Praktijk Rondpunt Streffer
ActiveSummary
Praktijk Rondpunt Streffer has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €155k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 10% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-43
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.85 in 2024; short-term debt: 92.6% and cash: 39.6% of total assets), and 95.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
38.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
6 d late
2024
27 d late
2023
28 d late
2022
70 d late
2021
on the day
2020
90 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 89.4%
2024 · €176k
2019: €53k
2020: €142k
2021: €269k
2022: €172k
2023: €209k
2024: €176k
2019 → 2025
Total assets
€402k▲ 8.7%
2024 · €370k
2019: €67k
2020: €189k
2021: €324k
2022: €283k
2023: €273k
2024: €370k
2019 → 2025
Net result
€155k▲ 31.0%
2024 · €119k
2019: €40k
2020: €90k
2021: €127k
2022: €66k
2023: €84k
2024: €119k
2019 → 2025
Working capital
€16k▼ 90.0%
2024 · €160k
2019: €6k
2020: €105k
2021: €244k
2022: €171k
2023: €175k
2024: €160k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€172k▼ 36.3%€209k▲ 21.7%€176k▼ 15.7%€19k▼ 89.4%
Operating result€174k-€131k▼ 25.0%€114k▼ 12.6%€136k▲ 19.1%€215k▲ 57.6%
Net result€127k-€66k▼ 48.0%€84k▲ 26.8%€119k▲ 41.8%€155k▲ 31.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€14k ▼ 34.9%
Current assets
€388k ▲ 11.4%
Equity and liabilities €402k
Equity
€19k ▼ 89.4%
Debt
€383k ▲ 97.9%
Debt's share of the balance-sheet total rises from 52.4% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€224k▲
2024 · €149k
Cash flow
€165k▲
2024 · €132k
Current ratio
1.04▼
2024 · 1.85
Debt to equity
20.62▲
2024 · 1.10
ROE
835.7%▲
2024 · 67.4%
ROA
38.7%▲
2024 · 32.1%
Interest coverage
35.35▲
2024 · 28.98
Debt ≤ 1 year
€372k▲
2024 · €188k
Income taxes
€55k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€370k€402k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Plant, machinery and equipment23€868€656▼
Furniture and vehicles24€16k€10k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€349k€388k▲
Amounts receivable after more than one year29€3k€3k=
Other amounts receivable291€3k€3k=
Amounts receivable within one year40/41€35k€74k▲
Trade receivables40-€9k
Other amounts receivable41€35k€65k▲
Current investments50/53€150k€151k▲
Cash at bank and in hand54/58€156k€159k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€370k€402k▲
Equity10/15€176k€19k▼
Contributions10/11€19k€19k=
Reserves13€157k-
Distributable reserves133€157k-
Amounts payable17/49€194k€383k▲
Amounts payable within one year42/48€188k€372k▲
Trade debts44€3k€16k▲
Suppliers440/4€3k€16k▲
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€33k€20k▼
Taxes450/3€33k€20k▼
Other amounts payable47/48€153k€328k▲
Accrued charges and deferred income492/3€5k€11k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€9k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€151k€226k▲
Operating profit (loss)9901€136k€215k▲
Financial income75/76B€31k€2k▼
Recurring financial income75€31k€2k▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€162k€211k▲
Income taxes67/77€43k€55k▲
Profit (loss) for the period9904€119k€155k▲
Profit (loss) for the period to be appropriated9905€119k€155k▲
Appropriation of the result
Profit (loss) to be appropriated9906€119k€155k▲
Transfer from equity791/2€150k€157k▲
Transfer to equity691/2€117k-
To other reserves6921€117k-
Profit to be distributed694/7€151k€313k▲
Return on contributions (dividend)694€151k€313k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Highest result since 2019net €155k ▲31%
Operating result €215k, net result €155k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €200kEq €209k ▲21.7%
5 profitable years in a row build equity to €209k.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €269k ▲89.1%
3 profitable years in a row build equity to €269k.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.26
Current ratio from 1.44 to 3.26.
31-12
Financial
Equity above €100kEq €142k ▲169%
2 profitable years in a row build equity to €142k.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Septestraat 52640 MortselGround area
772 m²
Building footprint
347 m²
Volume, LiDAR
1,560 m³
2 parcels, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Praktijk Rondpunt Streffer
since 20192.285.047.905
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0073/00W004 | Flanders | 511 m² | 1 · 239 m² | 16.1 m · 1 fl. |
| 11029A0135/00K006 | Flanders | 260 m² | 1 · 109 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994003BPCG7L21S9G60
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 3,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.