PREBEL
ActiveSummary
PREBEL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196,445 and a net result of €1,053. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 7564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-4
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 9.6 against 9.93 in 2024; short-term debt: 6% and cash: 45.7% of total assets), and 24.1% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
30 d early
2023
49 d early
2022
31 d early
2021
16 d early
2020
24 d early
2019
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€196,445▲ 0.5%
2024 · €195,393
Total assets
€258,754▼ 1.6%
2024 · €263,060
Net result
€1,053▼ 87.9%
2024 · €8,685
Working capital
€133,064▲ 8.8%
2024 · €122,275
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€76,205▲ 99.5%€2,967▼ 96.1%€41,702▲ 1,306%€12,441▼ 70.2%€6,236▼ 49.9%
Net result€51,198▲ 61.2%€1,743▼ 96.6%€26,626▲ 1,427%€8,685▼ 67.4%€1,053▼ 87.9%
Equity€186,839▲ 37.7%€188,582▲ 0.9%€186,708▼ 1.0%€195,393▲ 4.7%€196,445▲ 0.5%
Total assets€195,046▲ 5.2%€283,213▲ 45.2%€298,425▲ 5.4%€263,060▼ 11.9%€258,754▼ 1.6%
Debt€8,207▼ 83.5%€94,630▲ 1,053%€111,717▲ 18.1%€67,667▼ 39.4%€62,309▼ 7.9%
Working capital€135,141▲ 27.2%€102,952▼ 23.8%€103,490▲ 0.5%€122,275▲ 18.2%€133,064▲ 8.8%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258,754
Fixed assets
€110,222 ▼ 13.3%
Current assets
€148,532 ▲ 9.2%
Equity and liabilities €258,754
Equity
€196,445 ▲ 0.5%
Debt
€62,309 ▼ 7.9%
Debt's share of the balance-sheet total falls from 25.7% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,102▼
2024 · €29,430
Cash flow
€17,919▼
2024 · €25,674
Current ratio
9.60▼
2024 · 9.93
Debt to equity
0.32▼
2024 · 0.35
ROE
0.5%▼
2024 · 4.4%
ROA
0.4%▼
2024 · 3.3%
Interest coverage
9.97▼
2024 · 12.15
Debt ≤ 1 year
€15,468▲
2024 · €13,696
Debt > 1 year
€46,841▼
2024 · €53,971
Income taxes
€2,876▲
2024 · €1,416
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €11,402 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,558 | €17,377 | €19,929 | €16,989 | €16,867 | ▼ 0.7% |
| Other operating charges640/8 | €1,163 | €12,181 | €1,145 | €2,876 | €2,474 | ▼ 14.0% |
| Gross operating margin9900 | €86,927 | €32,525 | €62,776 | €32,306 | €25,577 | ▼ 20.8% |
| Operating profit (loss)9901 | €76,205 | €2,967 | €41,702 | €12,441 | €6,236 | ▼ 49.9% |
| Financial income75/76B | €4,994 | €1,139 | €144 | €82 | €11 | ▼ 87.2% |
| Recurring financial income75 | €4,994 | €1,139 | €144 | €82 | €11 | ▼ 87.2% |
| Financial charges65/66B | €63 | €1,036 | €2,557 | €2,422 | €2,317 | ▼ 4.3% |
| Recurring financial charges65 | €63 | €1,036 | €2,557 | €2,422 | €2,317 | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €81,136 | €3,070 | €39,288 | €10,101 | €3,929 | ▼ 61.1% |
| Income taxes67/77 | €29,938 | €1,326 | €12,663 | €1,416 | €2,876 | ▲ 103% |
| Profit (loss) for the period9904 | €51,198 | €1,743 | €26,626 | €8,685 | €1,053 | ▼ 87.9% |
| Profit (loss) for the period to be appropriated9905 | €51,198 | €1,743 | €26,626 | €8,685 | €1,053 | ▼ 87.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €195,046 | €283,213 | €298,425 | €263,060 | €258,754 | ▼ 1.6% |
| Fixed assets21/28 | €51,698 | €153,147 | €144,078 | €127,089 | €110,222 | ▼ 13.3% |
| Tangible fixed assets22/27 | €51,698 | €153,147 | €144,078 | €127,089 | €110,222 | ▼ 13.3% |
| Land and buildings22 | - | €116,922 | €110,980 | €105,039 | €99,098 | ▼ 5.7% |
| Plant, machinery and equipment23 | €3,461 | €1,007 | €4,379 | €2,691 | €1,074 | ▼ 60.1% |
| Furniture and vehicles24 | €48,238 | €35,218 | €28,719 | €19,359 | €10,051 | ▼ 48.1% |
| Current assets29/58 | €143,348 | €130,066 | €154,347 | €135,971 | €148,532 | ▲ 9.2% |
| Stocks and contracts in progress3 | - | €3,040 | - | - | - | - |
| Contracts in progress37 | - | €3,040 | - | - | - | - |
| Amounts receivable within one year40/41 | €69,123 | €61,011 | €29,092 | €40,898 | €27,225 | ▼ 33.4% |
