TOCK
Open bankruptcyA bankruptcy procedure is open for TOCK according to publications in the Belgian State Gazette; curator: GUNTHER PEETERS. The 2021 annual accounts show equity of €30k and a net result of €7k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
381 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2021, micro schema
Equity
€30k▲ 28.3%
2020 · €23k
2018: €-1k
2019: €-16k
2020: €23k
2018 → 2021
Total assets
€178k▲ 32.9%
2020 · €134k
2018: €11k
2019: €5k
2020: €134k
2018 → 2021
Net result
€7k▼ 83.5%
2020 · €40k
2018: €-8k
2019: €-17k
2020: €40k
2018 → 2021
Working capital
€16k▲ 4.4%
2020 · €15k
2018: €-1k
2019: €-18k
2020: €15k
2018 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202021Trend
Equity€-1k-€-16k▼ 1,083%€23k€30k▲ 28.3%
Operating result€-8k-€-17k▼ 107%€41k€10k▼ 75.1%
Net result€-8k-€-17k▼ 107%€40k€7k▼ 83.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2021; 2021 is 75% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €178k
Fixed assets
€14k▲ 72.3%
Current assets
€164k▲ 30.3%
Equity and liabilities €178k
Equity
€30k▲ 28.3%
Debt
€149k▲ 33.8%
The debt ratio rises from 82.8% to 83.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2020 · €42k
Cash flow
€9k▼
2020 · €41k
Solvency
16.6%▼
2020 · 17.2%
Current ratio
1.10▼
2020 · 1.13
Quick ratio
1.10▼
2020 · 1.13
Debt / equity
5.03▲
2020 · 4.82
ROE
22.0%▼
2020 · 171.5%
ROA
3.7%▼
2020 · 29.5%
Interest coverage
4.96▼
2020 · 134.80
Debt
€149k▲
2020 · €111k
Debt ≤ 1 year
€149k▲
2020 · €111k
Income taxes
€1k▼
2020 · €3k
Staff costs
€31k▲
2020 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet
Code20202021
Assets
Total assets20/58€134k€178k▲
Fixed assets21/28€8k€14k▲
Tangible fixed assets22/27€8k€14k▲
Furniture and vehicles24€7k€13k▲
Other tangible fixed assets26€1k€1k▼
Current assets29/58€126k€164k▲
Stocks and contracts in progress3€377€1k▲
Stocks30/36€377€1k▲
Amounts receivable within one year40/41€121k€153k▲
Trade receivables40€69k€128k▲
Other amounts receivable41€52k€25k▼
Cash at bank and in hand54/58€4k€10k▲
Deferred charges and accrued income490/1€396-
Equity and liabilities
Total equity and liabilities10/49€134k€178k▲
Equity10/15€23k€30k▲
Contributions10/11€9k€9k=
Profit (loss) carried forward14€14k€20k▲
Amounts payable17/49€111k€149k▲
Amounts payable within one year42/48€111k€149k▲
Trade debts44€16k€139k▲
Suppliers440/4€16k€139k▲
Advances received on contracts in progress46€89k-
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€4k€6k▲
Income statement
Code20202021
Remuneration, social security and pensions62€23k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€615€616▲
Gross operating margin9900€65k€44k▼
Operating profit (loss)9901€41k€10k▼
Financial income75/76B€2k€1▼
Recurring financial income75€2k€1▼
Non-recurring financial income76B€2k-
Financial charges65/66B€310€2k▲
Recurring financial charges65€310€2k▲
Profit (loss) for the period before taxes9903€43k€8k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€40k€7k▼
Profit (loss) for the period to be appropriated9905€40k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€20k▲
Profit (loss) brought forward from the previous period14P€-26k€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
20-09
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · TOCK BV KERKEVELD- STRAAT 15/201, 1020 LAKEN · event 07-09-2023
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 381 days late
2020
31-12
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 1.13
Current ratio from 0.13 to 1.13.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
208 m²
Building footprint
204 m²
Volume, LiDAR
2,341 m³
2 parcels, Brussels, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ENIGMA
since 20182.275.532.106
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
| 21815D0166/00K000 | Brussels | 60 m² | 1 · 60 m² | 14.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GUNTHER PEETERS KUNSTLAAN 24 BUS 9,
1000 BRUSSEL 1 |
07-09-2023 → present |
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-05-2018
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.