestaan, zich borg stellen of zekerheden toestaan ten voordele van derden of ondernemingen
- De aankoop en verkoop van onroerende goederen
- Het uitbaten van stands op beurzen, markten en brocantes
- Het uitbaten en het beheer van hotels en motels met of zonder restaurant
- Andere faciliteiten van kort verblijf, zoals jongerencentra, herbergen, het uitbaten van een camping
- Verscheidene faciliteiten van verblijf zoals vakantiecentra en vakantiedorpen
- Andere faciliteiten van kort verblijf, niet-toeristisch verblijf in groep
- De industrie en de handel, de aankoop, de opslag, de makelaardij en de ambulante handel van producten van industriële, onroerende of andere aard, afgewerkt of niet afgewerkt, en meer in het bijzonder alle handelingen van verhuur van alle werken en handelingen waaronder het werkmaterieel, het materieel van burgerlijke bouwkunde, van rollend materieel of van alle commerciële artikelen welke het ook moge zijn
- Het vervoer van goederen over de weg evenals alle activiteiten die hiermee verband houden zoals de aan- en verkoop in groot- en kleinhandel van alle goederen
- Het vervoer voor rekening van derden, nationaal of internationaal, per spoor, via het water, via de weg of via de lucht evenals het charteren
- Het verhuren van alle roerende en onroerende goederen, en meer in het bijzonder van alle bedrijfsvoertuigen, groepen, wagens, liften, enzovoort
- Het uitbaten van kantoren, diensten en zakencentra met postbussen, telefonische permanentie en secretariaatswerk, de verhuring van bureelruimte
- Het verdelen en bezorgen van post en pakketten
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- PRED
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Administratieve zetels,agentschappen,werkhuizen,stapelplaatsen,bijkantoren in België of buitenland bij enkel besluit;exploitatiezetels…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “1, aantal,duur van opdracht en indien meerdere bevoegdheid” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Van toepassing op elke overdracht onder levenden zowel ten bezwarende als kosteloze titel zowel vrijwillig als gedwongen inclusief…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June