| Trade receivables40 | €35,242 | €54,442 | €27,540 | €33,516 | €16,810 | ▼ 49.8% |
| Other amounts receivable41 | €33,881 | €6,569 | €1,553 | €7,382 | €10,415 | ▲ 41.1% |
| Cash at bank and in hand54/58 | €71,716 | €63,229 | €122,863 | €92,183 | €118,299 | ▲ 28.3% |
| Deferred charges and accrued income490/1 | €2,509 | €2,785 | €2,392 | €2,890 | €3,008 | ▲ 4.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €195,046 | €283,213 | €298,425 | €263,060 | €258,754 | ▼ 1.6% |
| Equity10/15 | €186,839 | €188,582 | €186,708 | €195,393 | €196,445 | ▲ 0.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €50,000 | €50,000 | €76,626 | €76,626 | €76,626 | = |
| Distributable reserves133 | €50,000 | €50,000 | €76,626 | €76,626 | €76,626 | = |
| Profit (loss) carried forward14 | €130,639 | €132,382 | €103,882 | €112,567 | €113,620 | ▲ 0.9% |
| Amounts payable17/49 | €8,207 | €94,630 | €111,717 | €67,667 | €62,309 | ▼ 7.9% |
| Amounts payable after more than one year17 | - | €67,517 | €60,860 | €53,971 | €46,841 | ▼ 13.2% |
| Financial debts170/4 | - | €67,517 | €60,860 | €53,971 | €46,841 | ▼ 13.2% |
| Amounts payable within one year42/48 | €8,207 | €27,113 | €50,857 | €13,696 | €15,468 | ▲ 12.9% |
| Current portion of amounts payable after more than one year42 | - | €6,432 | €6,657 | €6,889 | €7,130 | ▲ 3.5% |
| Trade debts44 | €1,707 | €16,921 | €5,792 | €1,155 | €822 | ▼ 28.9% |
| Suppliers440/4 | €1,707 | €16,921 | €5,792 | €1,155 | €822 | ▼ 28.9% |
| Taxes, remuneration and social security45 | €6,500 | - | €5,163 | - | - | - |
| Taxes450/3 | €6,500 | - | €5,163 | - | - | - |
| Other amounts payable47/48 | - | €3,759 | €33,246 | €5,652 | €7,516 | ▲ 33.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,198 | €1,743 | €26,626 | €8,685 | €1,053 | ▼ 87.9% |
| + Depreciation and write-downs630 | €9,558 | €17,377 | €19,929 | €16,989 | €16,867 | ▼ 0.7% |
| Operating cash flow (approximation) | €60,756 | €19,121 | €46,555 | €25,674 | €17,919 | ▼ 30.2% |
| Investment in fixed assets (approximation) | - | -€118,826 | -€10,860 | €0 | €0 | - |
| Change in cash | - | -€8,486 | €59,633 | -€30,680 | €26,116 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.93
Current ratio from 3.03 to 9.93; short-term debt falls from €50,857 to €13,696.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €51,198 ▲61.2%
Operating result €76,205, net result €51,198, both a record.
31-12
Financial
Liquidity times 6current ratio 17.47
Current ratio from 3.13 to 17.47; short-term debt falls from €49,772 to €8,207.
31-12
Financial
Equity above €150,000Eq €186,839 ▲37.7%
3 profitable years in a row build equity to €186,839.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Back to profitnet €7,705
Net result €7,705 after one loss-making year.
Show earlier events
31-12
Financial
Equity above €100,000Eq €103,880 ▲8%
Equity rises from €96,175 to €103,880.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2009
Ground area
255 m²
Building footprint
152 m²
Volume, LiDAR
2,027 m³
Parcel 35386D0223/00R008, Flanders · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Prebel
since 20092.179.552.881
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35386D0223/00R008 | Flanders | 255 m² | 1 · 152 m² | 15.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALFACOR
BE 0795.884.406
Villers-la-Ville · Eq €196,443
NERC
BE 0764.886.966
Bree · Eq €196,431
BORU - BOUW
BE 0447.342.422
Beringen · Eq €196,394
BOUWWERKEN DAD
BE 0878.108.732
Westerlo · Eq €196,539
BRIELE CONSTRUCT
BE 0803.797.230
Merchtem · Eq €196,576
Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,145 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Contact
E-mail
info@prebelbouw.beOostende
Phone
0477/25.52.84Oostende
E-invoicing
Reachable via Peppol
Peppol ID
0208:0816797012
Also
9925:BE0816797012
Registered
30-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.